Repco Home Finance Limited share price

Repco Home Finance Limited operates as a non-banking financial and housing finance company in India. It offers housing finance to purchase, construction, repairs, and renovations. The company was incorporated in 2000 and is headquartered in Chennai, India.Read more

Website NSE हिंदी में BSE

Financial ServicesMortgage FinanceNSE: REPCOHOMEISIN INE612J01015

16 Oct 2026, 3:29 PM IST₹340.75▲ 11.30 (3.43%)

Market Cap₹ 2,132 Cr.
Current Price₹ 340.75
High / Low₹ 456 / 323
Stock P/E4.4
Book Value₹ 646
Dividend Yield3.64 %
Price / Book0.53
ROE12.40 %
Face Value₹ 10.0

More figures (8)

EPS (TTM)₹ 76.59
Net margin26.8 %
Sales growth (5Y)5.5 %
Profit growth (5Y)9.6 %
Promoter holding37.1 %
EV / EBITDA—
Beta0.47
All-time high₹ 924

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
REPCOHOME	-1.72%	-15.38%	-14.51%	-17.86%	-14.17%	-4.43%	+1.36%
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

Repco Home Finance Limited is in the Mortgage Finance industry (Financial Services), with a market value of ₹2,132 crore.
It trades at 4.4 times its last 12 months' earnings and 0.5 times book value.
Revenue grew 5.5% a year over the last 5 years, profit 9.6% a year.
Return on equity was 12.4% in the latest year.
The share price is 25.3% below its 52-week high and down 14.2% over one year.
Promoters and insiders hold about 37.1%; institutions about 34.5%.

Pros

Trades at 4.4 times earnings, below its 3-year median of 5.6.
Institutional (FII + DII) holding has risen by 4.5 points over 3 years.

Cons

Sales growth has been slow: 5.5% a year over the last 5 years.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About Repco Home Finance Limited

Employees: 1,384
Head office: Chennai

Financial ServicesMortgage Finance

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	Repco Home Finance	340.75	4.4	2,132	3.64	122	5.63	468	7.39	4.3	12.4	0.53	30.3	3.02	37.13	1,792	5.5
2.	Bajaj Housing Finance	83.36	25.8	69,431	0.00	715	21.92	3,030	22.59	3.3	12.1	3.08	30.0	4.60	86.74	10,839	25.5
3.	PNB Housing Finance	1,167.70	13.2	30,454	0.68	557	1.26	923	8.10	—	12.7	1.58	—	2.77	28.01	3,617	12.5
4.	LIC Housing Finance	521.00	5.0	28,658	1.88	1,499	9.14	2,064	-10.06	—	14.4	0.69	—	6.43	2.34	8,550	10.3
5.	Aadhar Housing Finance	447.00	17.4	19,596	0.00	282	19.00	937	15.56	12.0	15.8	2.58	75.4	2.49	74.60	3,387	21.7
6.	Sammaan Capital	133.86	—	15,376	0.00	243	-24.92	1,137	-25.86	-12.8	-35.0	0.58	-50.7	2.73	35.67	5,464	21.0
7.	Home First Finance Company India	1,099.80	19.9	11,500	0.47	160	52.69	485	27.66	5.0	15.7	2.63	33.0	2.43	9.34	1,656	33.7
8.	Aptus Value Housing Finance India	222.50	11.3	11,143	2.23	261	19.01	600	15.38	—	20.1	2.20	—	1.56	26.60	2,245	23.0
9.	Can Fin Homes	732.15	8.5	9,749	2.18	275	9.22	1,131	7.75	—	19.7	1.52	—	6.37	38.68	4,216	17.6
10.	Aavas Financiers	1,195.20	13.9	9,477	0.00	171	23.01	642	12.21	4.7	13.9	1.87	20.7	3.11	50.77	2,273	18.8
	Median: 11 Co.	484.00	13.2	11,500	0.47	268	14.11	930	10.16	4.5	13.9	1.87	30.0	2.90	36.40	3,502	18.8

