AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

PPF calculator: your maturity amount.

The Public Provident Fund is a government-backed 15-year savings scheme. Enter your yearly deposit and the interest rate to see the maturity amount.

₹
₹500₹1.5L
%
6%9%
yrs
15 yrs50 yrs
Invested₹0
Interest earned₹0
Maturity value₹0
BalanceInvested

PPF runs 15 years and can be extended in 5-year blocks. The Government resets the rate every quarter, so check the current rate. Deposits up to ₹1.5L qualify under 80C (old regime).

Compare with ELSS

How it is calculated

Interest is compounded yearly on the balance. The government sets the PPF rate every quarter, so the actual rate over 15 years will change; use the current rate as an estimate.

You can deposit between ₹500 and ₹1.5 lakh a year. After 15 years the account can be extended in blocks of 5 years.

Common questions

Is PPF interest tax-free?
Yes, PPF interest and maturity are tax-free, and deposits can be deducted under the old tax regime within the overall ₹1.5 lakh limit.
Can I withdraw early?
Partial withdrawals are allowed from the 7th financial year, and loans from the 3rd, within limits.
PPF or ELSS?
PPF is government-backed with a fixed, changing rate and a 15-year term; ELSS is market-linked with a 3-year lock-in and higher risk. Many people use both.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns shown are illustrations at an assumed rate and are not guaranteed. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934); these tools are for education and are not investment advice.
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