HDFC Life Insurance Company Limited share price
HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.Read more
16 Oct 2026, 3:29 PM IST₹553.00▲ 2.45 (0.45%)
- Market Cap₹ 1,20,114 Cr.
- Current Price₹ 553.00
- High / Low₹ 789 / 509
- Stock P/E58.4
- Book Value₹ 87
- Dividend Yield0.38 %
- Price / Book6.33
- ROE11.30 %
- Face Value—
More figures (8)
- EPS (TTM)₹ 9.47
- Net margin2.1 %
- Sales growth (4Y)9.3 %
- Profit growth (4Y)11.8 %
- Promoter holding57.4 %
- EV / EBITDA49.4
- Beta0.51
- All-time high₹ 821
Price chart
| Returns | 1M | 3M | 6M | YTD | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| HDFCLIFE | +4.30% | -2.57% | -12.43% | -26.25% | -25.56% | -4.25% | -4.71% |
| Nifty 50 | -0.31% | -3.85% | -4.34% | -11.42% | -9.53% | +5.46% | +4.76% |
Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.
Quick take
- HDFC Life Insurance Company Limited is in the Insurance - Life industry (Financial Services), with a market value of ₹1,20,114 crore.
- It trades at 58.4 times its last 12 months' earnings and 6.3 times book value.
- Revenue grew 9.3% a year over the last 4 years, profit 11.8% a year.
- Return on equity was 11.3% in the latest year.
- The share price is 29.9% below its 52-week high and down 25.6% over one year.
- Promoters and insiders hold about 57.4%; institutions about 29.5%.
Pros
AINo standout strengths in the reported figures.
Cons
AINo standout weaknesses in the reported figures.
Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.
About HDFC Life Insurance Company Limited
HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. HDFC Life Insurance Company Limited was incorporated in 2000 and is headquartered in Mumbai, India. HDFC Life Insurance Company Limited operates as a subsidiary of HDFC Bank Limited.
- Employees
- 38,291
- Head office
- Mumbai
- NSE industry
- Financial Services
Peer comparison
Financial ServicesFinancial ServicesInsurance - Life
Part ofNifty 50Nifty 100Nifty 500
| S.No. | Company | CMP ₹ | P/E | Mar Cap ₹ Cr | Div Yld % | NP Qtr ₹ Cr | Qtr Profit Var % | Sales Qtr ₹ Cr | Qtr Sales Var % | ROCE % | ROE % | P/B | OPM % | Debt / Eq | Prom. Hold. % | Sales ₹ Cr | Sales Var 3Yrs % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFC Life Insurance Company | 553.00 | 58.4 | 1,20,114 | 0.38 | 611 | 28.57 | 33,727 | 39.66 | — | 11.3 | 6.33 | — | 0.17 | 57.42 | 91,606 | 9.3 |
| 2. | Life Insurance Corporation of India | 397.75 | 8.4 | 5,03,154 | 2.54 | 13,584 | 23.98 | 2,39,867 | 6.59 | — | 37.8 | 2.85 | — | — | 90.00 | 9,68,825 | 7.3 |
| 3. | SBI Life Insurance Company | 1,656.80 | 63.9 | 1,66,245 | 0.16 | 725 | -10.89 | 46,350 | 100.98 | — | 13.7 | 8.26 | — | — | 58.81 | 1,10,478 | 11.1 |
| 4. | ICICI Life Insurance | 445.00 | 36.7 | 64,560 | 0.37 | 386 | 0.23 | 28,513 | 81.90 | — | 12.6 | 4.41 | — | 0.19 | 23.64 | 62,206 | 8.5 |
| 5. | Max Financial Services | 1,294.90 | 409.8 | 44,689 | 0.00 | 96 | 37.22 | 14,970 | 16.75 | — | 1.6 | 8.42 | — | 0.44 | 2.08 | 47,591 | 15.0 |
| 6. | Star Health and Allied Insurance Company | 548.85 | 38.3 | 32,295 | 0.00 | 550 | 107,690.20 | 5,285 | 29.51 | — | 7.6 | 3.18 | — | 0.06 | 62.18 | 18,148 | 14.0 |
| 7. | Niva Bupa Health Insurance Company | 75.96 | 39.0 | 14,050 | 0.00 | 138 | -33.13 | 2,471 | 47.91 | — | 4.2 | 3.66 | — | 0.08 | 75.12 | 7,106 | 36.4 |
| 8. | Canara HSBC Life Insurance Company | 130.37 | 92.5 | 12,352 | 0.30 | 28 | -12.31 | 4,351 | 56.70 | — | 8.1 | 7.61 | — | 0.16 | 75.33 | 11,242 | 7.3 |
| 9. | Religare Enterprises | 220.47 | 150.0 | 7,601 | 0.00 | -26 | -356.08 | 2,289 | 23.78 | 2.1 | 3.2 | 2.52 | 0.0 | 0.17 | 49.79 | 8,386 | 31.4 |
| Median: 9 Co. | 445.00 | 58.4 | 44,689 | 0.16 | 386 | 0.23 | 14,970 | 39.66 | 2.1 | 8.1 | 4.41 | 0.0 | 0.17 | 58.81 | 47,591 | 11.1 |
Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.
