Transwarranty Finance Limited share price

Transwarranty Finance Limited, a non-banking finance company, provides financial services in India. The company offers advisory services like investment banking, corporate finance, project finance, trade finance, and provides business and retail loans digitally both secured and unsecured. It serves small, medium, and large companies, as well as retail clients. Transwarranty Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India.Read more

Website NSE हिंदी में BSE

Financial ServicesMortgage FinanceNSE: TFLISIN INE804H01012

16 Oct 2026, 3:29 PM IST₹12.21▲ 0.62 (5.35%)

Market Cap₹ 67 Cr.
Current Price₹ 12.21
High / Low₹ 19 / 10
Stock P/E—
Book Value₹ 5
Dividend Yield0.00 %
Price / Book2.38
ROE-11.10 %
Face Value₹ 10.0

More figures (8)

EPS (TTM)₹ -0.67
Net margin-26.3 %
Sales growth (5Y)0.2 %
Profit growth (5Y)—
Promoter holding71.6 %
EV / EBITDA—
Beta0.36
All-time high₹ 56

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
TFL	+0.33%	+10.00%	-5.93%	-22.82%	-14.44%	+7.24%	+17.45%
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

Transwarranty Finance Limited is in the Mortgage Finance industry (Financial Services), with a market value of ₹67 crore.
Revenue grew 0.2% a year over the last 5 years.
Return on equity was -11.1% in the latest year.
The share price is 34.0% below its 52-week high and down 14.4% over one year.
Promoters and insiders hold about 71.6%; institutions about 0.0%.

Pros

No standout strengths in the reported figures.

Cons

Return on equity has been low: -8.3% on average over the last 3 years.
Sales growth has been slow: 0.2% a year over the last 5 years.
Promoter holding has fallen by 7.81 points over 3 years, to 53.99%.
The company has not paid a dividend recently.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About Transwarranty Finance Limited

Employees: 42
Head office: Mumbai

Financial ServicesMortgage Finance

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	Transwarranty Finance	12.21	—	67	0.00	-0	—	3	-35.28	-9.0	-11.1	2.38	-51.6	1.07	71.55	14	0.2
2.	Bajaj Housing Finance	83.36	25.8	69,431	0.00	715	21.92	3,030	22.59	3.3	12.1	3.08	30.0	4.60	86.74	10,839	25.5
3.	PNB Housing Finance	1,167.70	13.2	30,454	0.68	557	1.26	923	8.10	—	12.7	1.58	—	2.77	28.01	3,617	12.5
4.	LIC Housing Finance	521.00	5.0	28,658	1.88	1,499	9.14	2,064	-10.06	—	14.4	0.69	—	6.43	2.34	8,550	10.3
5.	Aadhar Housing Finance	447.00	17.4	19,596	0.00	282	19.00	937	15.56	12.0	15.8	2.58	75.4	2.49	74.60	3,387	21.7
6.	Sammaan Capital	133.86	—	15,376	0.00	243	-24.92	1,137	-25.86	-12.8	-35.0	0.58	-50.7	2.73	35.67	5,464	21.0
7.	Home First Finance Company India	1,099.80	19.9	11,500	0.47	160	52.69	485	27.66	5.0	15.7	2.63	33.0	2.43	9.34	1,656	33.7
8.	Aptus Value Housing Finance India	222.50	11.3	11,143	2.23	261	19.01	600	15.38	—	20.1	2.20	—	1.56	26.60	2,245	23.0
9.	Can Fin Homes	732.15	8.5	9,749	2.18	275	9.22	1,131	7.75	—	19.7	1.52	—	6.37	38.68	4,216	17.6
10.	Aavas Financiers	1,195.20	13.9	9,477	0.00	171	23.01	642	12.21	4.7	13.9	1.87	20.7	3.11	50.77	2,273	18.8
	Median: 10 Co.	484.00	13.5	13,438	0.24	268	19.00	930	10.16	4.0	14.2	2.04	25.4	2.75	37.18	3,502	19.9

