Inflation calculator: what things will cost later.
See how much today's expenses could cost in the future, and why money kept idle loses value every year.
₹
₹1K₹1Cr
%
2%15%
yrs
1 yr40 yrs
Future cost₹0
Price rise₹0
₹1 lakh today will feel like₹0
Cost of the same thingCost today
Money in a savings account loses value every year that inflation outpaces its interest. Investing is how you stay ahead.
Beat inflationHow it is calculated
Future cost = Cost today × (1 + inflation)years
Example: at 6% inflation, something costing ₹1 lakh today would cost about ₹1.8 lakh in 10 years. Savings that earn less than inflation lose buying power.
Common questions
What inflation rate should I use?
Long-term retail inflation in India has often been around 4–6% a year, while education and healthcare costs have often risen faster. Use a higher rate for those goals.
How do I beat inflation?
Over long periods, investments such as equity have historically grown faster than inflation, but with ups and downs along the way. Returns are not guaranteed.
Does this include taxes?
No. Taxes on your investment returns reduce what you keep, so the real gap can be larger.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns shown are illustrations at an assumed rate and are not guaranteed. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934); these tools are for education and are not investment advice.
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