Aptus Value Housing Finance India Limited share price

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions against immovable properties in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It serves shopkeepers, vendors mechanics, and traders; and semi-urban families rural households markets. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.Read more

Website NSE BSE

Financial ServicesMortgage FinanceNifty 500 Nifty Smallcap 250NSE: APTUSISIN INE852O01025

16 Oct 2026, 3:29 PM IST₹222.50▼ 1.71 (0.76%)

Market Cap₹ 11,143 Cr.
Current Price₹ 222.50
High / Low₹ 323 / 193
Stock P/E11.3
Book Value₹ 101
Dividend Yield2.23 %
Price / Book2.20
ROE20.10 %
Face Value₹ 2.0

More figures (8)

EPS (TTM)₹ 19.65
Net margin59.0 %
Sales growth (3Y)27.1 %
Profit growth (3Y)23.3 %
Promoter holding26.6 %
EV / EBITDA—
Beta0.67
All-time high₹ 402

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
APTUS	-7.26%	-25.82%	-9.87%	-20.28%	-27.09%	-8.50%	-7.11%
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

Aptus Value Housing Finance India Limited is in the Mortgage Finance industry (Financial Services), with a market value of ₹11,143 crore.
It trades at 11.3 times its last 12 months' earnings and 2.2 times book value.
Revenue grew 27.1% a year over the last 3 years, profit 23.3% a year.
Return on equity was 20.1% in the latest year.
The share price is 31.1% below its 52-week high and down 27.1% over one year.
Promoters and insiders hold about 26.6%; institutions about 49.7%.

Pros

Strong return on equity: 18.6% on average over the last 3 years.
Sales have grown 27.1% a year over the last 3 years.
Profit has grown 23.3% a year over the last 3 years.
Latest quarter (Jun 2026): sales up 15% and profit up 19% from a year ago.
Trades at 11.3 times earnings, below its 3-year median of 21.9.

Cons

Promoter holding has fallen by 38.23 points over 3 years, to 23.86%.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About Aptus Value Housing Finance India Limited

Employees: 3,807
Head office: Chennai
NSE industry: Financial Services

Financial ServicesFinancial ServicesMortgage Finance

Part ofNifty 500 Nifty Smallcap 250

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	Aptus Value Housing Finance India	222.50	11.3	11,143	2.23	261	19.01	600	15.38	—	20.1	2.20	—	1.56	26.60	2,245	27.1
2.	HDFC Bank	728.85	15.9	11,23,776	1.79	20,383	19.26	90,575	3.67	—	8.9	1.85	—	0.81	0.18	3,48,615	16.9
3.	ICICI Bank	1,397.00	18.1	10,02,968	0.86	15,440	13.88	38,366	7.73	—	16.0	2.63	—	0.57	3.54	2,23,407	18.1
4.	State Bank of India	962.60	10.3	8,88,554	1.81	24,113	23.02	97,814	-3.47	—	15.4	1.43	—	1.22	57.23	3,81,709	12.2
5.	Kotak Mahindra Bank	447.40	21.9	4,45,068	0.15	5,480	22.55	22,366	16.63	—	11.4	2.46	—	0.53	28.41	75,789	13.5
6.	Axis Bank	1,290.00	14.5	4,01,677	0.08	7,632	2.10	22,998	5.32	—	13.1	1.80	—	1.30	3.33	88,067	12.2
7.	BSE	3,363.00	48.9	1,36,581	0.29	874	62.03	1,566	63.48	40.9	45.0	17.32	65.9	0.00	0.00	4,485	76.5
8.	Punjab National Bank	116.30	6.1	1,33,663	2.61	5,815	16.54	15,370	-1.85	—	13.0	0.85	—	0.58	70.08	62,620	10.0
9.	Union Bank of India	171.68	6.3	1,31,054	2.90	5,642	12.58	15,455	-2.48	—	15.7	0.94	—	0.55	74.76	58,788	7.6
10.	Bank of Baroda	230.40	6.6	1,19,148	3.73	1,783	-67.10	20,016	2.00	—	12.7	0.71	—	0.94	66.46	74,870	10.3
	Median: 10 Co.	588.13	12.9	2,69,129	1.80	5,728	17.78	21,191	4.49	40.9	14.3	1.82	65.9	0.70	27.51	75,329	12.9