Quarterly Results
| ₹ Cr | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Sales | 24,150 | 29,470 | 29,421 | 19,815 | 33,727 |
| Profit before tax | 486 | 564 | 441 | 490 | 630 |
| Net Profit | 475 | 548 | 418 | 497 | 611 |
| EPS in Rs | 2.21 | 2.54 | 1.94 | 2.30 | 2.83 |
Profit & Loss
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Sales | 70,246 | 95,823 | 90,069 | 91,606 | |
| Interest | 113 | 112 | 142 | 229 | |
| Depreciation | 76 | 79 | 104 | 161 | |
| Profit before tax | 1,282 | 1,570 | 1,878 | 1,962 | |
| Net Profit | 1,368 | 1,574 | 1,811 | 1,912 | |
| EPS in Rs | 6.41 | 7.31 | 8.41 | 8.86 |
Balance Sheet
Consolidated figures in ₹ crore, as at 31 March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 2,149 | 2,151 | 2,153 | 2,158 |
| Reserves | 10,844 | 12,515 | 14,002 | 15,592 |
| 950 | 950 | 2,950 | 3,099 | |
| Long term borrowings | 950 | 950 | 2,950 | 3,099 |
| 2,34,126 | 2,87,071 | 3,30,307 | 3,69,654 | |
| Trade payables | 1,564 | 1,628 | 1,361 | 1,468 |
| Total Liabilities | 2,48,069 | 3,02,687 | 3,49,412 | 3,90,502 |
| 324 | 344 | 555 | 631 | |
| Gross block | 711 | 729 | 959 | 1,072 |
| Accumulated depreciation | 386 | 385 | 405 | 441 |
| Goodwill & intangibles | 58 | 76 | 54 | 116 |
| CWIP | 31 | 28 | 109 | 142 |
| Investments | 1,51,975 | 1,92,098 | 2,29,561 | 2,64,342 |
| 95,740 | 1,10,217 | 1,19,187 | 1,25,388 | |
| Trade receivables | 988 | 1,519 | 1,555 | 1,811 |
| Cash & equivalents | 1,904 | 2,178 | 2,276 | 2,405 |
| Total Assets | 2,48,069 | 3,02,687 | 3,49,412 | 3,90,502 |
Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.
Cash Flows
Consolidated figures in ₹ crore, financial years ending March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| -10,087 | -13,625 | -13,638 | -23,871 | |
| Fixed assets purchased | -88 | -136 | -301 | -287 |
| Fixed assets sold | 2 | 2 | 4 | 3 |
| Investments purchased | -1,12,196 | -1,27,358 | -1,17,147 | -1,32,085 |
| Investments sold | 89,117 | 97,845 | 92,209 | 94,972 |
| 1,985 | -403 | 1,607 | -275 | |
| Proceeds from borrowings | 350 | 2,000 | 749 | |
| Repayment of borrowings | -600 | |||
| Interest paid | -399 | -477 | -499 | -683 |
| Dividends paid | -399 | -477 | ||
| Free Cash Flow | 6,796 | 10,585 | 15,296 | 22,338 |
Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.
Ratios
| Ratio | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| ROE | — | 10.5% | 11.4% | 11.8% | 11.3% |
| Net margin | — | 1.9% | 1.6% | 2.0% | 2.1% |
Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.
