Step-up SIP calculator: grow your SIP as your income grows.
A step-up SIP raises your monthly amount every year, for example by 10% when you get a raise. Small yearly increases can make a large difference over time.
For illustration only, at the rates you enter. Actual results will differ.
Get a free planHow it is calculated
Each month the SIP is invested and grows at the monthly rate (yearly return ÷ 12). At the start of every new year the monthly amount is raised by the step-up percentage. The flat-SIP figure keeps the starting amount unchanged, for comparison.
Example: ₹10,000 a month rising 10% a year for 15 years at an assumed 12% grows to about ₹87 lakh (₹38 lakh invested), against about ₹50 lakh for a flat ₹10,000 SIP.
Common questions
How much should I step up?
Can I set a step-up with the fund house?
Are these returns guaranteed?
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