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	306	334	351	375	395	421	450	484	520	544	569	593	600
YOY Revenue Growth %		24.36%	22.76%	25.47%	29.22%	26.32%	28.06%	29.23%	31.73%	29.11%	26.33%	22.54%	15.38%
Interest	85	96	98	109	120	128	143	150	160	165	162	161	170
	47	59	59	68	63	71	76	78	84	94	102	105	112
Employee Cost %	11%	12%	11%	12%	11%	10%	10%	10%	10%	10%	11%	10%	11%
Credit Cost %	1%	2%				2%	3%	2%	2%	3%	3%	3%	4%
Other Expenses %	3%	3%	3%	3%	3%	4%	4%	4%	4%	4%	3%	4%	4%
Financing Profit	174	179	194	198	212	223	231	256	276	285	304	328	319
Financing Margin %	57%	54%	55%	53%	54%	53%	51%	53%	53%	52%	53%	55%	53%
Other Income	9	11	11	17	10	14	15	15	10	10			10
Depreciation	2	3	2	2	3	3	3	3	3	3	3	4	3
Profit before tax	183	190	205	215	222	237	246	271	286	294	304	328	329
	22%	22%	23%	24%	23%	23%	22%	24%	23%	23%	22%	20%	21%
Current tax	41	45	48	53	48	54	57	61	58	55	63	69	65
Deferred tax	0	-4	-1	-2	2	1	-2	3	8	13	4	-3	3
	142	148	158	164	172	182	191	207	219	227	236	261	261
Profit to shareholders					172
YOY Profit Growth %		20.04%	25.50%	21.24%	20.73%	22.94%	20.89%	26.21%	27.66%	24.50%	23.98%	26.05%	19.01%
EPS in Rs	2.86	2.97	3.16	3.29	3.44	3.65	3.82	4.15	4.39	4.54	4.72	5.22	5.21
Raw filing

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	255	269	276	288	299	314	329	354	356	381	370	378	418
YOY Revenue Growth %		17.94%	12.78%	13.55%	17.46%	16.78%	19.06%	22.90%	18.96%	21.47%	12.52%	6.63%	17.48%
Interest	76	82	81	85	91	97	108	110	113	115	110	106	113
	31	44	49	56	53	51	50	41	54	49	75	78	72
Employee Cost %	9%	12%	12%	13%	13%	10%	9%	8%	9%	8%	13%	12%	13%
Credit Cost %	0%	2%	2%			2%	3%	1%	3%	1%	4%	5%	1%
Other Expenses %	2%	2%	2%	3%	3%	3%	3%	2%	2%	3%	2%	2%	3%
Financing Profit	147	143	147	148	155	166	171	204	188	217	186	194	233
Financing Margin %	58%	53%	53%	51%	52%	53%	52%	58%	53%	57%	50%	51%	56%
Other Income	5	7	8	12	7	9	9	15	10	35	15	19	10
Depreciation	2	3	2	2	3	3	3	3	3	3	3	3	3
Profit before tax	152	150	155	159	162	176	180	220	198	252	201	213	243
	22%	21%	22%	23%	21%	22%	21%	23%	22%	20%	21%	17%	21%
Current tax	32	35	36	39	34	38	40	47	40	39	42	45	49
Deferred tax	1	-3	-1	-2	1	1	-2	3	4	11	-1	-9	1
	119	119	121	122	127	137	142	170	155	202	160	176	193
YOY Profit Growth %		11.13%	13.55%	11.63%	7.02%	15.27%	17.36%	38.77%	21.58%	47.57%	12.74%	4.03%	24.56%
EPS in Rs	2.39	2.38	2.42	2.45	2.55	2.74	2.84	3.40	3.10	4.04	3.19	3.53	3.85
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	815	1,093	1,365	1,750	2,245	2,306
YOY Revenue Growth %		34.21%	24.86%	28.22%	28.28%
Interest	209	276	388	541	648	658
	152	199	236	283	386	414
Employee Cost %	10%	11%	11%	10%	10%	11%
Credit Cost %	4%	3%		2%	3%	3%
Other Expenses %	3%	3%	4%	4%	4%	4%
Financing Profit	454	618	741	927	1,211	1,235
Financing Margin %	56%	57%	54%	53%	54%	54%
Other Income	26	36	52	48		20
Depreciation	7	7	9	12	13	14
Profit before tax	480	654	793	975	1,211	1,255
	23%	23%	23%	23%	22%	22%
Current tax	116	148	187	220	246
Deferred tax	-6	3	-6	3	22
	370	503	612	751	943	985
YOY Profit Growth %		35.90%	21.65%	22.77%	25.52%
EPS in Rs	7.58	10.11	12.27	15.04	18.84	19.69
Dividend Payout %					24%