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	3	3	3	5	4	4	4	3	4	3	3	4	3
YOY Revenue Growth %	2.41%	18.65%	-14.53%	166.66%	49.61%	18.88%	16.55%	-31.95%	-1.70%	-14.32%	-11.40%	16.21%	-35.28%
Interest	1	1	1	1	1	1	1	1	1	1	1	1	1
	3	3	3	2	4	4	4	3	4	4	4	5	2
Employee Cost %	41%	33%	34%	23%	32%	37%	38%	36%	36%	43%	44%	35%	28%
Fees & Commission %								101%	22%	24%	36%	39%	22%
Credit Cost %	5%							-4%	12%	7%	4%	3%	2%
Other Expenses %	57%	71%	63%	22%	53%	58%	72%	-40%	25%	36%	35%	50%	21%
Financing Profit	-1	-1	-1	2	-1	-1	-2	-0	-1	-1	-1	-2	-0
Financing Margin %	-50%	-45%	-40%	30%	-15%	-22%	-45%	-14%	-26%	-41%	-45%	-42%	-8%
	0	1	1	1	0	1	-1	0	0	0	1	1	0
Exceptional items												-1
Depreciation	0	0	0	0	0	0	0	0	0	0	0	-0	0
Profit before tax	-1	-1	-0	3	-0	0	-2	-0	-1	-1	-1	-1	0
				0%
Current tax				0					0	-0	0
Deferred tax				-0				1				0
	-1	-1	-0	3	-0	0	-2	-1	-1	-1	-1	-1	-0
Profit from associates													-0
YOY Profit Growth %								-140.15%		-369.52%
EPS in Rs	-0.19	-0.21	-0.07	0.98	-0.08	0.09	-0.45	-0.61	-0.16	-0.23	0.17	-0.26	0.02
Raw filing

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1	1	1	2	2	1	2	2	3	2	2	2	3
YOY Revenue Growth %		59.27%	0.69%	230.91%	43.33%	-2.23%	27.91%	12.10%	86.36%	15.95%	-0.55%	5.49%	-22.46%
Interest	1	1	1	1	1	1	1	1	1	1	1	1	1
	1	1	1	0	1	1	2	1	2	3	4	2	2
Employee Cost %	34%	27%	31%	27%	27%	44%	34%	25%	18%	36%	34%	27%	28%
Fees & Commission %								23%	7%	10%	25%	27%	22%
Credit Cost %	10%							-7%	14%	15%	7%	6%	2%
Other Expenses %	41%	69%	49%	-13%	41%	41%	59%	21%	12%	29%	24%	32%	21%
Financing Profit	-1	-1	-1	1	-0	-1	-1	0	1	-3	-3	-1	-0
Financing Margin %	-66%	-77%	-64%	29%	-27%	-54%	-57%	8%	16%	-158%	-162%	-26%	-8%
	0	1	0	2	0	1	-1	5	0	0	0	1	0
Exceptional items								-2				-0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	-1	-1	-0	2	-0	0	-2	3	1	-3	-3	0	0
								19%				39%
Deferred tax								1				0
	-1	-1	-0	2	-0	0	-2	3	1	-3	-3	0	0
YOY Profit Growth %								33.45%		-1,034.81%		-97.41%	-90.95%
EPS in Rs	-0.16	-0.21	-0.08	0.42	-0.10	0.05	-0.36	0.53	0.11	-0.48	-0.51	0.01	0.01
Raw filing

Source: the company's results filed with NSE, as reported. EPS restated for bonus issues and splits. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	7	14	15	11	14	15	14	13
YOY Revenue Growth %		116.67%	3.45%	-26.78%	30.11%	5.76%	-3.17%
Interest	3	3	5	6	5	4	3	3
	14	16	14	16	12	15	17	15
Employee Cost %	64%	26%	27%	39%	31%	36%	39%	38%
Fees & Commission %						27%	31%	31%
Credit Cost %						4%	7%	4%
Other Expenses %	141%	40%	38%	101%	50%	30%	37%	37%
Financing Profit	-10	-5	-4	-10	-2	-4	-5	-5
Financing Margin %	-155%	-33%	-27%	-97%	-18%	-24%	-38%	-36%
	2	2	2	1	3	1	2	2
Exceptional items						-2	-1	-1
Depreciation	1	1	1	0	0	1	0	0
Profit before tax	-9	-3	-2	-9	1	-5	-4	-3
					0%
Current tax				-0	0
Deferred tax	-0	-0			-0	1	0
	-9	-3	-2	-9	1	-5	-4	-4
Profit from associates								-0
Profit to shareholders		-3
YOY Profit Growth %						-775.68%
EPS in Rs	-0.23	-0.85	-0.58	-3.38	0.16	-0.97	-0.97	-0.30

Compounded Sales Growth

5 Years:: 0%
3 Years:: 10%
TTM:: -12%

Stock Price CAGR

5 Years:: 17%
3 Years:: 7%
1 Year:: -14%

Return on Equity

4 Years:: -14%
Last Year:: -11%

₹ Cr	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1	7	7	4	6	7	8	8
YOY Revenue Growth %		379.92%	-1.38%	-42.89%	54.02%	18.69%	7.65%
Interest	2	3	4	5	4	4	3	3
	4	8	6	8	4	6	7	11
Employee Cost %	101%	18%	16%	36%	29%	32%	31%	31%
Fees & Commission %						13%	19%	22%
Credit Cost %						8%	13%	7%
Other Expenses %	156%	10%	8%	166%	35%	23%	26%	26%
Financing Profit	-5	-4	-3	-9	-2	-2	-3	-6
Financing Margin %	-333%	-54%	-43%	-227%	-38%	-29%	-37%	-76%
	0	0	1	0	3	5	1	1
Exceptional items						-2	-0	-0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	-4	-4	-2	-9	0	1	-2	-5
						49%
Deferred tax	-0	-0				1	0
	-4	-3	-2	-9	0	1	-2	-5
YOY Profit Growth %						85.15%	-414.81%
EPS in Rs	-1.18	-0.96	-0.63	-3.16	0.07	0.13	-0.38	-0.97