Shareholding Pattern
Numbers in percentages · as filed with NSE each quarter
- Promoters 50.54%
- FIIs 19.27%
- DIIs 20.19%
- Public 9.98%
| % | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 50.40% | 50.37% | 50.37% | 50.37% | 50.34% | 50.32% | 50.32% | 50.28% | 50.25% | 50.21% | 50.21% | 50.54% |
| 30.54% | 31.28% | 30.03% | 26.63% | 25.63% | 25.14% | 24.95% | 24.75% | 24.81% | 24.26% | 22.52% | 19.27% | |
| Foreign portfolio investors (Cat. I) | 29.30% | 30.02% | 28.83% | 25.59% | 24.53% | 24.18% | 24.02% | 23.83% | 23.84% | 23.49% | 21.84% | 18.52% |
| Foreign portfolio investors (Cat. II) | 1.23% | 1.25% | 1.19% | 1.03% | 1.09% | 0.95% | 0.93% | 0.91% | 0.97% | 0.77% | 0.67% | 0.74% |
| 6.87% | 6.58% | 7.94% | 11.24% | 13.25% | 13.74% | 14.10% | 14.58% | 14.60% | 15.24% | 17.25% | 20.19% | |
| Mutual funds | 4.66% | 4.46% | 5.77% | 9.31% | 10.63% | 11.02% | 11.32% | 11.78% | 11.94% | 12.73% | 14.54% | 16.57% |
| Insurance companies | 1.56% | 1.43% | 1.54% | 1.65% | 2.32% | 2.28% | 2.27% | 2.22% | 1.96% | 1.82% | 1.69% | 2.20% |
| Banks | 0.02% | 0.03% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | ||||
| Provident & pension funds | 0.45% | 0.48% | 0.49% | 0.11% | 0.10% | 0.17% | 0.25% | 0.30% | 0.39% | 0.53% | 0.89% | 1.18% |
| Alternative investment funds | 0.20% | 0.19% | 0.13% | 0.15% | 0.17% | 0.24% | 0.26% | 0.26% | 0.29% | 0.14% | 0.12% | 0.23% |
| 12.20% | 11.75% | 11.64% | 11.73% | 10.77% | 10.78% | 10.61% | 10.37% | 10.32% | 10.27% | 10.00% | 9.98% | |
| Retail (up to ₹2 lakh) | 5.00% | 4.73% | 4.76% | 4.86% | 4.12% | 4.16% | 4.03% | 3.89% | 3.82% | 3.72% | 3.59% | 3.63% |
| HNIs (above ₹2 lakh) | 1.73% | 1.65% | 1.60% | 1.69% | 1.56% | 1.54% | 1.55% | 1.44% | 1.45% | 1.48% | 1.47% | 1.38% |
| NRIs | 0.36% | 0.33% | 0.33% | 0.32% | 0.29% | 0.30% | 0.32% | 0.31% | 0.31% | 0.30% | 0.29% | 0.28% |
| Bodies corporate | 4.76% | 4.68% | 4.62% | 4.61% | 4.60% | 4.58% | 4.53% | 4.55% | 4.57% | 4.57% | 4.48% | 4.45% |
| No. of Shareholders | 8,75,877 | 8,44,728 | 8,58,844 | 8,92,355 | 7,83,844 | 7,91,447 | 7,71,949 | 7,38,630 | 7,26,959 | 7,07,141 | 6,91,649 | 7,05,326 |
Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.
Mutual funds & institutions holding HDFC Life Insurance Company
| Holder (above 1%) | Stake |
|---|---|
| ICICI Prudential Mutual FundMutual fund · see the fund house | 4.48% |
| SBI Mutual FundMutual fund · see the fund house | 4.23% |
| Nippon Life Mutual FundMutual fund · see the fund house | 1.37% |
| Nps TrustPension fund | 1.18% |
| Quant Mutual FundMutual fund · see the fund house | 1.06% |
As named in the shareholding pattern for Jun 2026 filed with NSE; mutual funds together hold 16.57% of the company. Shareholders below 1% are not named in the filing.
Documents
Announcements
- Outcome of Board MeetingHDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.15-Oct-2026
- General UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Grant of Stock Options and Performance Restricted Stock Units29-Sep-2026
- Action(s) taken or orders passedHDFC Life Insurance Company Limited has informed the Exchange about Action(s) taken or orders passed11-Sep-2026
- Allotment of SecuritiesHDFC Life Insurance Company Limited has informed the Exchange regarding allotment of 114000 equity shares under Employee Stock Option Schemes26-Aug-2026
- UpdatesHDFC Life Insurance Company Limited has informed the Exchange regarding 'Approval from the Insurance Regulatory and Development Authority of India (IRDAI) for re-appointment of Ex…19-Aug-2026
- Shareholders meetingHDFC Life Insurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 16, 202616-Jul-2026
- CessationHDFC Life Insurance Company Limited has informed the Exchange regarding Cessation of Mr Sumit Bose as Independent Director, of the company w.e.f. July 18, 2026 upon completion of …15-Jul-2026
- Statement of deviation(s) or variation(s) under Reg. 32HDFC Life Insurance Company Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 3215-Jul-2026
- Outcome of Board MeetingHDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.15-Jul-2026
- Action(s) initiated or orders passedHDFC Life Insurance Company Limited has informed the Exchange about GST Order30-Jun-2026
- Copy of Newspaper PublicationHDFC Life Insurance Company Limited has informed the Exchange about Copy of Newspaper Publication25-Jun-2026
- General UpdatesHDFC Life Insurance Company Limited has informed the Exchange about the Business Responsibility and Sustainability Reporting (BRSR)24-Jun-2026
Annual reports
- Financial Year 202624-JUN-2026
- Financial Year 202523-JUN-2025
- Financial Year 2024
- Financial Year 2023
- Financial Year 2022
- Financial Year 2021
- Financial Year 2020
- Financial Year 2019
- Financial Year 201813-AUG-2018
Credit ratings
- Credit RatingHDFC Life Insurance Company Limited has informed the Exchange about Credit Rating10-Sep-2024
- Credit RatingHDFC Life Insurance Company Limited has informed the Exchange about Credit Rating20-Jun-2020
- Credit RatingHDFC Life Insurance Company Limited has informed the Exchange about Credit Rating12-Jun-2020
Concalls & investor meets
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Link of Recording15-Oct-2026
- Press ReleaseHDFC Life Insurance Company Limited has informed the Exchange regarding a press release dated October 15, 2026, titled "Press Release and Investor Presentation Financial Results H…15-Oct-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet06-Oct-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet31-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet04-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Transcript22-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Link of Recording15-Jul-2026
- Press ReleaseHDFC Life Insurance Company Limited has informed the Exchange regarding a press release dated July 15, 2026, titled "Press Release and Investor Presentation Financial Results Q1 F…15-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Schedule of meet06-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Cancellation Of Analyst/ Institutional Investor Meet26-May-2026
Filings made by the company with NSE; documents open on NSE's website.
Key dates
- Results announced
- 14 Jan 2027
- Ex-dividend date
- 19 Jun 2026
- Latest quarter
- 30 Sep 2026
- Financial year end
- 31 Mar 2026
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Latest news
In the news
From the company (NSE)
- Outcome of Board MeetingHDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.NSE filing · 15-Oct-2026
- General UpdatesHDFC Life Insurance Company Limited has informed the Exchange about Grant of Stock Options and Performance Restricted Stock UnitsNSE filing · 29-Sep-2026
- Action(s) taken or orders passedHDFC Life Insurance Company Limited has informed the Exchange about Action(s) taken or orders passedNSE filing · 11-Sep-2026
- Allotment of SecuritiesHDFC Life Insurance Company Limited has informed the Exchange regarding allotment of 114000 equity shares under Employee Stock Option SchemesNSE filing · 26-Aug-2026
- UpdatesHDFC Life Insurance Company Limited has informed the Exchange regarding 'Approval from the Insurance Regulatory and Development Authority of India (IRDAI) for re-appointment of Ex…NSE filing · 19-Aug-2026
- Shareholders meetingHDFC Life Insurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 16, 2026NSE filing · 16-Jul-2026
- CessationHDFC Life Insurance Company Limited has informed the Exchange regarding Cessation of Mr Sumit Bose as Independent Director, of the company w.e.f. July 18, 2026 upon completion of …NSE filing · 15-Jul-2026
- Statement of deviation(s) or variation(s) under Reg. 32HDFC Life Insurance Company Limited has informed the Exchange about statement of deviation(s) or variation(s) under Reg. 32NSE filing · 15-Jul-2026
Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.
Questions about HDFC Life Insurance Company Limited
What is the share price of HDFC Life Insurance Company Limited today?
HDFC Life Insurance Company Limited (HDFCLIFE) last traded at ₹553.00 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.
What is the market cap of HDFC Life Insurance Company Limited?
About ₹1,20,114 crore at the latest price.
What is the P/E ratio of HDFC Life Insurance Company Limited?
About 58.4 times its earnings over the last 12 months.
Is HDFC Life Insurance Company Limited a good investment?
We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.
How can I buy HDFC Life Insurance Company Limited shares?
You need a trading and demat account with a SEBI-registered stock broker. We can help you open one through Parshvanath Investments, an Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539). We provide execution and account service only, not tips or research.
Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).
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