Compounded Sales Growth

3 Years:: 27%
TTM:: 23%

Compounded Profit Growth

3 Years:: 23%
TTM:: 23%

Stock Price CAGR

5 Years:: -7%
3 Years:: -9%
1 Year:: -27%

Return on Equity

4 Years:: 18%
Last Year:: 20%

₹ Cr	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	679	929	1,088	1,294	1,485	1,547
YOY Revenue Growth %		36.79%	17.13%	18.96%	14.74%
Interest	179	242	323	405	444	444
	127	170	183	188	256	274
Employee Cost %	11%	12%	11%	10%	11%	11%
Credit Cost %	4%	3%		1%	3%	3%
Other Expenses %	3%	3%	3%	3%	2%	3%
Financing Profit	372	516	582	700	785	830
Financing Margin %	55%	56%	53%	54%	53%	54%
Other Income	24	31	35	37	79	80
Depreciation	7	7	9	12	13	13
Profit before tax	396	547	617	737	865	909
	22%	22%	22%	22%	20%	20%
Current tax	94	119	141	159	167
Deferred tax	-6	4	-5	3	5
	308	425	481	575	693	731
YOY Profit Growth %		37.75%	13.20%	19.73%	20.41%
EPS in Rs	6.28	8.53	9.64	11.52	13.86	14.61
Dividend Payout %		23%	41%	39%	32%

Compounded Sales Growth

3 Years:: 17%
TTM:: 14%

Compounded Profit Growth

3 Years:: 18%
TTM:: 21%

Stock Price CAGR

5 Years:: -7%
3 Years:: -9%
1 Year:: -27%

Return on Equity

4 Years:: 18%
Last Year:: 20%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	100	100	100	100
Reserves	3,240	3,668	4,217	4,960
Borrowings	3,796	5,200	6,873	7,904
	41	37	54	84
Trade payables	9	3	4	20
Total Liabilities	7,176	9,005	11,243	13,048
	15	21	34	38
Gross block	41	55	79	96
Accumulated depreciation	26	34	45	58
Goodwill & intangibles	1	1	1	1
CWIP	1	0	0	0
Investments	51	51	53	240
	7,109	8,932	11,157	12,769
Cash & equivalents	458	349	410	569
Total Assets	7,176	9,005	11,243	13,048

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-1,047	-1,356	-1,405	-489
Profit for the year	503	612	751	943
Working capital changes	-1,557	-1,957	-2,147	-1,345
Direct taxes paid	-156	-186	-226	-234
	111	21	-90	-72
Fixed assets purchased	-3	-5	-7	-6
Fixed assets sold			0
Investments purchased	-1,588	-1,443	-2,878	-4,287
Investments sold	1,639	1,443	2,878	4,098
	978	1,224	1,461	822
Proceeds from borrowings	1,954	2,881	3,678	3,386
Repayment of borrowings	-886	-1,462	-1,997	-2,348
Interest paid	-1	-1	-2	-3
Dividends paid	-100	-199	-225	-225
Net Cash Flow	42	-111	-34	261
Free Cash Flow	-1,050	-1,361	-1,412	-496

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	15.1%	17.2%	18.6%	20.1%
Net margin	58.6%	59.9%	59.7%	59.0%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities).