Compounded Sales Growth

5 Years:: 2%
3 Years:: 25%
TTM:: -5%

Compounded Profit Growth

TTM:: -408%

Stock Price CAGR

5 Years:: 17%
3 Years:: 7%
1 Year:: -14%

Return on Equity

4 Years:: -14%
Last Year:: -11%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. EPS restated for bonus issues and splits. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	48	49	54	55
Reserves	-19	-19	-23	-26
	40	38	41	31
Long term borrowings	32	30	8	19
Short term borrowings	8	9	33	11
	37	30	28	5
Trade payables	30	22	22	1
Minority interest	4	4	4
Current liabilities	40	32	56	16
Total Liabilities	106	99	100	64
	8	8	8	8
Gross block	17	17	18	12
Accumulated depreciation	9	9	10	4
Goodwill & intangibles	7	7	7	0
	98	91	92	56
Trade receivables	12	3	5	0
Cash & equivalents	15	1	1	1
Current assets	32	13	22	31
Total Assets	106	99	100	64

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-12	-15	-5	15
Profit for the year	-9	1	-5	-3
Working capital changes	-13	-21	-6	11
Direct taxes paid	-0	-0	1	2
	2	7	-0	-3
Fixed assets purchased	-0	-0	-0	-0
Fixed assets sold	0		0	0
Investments purchased	-0		-0	-3
Investments sold	2	7
	16	-6	5	-9
Interest paid	-5	-5		-4
Net Cash Flow	6	-14	0	3
Free Cash Flow	-12	-15	-5	15

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	—	-30.8%	2.7%	-16.6%	-11.1%
Net margin	—	-95.7%	5.7%	-40.2%	-26.3%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

Promoters 53.99%
Public 46.01%

%	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	61.80%	61.79%	61.85%	61.85%	56.32%	56.32%	56.00%	56.00%	56.00%	54.84%	53.99%	53.99%
	38.20%	38.21%	38.15%	38.15%	43.68%	43.68%	44.00%	44.00%	44.00%	45.16%	46.01%	46.01%
Retail (up to ₹2 lakh)	7.95%	8.98%	9.13%	8.73%	7.87%	7.96%	7.55%	7.52%	7.60%	7.78%	7.52%	7.49%
HNIs (above ₹2 lakh)	14.56%	13.39%	12.94%	8.97%	17.36%	12.30%	12.78%	12.88%	13.02%	14.96%	13.89%	24.98%
NRIs	0.29%	0.35%	0.36%	0.50%	0.15%	0.12%	0.12%	0.12%	0.11%	0.10%	0.64%	0.73%
Bodies corporate	2.52%	2.58%	2.74%	5.89%	5.17%	5.89%	10.95%	10.93%	10.48%	8.54%	4.43%	4.47%
IEPF	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%
No. of Shareholders	6,325	7,345	7,515	8,496	8,391	8,975	9,135	9,044	8,951	9,279	9,028	9,086

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

None filed recently.

Concalls & investor meets

General updatesTranswarranty Finance Limited has informed the Exchange about Investor Presentation02-Nov-2022

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 4 Sep 2012
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

Transwarranty Finance (TFL.NS) Edges Higher to ₹12.08 as Stock Defends ₹11.48 Support - Ichimoku Kumo Breakhttps://www.siam.in/ · 21 Sep 2026

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about Transwarranty Finance Limited

What is the share price of Transwarranty Finance Limited today?

Transwarranty Finance Limited (TFL) last traded at ₹12.21 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.

What is the market cap of Transwarranty Finance Limited?

About ₹67 crore at the latest price.

What is the P/E ratio of Transwarranty Finance Limited?

The P/E is not available (for example when earnings are negative).

Is Transwarranty Finance Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy Transwarranty Finance Limited shares?

You need a trading and demat account with a SEBI-registered stock broker. We can help you open one through Parshvanath Investments, an Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539). We provide execution and account service only, not tips or research.

Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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Transwarranty Finance Limited share price

Price chart

Quick take

Pros

Cons

AI analysis

About Transwarranty Finance Limited

Peer comparison

Quarterly Results

Profit & Loss

Projection — your assumptions

Related party transactions

Compounded Sales Growth

Stock Price CAGR

Return on Equity

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Documents

Announcements

Annual reports

Credit ratings

Concalls & investor meets

Key dates

Trade with our broking desk

Latest news

In the news

From the company (NSE)

Questions about Transwarranty Finance Limited

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