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	364	380	387	393	408	415	436	426	436	441	457	454	468
YOY Revenue Growth %	20.56%	21.02%	18.44%	15.36%	11.89%	9.23%	12.56%	8.55%	6.79%	6.27%	4.82%	6.42%	7.39%
Interest	203	207	215	220	233	240	248	246	244	244	249	247	251
	44	44	44	38	47	36	54	35	50	59	59	59	69
Employee Cost %	7%	7%	6%	7%	7%	7%	7%	8%	6%	8%	9%	10%	7%
Credit Cost %	1%	0%	1%	-3%	0%	-4%	0%	-5%	-1%	0%	-3%	-3%	2%
Other Expenses %	3%	4%	3%	4%	3%	3%	4%	4%	4%	4%	5%	4%	3%
Financing Profit	118	128	128	134	128	140	135	145	141	138	149	148	148
Financing Margin %	32%	34%	33%	34%	31%	34%	31%	34%	32%	31%	33%	33%	32%
Other Income	2	4	6	5	8	9	9	9	5	1	0	1	0
Depreciation	4	4	5	6	4	9	9	7	8	8	10	10	10
Profit before tax	120	132	134	139	137	149	144	154	146	139	149	148	148
	26%	26%	26%	22%	23%	27%	26%	25%	26%	26%	27%	13%	23%
Current tax	25	27	29	27	27	28	32	31	25	20	31	31	32
Deferred tax	6	7	6	4	4	12	5	8	13	15	9	-12	1
	95	103	104	114	113	115	113	121	115	110	115	135	122
Profit from associates	6	5	5	6	7	6	7	6	7	7	7	6	7
YOY Profit Growth %	29.82%	47.91%	25.06%	35.40%	17.91%	11.61%	8.80%	6.10%	2.31%	-4.75%	2.01%	12.04%	5.63%
EPS in Rs	14.24	16.49	16.63	18.18	17.99	18.40	18.09	19.29	18.40	17.53	18.45	21.61	19.44
Raw filing

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	364	380	387	393	408	415	436	426	436	445	457	454	468
YOY Revenue Growth %	20.56%	21.02%	18.44%	15.36%	11.89%	9.23%	12.56%	8.55%	6.79%	7.18%	4.82%	6.42%	7.39%
Interest	203	207	215	220	233	240	248	246	244	244	249	247	251
	44	44	44	38	47	36	54	35	50	59	59	59	69
Employee Cost %	7%	7%	6%	7%	7%	7%	7%	8%	6%	8%	9%	10%	7%
Credit Cost %	1%	0%	1%	-3%	0%	-4%	0%	-5%	-1%	0%	-3%	-3%	2%
Other Expenses %	3%	4%	3%	4%	3%	3%	4%	4%	4%	4%	5%	4%	3%
Financing Profit	118	128	128	134	128	140	135	145	141	142	149	148	148
Financing Margin %	32%	34%	33%	34%	31%	34%	31%	34%	32%	32%	33%	33%	32%
Other Income	2	4	6	5	8	13	9	9	5	1	0	1	0
Depreciation	4	4	5	6	4	9	9	7	8	8	10	10	10
Profit before tax	120	132	134	139	137	153	144	154	146	142	149	148	148
	26%	26%	26%	22%	23%	26%	26%	25%	26%	25%	27%	13%	23%
Current tax	25	27	29	27	27	28	32	31	25	20	31	31	32
Deferred tax	6	7	6	4	4	12	5	8	13	15	9	-12	1
	89	98	99	108	105	113	107	115	108	107	109	129	114
YOY Profit Growth %	43.53%	37.88%	23.13%	31.63%	18.35%	14.69%	7.15%	6.36%	2.38%	-4.95%	2.09%	12.33%	5.74%
EPS in Rs	14.24	15.68	15.90	17.27	16.85	17.98	17.03	18.37	17.26	17.09	17.39	20.64	18.25
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1,189	1,345	1,373	1,290	1,284	1,525	1,685	1,792	1,819
YOY Revenue Growth %		13.14%	2.08%	-6.06%	-0.50%	18.76%	10.54%	6.34%
Interest	720	825	807	690	701	846	966	984	991
	115	166	195	357	197	171	171	227	246
Employee Cost %	5%	5%	5%	6%	7%	7%	7%	8%	9%
Credit Cost %			6%	18%	4%	0%	-2%	-2%	-1%
Other Expenses %	4%	6%	2%	3%	3%	3%	4%	4%	4%
Financing Profit	354	355	371	243	385	508	548	580	582
Financing Margin %	30%	26%	27%	19%	30%	33%	33%	32%	32%
Other Income	6	6	19	16	15	16	36	2	2
Depreciation	5	13	13	13	15	18	29	36	39
Profit before tax	360	360	390	260	401	525	584	582	584
	35%	22%	26%	26%	26%	25%	25%	23%	22%
Current tax	102	95	99	99	94	108	118	108
Deferred tax	23	-15	4	-31	11	22	30	25
	249	298	300	194	316	416	461	475	482
Profit from associates	14	18	13	3	20	22	26	26	27
YOY Profit Growth %		19.71%	0.69%	-35.34%	62.95%	31.63%	10.85%	3.02%
EPS in Rs	39.81	47.66	47.99	31.03	50.56	66.55	73.76	75.99	77.03
Dividend Payout %					5%			11%

Compounded Sales Growth

5 Years:: 5%
3 Years:: 12%
TTM:: 6%

Compounded Profit Growth

5 Years:: 10%
3 Years:: 15%
TTM:: 4%

Stock Price CAGR

5 Years:: 1%
3 Years:: -4%
1 Year:: -14%

Return on Equity

4 Years:: 13%
Last Year:: 12%

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1,189	1,345	1,373	1,290	1,284	1,525	1,685	1,796	1,823
YOY Revenue Growth %		13.14%	2.08%	-6.06%	-0.50%	18.76%	10.54%	6.56%
Interest	720	825	807	690	701	846	966	984	991
	115	166	195	357	197	171	171	227	246
Employee Cost %	5%	5%	5%	6%	7%	7%	7%	8%	8%
Credit Cost %			6%	18%	4%	0%	-2%	-2%	-1%
Other Expenses %	4%	6%	2%	3%	3%	3%	4%	4%	4%
Financing Profit	354	355	371	243	385	508	548	584	586
Financing Margin %	30%	26%	27%	19%	30%	33%	33%	33%	32%
Other Income	6	6	19	16	15	16	39	2	2
Depreciation	5	13	13	13	15	18	29	36	39
Profit before tax	360	360	390	260	401	525	587	586	587
	35%	22%	26%	26%	26%	25%	25%	23%	22%
Current tax	102	95	99	99	94	108	118	108
Deferred tax	23	-15	4	-31	11	22	30	25
	235	280	288	192	296	395	439	453	459
YOY Profit Growth %		19.48%	2.59%	-33.40%	54.58%	33.31%	11.34%	3.03%
EPS in Rs	37.51	44.81	45.97	30.62	47.33	63.09	70.24	72.37	73.37
Dividend Payout %					5%	4%	4%	12%

Compounded Sales Growth

5 Years:: 6%
3 Years:: 12%
TTM:: 6%

Compounded Profit Growth

5 Years:: 10%
3 Years:: 15%
TTM:: 4%

Stock Price CAGR

5 Years:: 1%
3 Years:: -4%
1 Year:: -14%

Return on Equity

4 Years:: 13%
Last Year:: 12%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	63	63	63	63
Reserves	2,527	3,106	3,558	3,978
	9,946	10,701	11,139	12,206
Long term borrowings		10,701	8,681	9,648
Short term borrowings		2,450	2,458	2,558
	61	73	82	198
Trade payables	1	5	2	4
Current liabilities		8	2,500	2,701
Total Liabilities	12,596	13,943	14,841	16,444
	36	47	61	75
Gross block	63	69	93	118
Accumulated depreciation	27	22	32	43
Goodwill & intangibles	8	16	19	24
Investments	105	123	338
	12,456	13,773	14,442	16,369
Cash & equivalents	460	348	136	287
Current assets		13,453	1,272	1,397
Total Assets	12,596	13,943	14,841	16,444

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-363	-685	-614	-896
Profit for the year	316	413	471	475
Working capital changes	-703	-1,039	-1,016	-1,368
Direct taxes paid	-87	-132	-124	-111
	160	-169	-7	59
Fixed assets purchased	-8	-23	-23	-27
Fixed assets sold	0	1	0	1
	205	747	408	988
Proceeds from borrowings	2,458	3,062	3,416	3,676
Repayment of borrowings	-2,226	-2,286	-2,977	-2,619
Interest paid	-2	-2
Dividends paid	-16	-17	-19	-53
Net Cash Flow	2	-106	-212	151
Free Cash Flow	-371	-708	-637	-923

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	—	12.2%	14.4%	13.9%	12.4%
Net margin	—	54.1%	27.3%	27.9%	26.8%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

Promoters 37.13%
FIIs 11.09%
DIIs 26.34%
Public 25.44%

%	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%
	13.79%	13.95%	14.04%	12.90%	12.53%	11.24%	11.16%	11.91%	12.68%	13.37%	12.35%	11.09%
Foreign portfolio investors (Cat. I)	11.87%	12.04%	12.08%	10.99%	10.49%	8.71%	8.51%	9.35%	10.46%	11.27%	10.87%	9.93%
Foreign portfolio investors (Cat. II)	1.91%	1.91%	1.96%	1.91%	2.03%	2.54%	2.65%	2.56%	2.22%	2.10%	1.49%	1.16%
	19.11%	19.58%	18.80%	19.91%	20.57%	21.09%	23.26%	22.70%	23.75%	24.28%	26.08%	26.34%
Mutual funds	16.94%	17.24%	16.47%	17.47%	18.69%	19.34%	21.32%	21.36%	23.16%	23.44%	25.22%	25.47%
Insurance companies	0.66%	0.82%	0.83%	0.84%	0.54%	0.47%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%
Alternative investment funds	1.49%	1.51%	1.49%	1.59%	1.33%	1.28%	1.48%	0.88%	0.12%	0.37%	0.40%	0.41%
	29.97%	29.34%	30.03%	30.06%	29.77%	30.53%	28.45%	28.26%	26.44%	25.22%	24.43%	25.44%
Retail (up to ₹2 lakh)	16.01%	15.84%	16.20%	17.11%	17.04%	17.97%	17.26%	16.98%	15.36%	14.76%	14.41%	14.80%
HNIs (above ₹2 lakh)	5.77%	6.00%	6.34%	6.07%	5.70%	5.16%	4.92%	5.43%	5.42%	5.06%	4.58%	4.84%
NRIs	1.60%	1.72%	1.63%	1.61%	1.37%	1.43%	1.52%	1.54%	1.47%	1.49%	1.59%	1.63%
Bodies corporate	5.23%	4.34%	4.40%	3.85%	4.18%	4.45%	3.75%	3.26%	3.11%	2.79%	2.78%	3.09%
No. of Shareholders	41,571	42,934	45,257	54,142	54,951	57,155	56,298	57,026	51,932	51,135	49,320	49,007

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Mutual funds & institutions holding Repco Home Finance

Holder (above 1%)	Stake
BANDHAN Small Cap FundMutual fund	9.79%
Isif Equity Ex-Top 100 Long-Short FundMutual fund	7.98%
WhiteOak Capital Flexi Cap FundMutual fund	3.02%
HDFC MUTUAL FUND - HDFC BANKING AND FINANCIAL SERVMutual fund · see the fund house	2.00%
ADITYA BIRLA SUN LIFE MUTUAL FUND - ADITYA BIRLA SMutual fund · see the fund house	1.51%
Bajaj Finserv Small Cap FundMutual fund	1.02%

As named in the shareholding pattern for Sep 2026 filed with NSE; mutual funds together hold 25.47% of the company. Shareholders below 1% are not named in the filing.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 22 Sep 2026
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about Repco Home Finance Limited

What is the share price of Repco Home Finance Limited today?

Repco Home Finance Limited (REPCOHOME) last traded at ₹340.75 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.

What is the market cap of Repco Home Finance Limited?

About ₹2,132 crore at the latest price.

What is the P/E ratio of Repco Home Finance Limited?

About 4.4 times its earnings over the last 12 months.

Is Repco Home Finance Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

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Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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Repco Home Finance Limited share price

Price chart

Quick take

Pros

Cons

AI analysis

About Repco Home Finance Limited

Peer comparison

Quarterly Results

Profit & Loss

Projection — your assumptions

Related party transactions

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Mutual funds & institutions holding Repco Home Finance

Documents

Announcements

Annual reports

Credit ratings

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