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

Promoters 23.86%
FIIs 30.54%
DIIs 27.82%
Public 17.77%

%	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	62.09%	61.09%	53.97%	53.91%	52.98%	52.98%	40.37%	23.87%	23.87%	23.87%	23.86%	23.86%
	15.42%	19.58%	22.81%	22.46%	21.87%	27.74%	30.40%	35.35%	33.20%	30.34%	29.95%	30.54%
Foreign portfolio investors (Cat. I)	14.80%	19.06%	22.34%	22.21%	21.39%	26.29%	28.73%	33.65%	31.65%	28.82%	28.50%	29.18%
Foreign portfolio investors (Cat. II)	0.62%	0.52%	0.47%	0.24%	0.47%	1.45%	1.68%	1.71%	1.54%	1.52%	1.46%	1.36%
	5.21%	5.10%	9.15%	9.48%	9.68%	9.88%	16.04%	25.88%	27.29%	29.44%	29.91%	27.82%
Mutual funds	4.10%	4.13%	8.14%	8.38%	8.43%	9.05%	14.73%	21.36%	22.30%	24.23%	24.50%	22.39%
Insurance companies	0.07%	0.07%	0.09%	0.14%	0.13%	0.13%	0.32%	2.41%	2.88%	2.93%	3.36%	3.39%
Alternative investment funds	1.04%	0.91%	0.91%	0.95%	1.12%	0.70%	0.99%	2.10%	2.11%	2.27%	2.04%	2.05%
	17.28%	14.23%	14.07%	14.16%	15.46%	9.39%	13.19%	14.90%	15.65%	16.35%	16.27%	17.77%
Retail (up to ₹2 lakh)	2.84%	2.54%	3.08%	3.42%	4.81%	4.71%	6.21%	6.89%	7.64%	7.65%	7.78%	8.12%
HNIs (above ₹2 lakh)	1.53%	1.65%	1.18%	1.28%	1.34%	1.37%	1.71%	2.08%	2.29%	3.07%	3.58%	3.60%
NRIs	0.12%	0.11%	0.12%	0.14%	0.23%	0.23%	0.30%	0.46%	0.59%	0.58%	0.80%	1.24%
Bodies corporate	2.71%	2.62%	3.04%	2.93%	2.92%	2.72%	4.45%	4.90%	4.56%	4.53%	3.60%	4.27%
No. of Shareholders	1,42,117	1,29,415	1,30,289	1,53,109	1,64,387	1,55,270	1,64,752	1,60,741	1,66,729	1,66,229	1,66,122	1,62,411

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 15 May 2026
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

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Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about Aptus Value Housing Finance India Limited

What is the share price of Aptus Value Housing Finance India Limited today?

Aptus Value Housing Finance India Limited (APTUS) last traded at ₹222.50 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.

What is the market cap of Aptus Value Housing Finance India Limited?

About ₹11,143 crore at the latest price.

What is the P/E ratio of Aptus Value Housing Finance India Limited?

About 11.3 times its earnings over the last 12 months.

Is Aptus Value Housing Finance India Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy Aptus Value Housing Finance India Limited shares?

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Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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Aptus Value Housing Finance India Limited share price

Price chart

Quick take

Pros

Cons

AI analysis

About Aptus Value Housing Finance India Limited

Peer comparison

Quarterly Results

Profit & Loss

Projection — your assumptions

Related party transactions

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Documents

Announcements

Annual reports

Credit ratings

Concalls & investor meets

Key dates

Trade with our broking desk

Latest news

In the news

From the company (NSE)

Questions about Aptus Value Housing Finance India Limited

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