Union Focused Fund - Direct Plan - Growth Option
Performance chart
Benchmark: Nifty 500 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 8.3% a year, against Nifty 500 7.1%.
- Volatility over 3 years was 15.2% a year (Nifty 500: 14.5%), with a Sharpe ratio of 0.25.
- Its biggest fall from a peak was 34.0% (19 Feb 2020 to 23 Mar 2020).
- It did better than the Nifty 500 in 3 of the last 6 calendar years.
- Across all 3-year periods since launch, yearly returns ranged from 9.4% to 30.1% and were positive 100% of the time.
- Expense ratio 1.61%, fund size ₹433 crore.
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| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +1.43% | -0.56% | -3.23% | +5.09% | +6.75% | +3.56% | +2.01% | +10.31% | +8.30% | +15.16% | — | +15.67% |
| Nifty 500 | +2.61% | -1.32% | -4.66% | -1.84% | -7.08% | -5.12% | -3.33% | +8.43% | +7.06% | +13.30% | +11.47% | +11.94% |
Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Focused Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| This fund | +6.75% | -0.89% | +17.51% | +22.00% | +0.86% | +35.44% | +21.81% |
| Nifty 500 | -7.08% | +6.69% | +15.16% | +25.76% | +3.02% | +30.19% | +16.67% |
| Difference | +13.83% | -7.58% | +2.35% | -3.76% | -2.16% | +5.25% | +5.14% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 15.17% | 14.47% |
| Nifty 500 volatility ? | 14.52% | 14.60% |
| Sharpe ratio ? | 0.25 | 0.12 |
| Sortino ratio ? | 0.34 | 0.17 |
| Beta ? | 0.98 | 0.94 |
| Alpha (yearly) ? | 1.91% | 1.28% |
| R-squared ? | 0.88 | 0.89 |
| Up-market capture ? | 87.60% | 86.10% |
| Down-market capture ? | 69.00% | 75.30% |
| Maximum drawdown | -17.00% | -18.36% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR | Nifty 500 XIRR |
|---|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,23,641 | ₹3,641 | +5.65% | -6.66% |
| 3Y | ₹3,60,000 | ₹3,98,463 | ₹38,463 | +6.70% | +1.04% |
| 5Y | ₹6,00,000 | ