PB Fintech Limited share price

PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Broker Services and Other Services. The company provides Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance products, as well as investment, guaranteed return, child savings, and retirement plans. It also offers Paisabazaar, which facilitates access to lending and personal credit products. In addition, the company provides online healthcare related services; insurance broking services; support service…Read more

Website NSE हिंदी में BSE

Financial ServicesInsurance BrokersNifty 500 Nifty Midcap 150NSE: POLICYBZRISIN INE417T01026

16 Oct 2026, 3:28 PM IST₹1,070.00▼ 9.40 (0.87%)

Market Cap₹ 49,445 Cr.
Current Price₹ 1,070.00
High / Low₹ 1,964 / 945
Stock P/E66.5
Book Value₹ 158
Dividend Yield0.00 %
Price / Book6.76
ROE9.70 %
Face Value₹ 2.0

More figures (8)

EPS (TTM)₹ 16.08
Net margin9.9 %
Sales growth (3Y)38.5 %
Profit growth (3Y)—
Promoter holding22.2 %
EV / EBITDA75.3
Beta0.44
All-time high₹ 2,247

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
POLICYBZR	-41.44%	-31.46%	-30.99%	-41.39%	-36.72%	+13.15%	—
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

PB Fintech Limited is in the Insurance Brokers industry (Financial Services), with a market value of ₹49,445 crore.
It trades at 66.5 times its last 12 months' earnings and 6.8 times book value.
Revenue grew 38.5% a year over the last 3 years.
Return on equity was 9.7% in the latest year.
The share price is 45.5% below its 52-week high and down 36.7% over one year.
Promoters and insiders hold about 22.2%; institutions about 60.3%.

Pros

Sales have grown 38.5% a year over the last 3 years.
Latest quarter (Jun 2026): sales up 40% and profit up 92% from a year ago.
Trades at 66.5 times earnings, below its 3-year median of 229.1.
Institutional (FII + DII) holding has risen by 11.9 points over 3 years.

Cons

Return on equity has been low: 5.5% on average over the last 3 years.
The company has not paid a dividend recently.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About PB Fintech Limited

Employees: 28,014
Head office: Gurugram
NSE industry: Financial Services

Financial ServicesFinancial ServicesInsurance Brokers

Part ofNifty 500 Nifty Midcap 150

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	PB Fintech	1,070.00	66.5	49,445	0.00	163	92.45	1,888	40.08	9.7	9.7	6.76	6.1	0.05	22.22	6,794	38.5
2.	HDFC Bank	728.85	15.9	11,23,776	1.79	20,383	19.26	90,575	3.67	—	8.9	1.85	—	0.81	0.18	3,48,615	16.9
3.	ICICI Bank	1,397.00	18.1	10,02,968	0.86	16,210	12.62	52,241	6.44	—	16.0	2.63	—	0.57	3.54	1,95,218	18.1
4.	State Bank of India	962.60	10.3	8,88,554	1.81	24,579	13.65	1,36,240	8.36	—	15.4	1.43	—	1.22	57.23	5,14,933	12.2
5.	Kotak Mahindra Bank	447.40	21.9	4,45,068	0.15	5,487	23.89	18,355	6.41	—	11.4	2.46	—	0.53	28.41	69,781	13.5
6.	Axis Bank	1,290.00	14.5	4,01,677	0.08	7,632	2.10	22,998	5.32	—	13.1	1.80	—	1.30	3.33	88,067	12.2
7.	BSE	3,363.00	48.9	1,36,581	0.29	873	62.15	1,566	63.40	40.9	45.0	17.32	65.9	0.00	0.00	4,834	76.5
8.	Punjab National Bank	116.30	6.1	1,33,663	2.61	5,815	16.54	15,370	-1.85	—	13.0	0.85	—	0.58	70.08	62,620	10.0
9.	Union Bank of India	171.68	6.3	1,31,054	2.90	5,642	12.58	15,455	-2.48	—	15.7	0.94	—	0.55	74.76	58,788	7.6
10.	Bank of Baroda	230.40	6.6	1,19,148	3.73	1,573	-53.08	35,115	6.84	—	12.7	0.71	—	0.94	66.46	1,34,298	10.3
	Median: 10 Co.	845.73	15.2	2,69,129	1.33	5,728	15.10	20,676	6.43	25.3	13.1	1.82	36.0	0.58	25.32	78,924	12.9

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	666	812	871	1,090	1,010	1,167	1,292	1,508	1,348	1,614	1,771	2,061	1,888
YOY Revenue Growth %	31.75%	41.53%	42.75%	25.37%	51.82%	43.81%	48.31%	38.39%	33.40%	38.24%	37.13%	36.70%	40.08%
Interest	6	7	6	7	6	9	9	9	9	9	9	10	11
	762	923	919	1,108	1,075	1,204	1,298	1,428	1,347	1,550	1,646	1,878	1,789
Employee Cost %	58%	52%	46%	40%	45%	43%	38%	34%	42%	37%	34%	34%	38%
Other Expenses %	54%	59%	57%	59%	59%	57%	60%	59%	56%	57%	57%	55%	55%
Financing Profit	-103	-119	-55	-25	-71	-46	-15	71	-8	55	116	174	88
Financing Margin %	-15%	-15%	-6%	-2%	-7%	-4%	-1%	5%	-1%	3%	7%	8%	5%
	91	97	94	98	100	106	100	101	99	85	85	104	93
Exceptional items					41
Depreciation	20	22	23	24	25	29	34	33	33	34	34	35	40
Profit before tax	-12	-21	39	73	71	60	85	172	91	139	201	278	181
				17%	15%	15%	16%	0%	8%	5%	6%	4%	9%
Current tax	0	-0		13	11	9	14	1	8	7	12	11	16
	-12	-21	37	60	60	51	72	171	85	135	189	261	163
Profit from associates	0	-0	-1	-0	0	0	-0	-0	1	3	1	-6	-2
Minority share	-0	-1	-1		-0	0		0	0	0	0	0	0
Profit to shareholders	-11	-20	38		60	51	72	171	85	135	189	261	163
YOY Profit Growth %							92.16%	183.54%	41.13%	164.59%	164.79%	53.03%	92.45%
EPS in Rs	-0.26	-0.45	0.85	1.35	1.34	1.12	1.57	3.73	1.85	2.94	4.11	5.65	3.53
Raw filing

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	35	14	27	34	30	38	39	47	40	49	54	65	398
YOY Revenue Growth %	23.75%	-55.05%	-15.16%	-20.93%	-14.63%	176.27%	43.29%	36.55%	33.65%	31.23%	37.98%	39.04%	890.27%
Interest	0	0	0	0	0	0	0	0	0	1	1	1	1
	75	75	63	104	84	99	86	142	88	100	87	106	31
Employee Cost %	202%	532%	175%	139%	162%	130%	89%	78%	93%	76%	60%	47%	6%
Other Expenses %	8%	17%	55%	162%	113%	130%	131%	223%	125%	126%	102%	114%	1%
Financing Profit	-40	-62	-36	-70	-54	-61	-47	-95	-49	-52	-35	-41	366
Financing Margin %	-113%	-455%	-133%	-203%	-179%	-163%	-122%	-204%	-121%	-105%	-64%	-63%	92%
	62	64	63	63	62	68	65	63	56	52	54	50	55
Exceptional items				-0	3			11				10
Depreciation	1	1	1	1	1	1	1	1	1	1	1	1	1
Profit before tax	22	2	27	-7	12	6	18	-21	8	1	19	19	421
					15%	15%	23%		8%	5%	19%	5%	3%
Current tax				8	2	1	4	-5	1	0	4	1	13
	22	2	27	-15	10	5	14	-16	7	1	16	18	408
YOY Profit Growth %				-149.88%	-55.03%	185.29%	-48.19%		-27.07%	-87.20%	12.74%		5,546.81%
EPS in Rs	0.49	0.04	0.60	-0.33	0.22	0.12	0.31	-0.34	0.16	0.01	0.34	0.38	8.82
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1,425	2,558	3,438	4,977	6,794	7,334
YOY Revenue Growth %		79.51%	34.40%	44.78%	36.50%
Interest	14	21	26	34	37	39
	2,370	3,283	3,713	5,005	6,421	6,863
Employee Cost %	88%	60%	48%	39%	36%	36%
Other Expenses %	75%	66%	58%	59%	56%	56%
Financing Profit	-959	-747	-301	-61	336	432
Financing Margin %	-67%	-29%	-9%	-1%	5%	6%
	125	259	381	408	372	367
Exceptional items				41
Depreciation	43	64	89	121	136	143
Profit before tax	-833	-488	79	387	709	799
			16%	9%	5%	6%
Current tax	-0	0	13	34	37
Deferred tax	-0	-0
	-833	-488	64	353	670	748
Profit from associates	-0	-0	-2	0	-1	-5
Minority share		-1		0	0	0
Profit to shareholders		-487		353	670	748
YOY Profit Growth %				448.30%	89.75%
EPS in Rs	20.34	-10.97	1.50	7.77	14.58	16.23

Compounded Sales Growth

3 Years:: 38%
TTM:: 38%

Compounded Profit Growth

TTM:: 98%

Stock Price CAGR

3 Years:: 13%
1 Year:: -37%

Return on Equity

4 Years:: 2%
Last Year:: 10%

₹ Cr	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	103	134	110	153	208	566
YOY Revenue Growth %		30.01%	-17.78%	39.12%	35.80%
Interest	1	1	1	0	3	3
	517	402	317	411	382	325
Employee Cost %	469%	285%	216%	110%	66%	22%
Other Expenses %	28%	12%	69%	156%	116%	35%
Financing Profit	-414	-269	-208	-258	-176	238
Financing Margin %	-402%	-200%	-188%	-168%	-85%	42%
	114	195	252	258	213	212
Exceptional items			-0	14	10	10
Depreciation	4	4	3	3	4	4
Profit before tax	-300	-74	44	15	47	460
			18%	10%	11%	4%
Current tax	-1	-0	8	1	5
	-300	-74	36	13	41	442
YOY Profit Growth %				-62.78%	207.65%
EPS in Rs	-7.32	-1.67	0.81	0.30	0.90	9.55

Compounded Sales Growth

3 Years:: 16%
TTM:: 246%

Compounded Profit Growth

TTM:: 3,996%

Stock Price CAGR

3 Years:: 13%
1 Year:: -37%

Return on Equity

4 Years:: 2%
Last Year:: 10%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	90	90	92	93
Reserves	5,386	5,781	6,341	7,219
Borrowings	227	253	322	360
	551	604	776	1,035
Trade payables	306	301	368	471
Minority interest	9	5	6	6
Current liabilities	551	603	752	992
Total Liabilities	6,254	6,729	7,531	8,707
	272	316	411	437
Gross block	422	529	716	831
Accumulated depreciation	150	213	305	394
Goodwill & intangibles	44	43	7	11
CWIP	2	0	0	7
	5,980	6,412	7,119	8,263
Trade receivables	677	634	1,000	1,729
Cash & equivalents	72	325	561	746
Current assets	4,122	4,806	3,854	4,376
Total Assets	6,254	6,729	7,531	8,707

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-299	9	-183	41
Profit for the year	-487	67	352	670
Working capital changes	-134	48	-390	-633
Direct taxes paid	-50	-199	-117	-35
	41	301	458	214
Fixed assets purchased	-66	-63	-97	-80
Fixed assets sold	2	0	1	2
Investments purchased	-5,899	-6,508	-7,228	-6,964
Investments sold	5,797	6,673	7,313	7,491
	-43	-57	-73	-81
Interest paid	-21	-26	-33	-37
Net Cash Flow	-300	253	202	174
Free Cash Flow	-365	-55	-280	-38

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	-15.4%	-8.9%	1.1%	5.7%	9.7%
Net margin	-58.5%	-19.1%	1.9%	7.1%	9.9%
Tax rate	—	—	16.0%	8.9%	5.3%
Book value / share	₹120	₹122	₹130	₹140	₹158

ROE = profit for shareholders ÷ average net worth (paid-up capital + reserves, from each year's March results filed with NSE). Interest coverage = (profit before tax + interest) ÷ interest. ROCE = EBIT ÷ (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; working capital days = (current assets − current liabilities) ÷ sales × 365. Balance-sheet ratios are shown for the years whose full balance sheet is available (Yahoo Finance and NSE filings from FY2025).

