AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

Lumpsum calculator: grow a one-time investment.

Investing a one-time amount, such as a bonus? See how it could grow with compounding at an assumed yearly return.

₹
₹10K₹1Cr
%
5%25%
yrs
1 yr40 yrs
Invested₹0
Est. returns₹0
Total value₹0
Total valueInvested

For illustration only. Actual returns vary with market conditions.

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How it is calculated

Future value = P × (1 + r)t

where P is the amount invested, r the assumed yearly return and t the number of years.

Example: ₹5 lakh for 10 years at an assumed 11% a year grows to about ₹14.2 lakh. Lump sums are fully exposed to the market level on the day you invest; some investors spread a lump sum through a Systematic Transfer Plan (STP) instead.

Common questions

Lumpsum or SIP: which is better?
Neither is always better. A lump sum puts all the money to work at once; a SIP or STP spreads the entry over time and reduces the impact of investing at a market high.
What is an STP?
A Systematic Transfer Plan parks a lump sum in a lower-risk fund (often liquid) and moves a fixed amount into an equity fund every month.
Are the returns guaranteed?
No. Mutual fund returns depend on markets and can be negative in some periods.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns shown are illustrations at an assumed rate and are not guaranteed. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934); these tools are for education and are not investment advice.
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