AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

SIP calculator: see what your monthly SIP can grow to.

A Systematic Investment Plan (SIP) invests a fixed amount in a mutual fund every month. Enter an amount, an assumed return and a period to see how regular investing and compounding could add up.

₹
₹500₹2L
%
5%25%
yrs
1 yr40 yrs
%
0%25%
Invested₹0
Est. returns₹0
Total value₹0
Total valueInvested

For illustration only. Actual returns vary with market conditions.

Start this SIP

How it is calculated

The calculator assumes you invest the same amount at the start of every month and that it grows at a steady assumed rate:

Future value = P × [((1 + i)n − 1) ÷ i] × (1 + i)

where P is the monthly amount, i the monthly rate (yearly rate ÷ 12) and n the number of months.

Example: ₹10,000 a month for 15 years at an assumed 12% a year comes to roughly ₹50 lakh, of which ₹18 lakh is your own money. Real mutual fund returns go up and down every year, so treat this as a rough guide, not a forecast.

Common questions

What return should I assume?
There is no fixed return in mutual funds. Many people use a conservative long-term assumption for equity funds and a lower one for debt funds, then check how the plan looks if returns are lower. Past returns do not guarantee future returns.
Can I change or stop my SIP?
Yes. SIPs can usually be paused, increased, reduced or stopped at any time, except for ELSS units, which have a 3-year lock-in for each instalment.
What is a step-up SIP?
A step-up (top-up) SIP increases your monthly amount every year, for example by 10% as your income grows. It can make a big difference to the final amount.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns shown are illustrations at an assumed rate and are not guaranteed. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934); these tools are for education and are not investment advice.
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