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

FIIs 37.30%
DIIs 40.42%
Public 22.14%

%	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	49.40%	46.01%	48.97%	51.58%	49.71%	47.79%	45.93%	46.78%	43.64%	40.77%	39.94%	37.30%
Foreign portfolio investors (Cat. I)	28.92%	32.07%	40.34%	44.81%	45.16%	43.08%	40.98%	42.00%	39.37%	36.95%	30.85%	29.23%
Foreign portfolio investors (Cat. II)	1.00%	0.89%	1.05%	1.20%	1.42%	1.66%	2.11%	1.95%	1.69%	1.42%	1.37%	1.44%
Foreign direct investment	14.05%	7.62%	7.58%	5.57%	3.12%	3.04%	2.84%	2.80%	2.55%	2.37%	7.70%	6.60%
	16.38%	19.05%	16.75%	16.27%	18.41%	20.57%	22.95%	23.28%	26.62%	29.54%	36.73%	40.42%
Mutual funds	7.83%	10.28%	10.62%	10.90%	12.93%	14.32%	15.87%	15.86%	18.13%	20.21%	25.94%	28.32%
Insurance companies	3.70%	3.85%	4.02%	4.33%	4.20%	4.17%	4.06%	3.69%	4.10%	4.58%	5.82%	7.34%
Banks								0.01%	0.01%		0.01%	0.06%
Provident & pension funds	0.13%	0.13%	0.20%	0.31%	0.61%	1.51%	2.49%	2.95%	3.53%	3.95%	4.17%	4.17%
Alternative investment funds	4.65%		1.80%	0.63%	0.57%	0.46%	0.53%	0.76%	0.86%	0.80%	0.78%	0.53%
	33.39%	34.18%	33.69%	31.60%	31.35%	31.36%	30.84%	29.66%	29.47%	29.55%	23.18%	22.14%
Retail (up to ₹2 lakh)	3.17%	3.15%	2.98%	2.67%	2.80%	2.67%	2.54%	2.74%	2.69%	2.63%	2.75%	2.64%
HNIs (above ₹2 lakh)	2.47%	2.50%	2.41%	2.08%	2.01%	1.99%	1.73%	1.55%	1.55%	1.46%	1.47%	1.44%
NRIs	0.46%	0.42%	0.48%	0.45%	0.45%	0.53%	0.50%	0.50%	0.49%	0.45%	0.44%	0.43%
Bodies corporate	20.55%	20.30%	20.15%	19.87%	19.76%	19.49%	19.48%	19.63%	19.51%	19.33%	12.88%	12.88%
No. of Shareholders	1,80,765	1,65,933	1,52,153	1,45,383	1,52,948	1,48,275	1,51,205	1,64,551	1,65,600	1,59,243	1,53,261	1,50,458

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Mutual funds & institutions holding PB Fintech

Holder (above 1%)	Stake
Hdfc Mutual Fund - Hdfc Mid-Cap FundMutual fund	4.87%
Nps Trust- A/C Sbi Pension Fund Scheme - State GovtPension fund	4.17%
Mirae Asset Large & Midcap FundMutual fund	3.45%
Axis Midcap FundMutual fund	3.04%
Tata Aia Life Insurance Co Ltd-Whole Life Mid Cap Equity Fund-Ulif 009 04/01/07 Wle 110Insurance	1.84%
Tata Digital India FundMutual fund	1.82%
Franklin India Focused Equity FundMutual fund	1.79%
Icici Prudential Multicap FundMutual fund · see the fund house	1.74%
Nippon India Large Cap FundMutual fund	1.73%
Sbi Life Insurance Co. LtdInsurance	1.73%
Hdfc Life Insurance Company LimitedInsurance	1.59%
Motilal Oswal Midcap FundMutual fund	1.47%
Canara Robeco Large and Mid Cap FundMutual fund	1.32%
HSBC Midcap FundMutual fund	1.29%
Axis Max Life Insurance Limited A/C - Ulif01311/02/08Lifehighgr104 - High Growth FundInsurance	1.14%

As named in the shareholding pattern for Jun 2026 filed with NSE; mutual funds together hold 28.32% of the company. Shareholders below 1% are not named in the filing.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

None filed recently.

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Results announced: 29 Oct 2026
Ex-dividend date: 1 Jan 1970
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

PB Fintech (POLICYBZR.NS) Trades Near ₹1,786 as Stock Slips Marginally in Range-Bound Session - Momentum Factorhttps://www.siam.in/ · 22 Sep 2026

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about PB Fintech Limited

What is the share price of PB Fintech Limited today?

PB Fintech Limited (POLICYBZR) last traded at ₹1,070.00 on NSE (16 Oct 2026, 3:28 PM IST). Prices may be delayed.

What is the market cap of PB Fintech Limited?

About ₹49,445 crore at the latest price.

What is the P/E ratio of PB Fintech Limited?

About 66.5 times its earnings over the last 12 months.

Is PB Fintech Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy PB Fintech Limited shares?

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Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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About PB Fintech Limited

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Compounded Sales Growth

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Stock Price CAGR

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Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

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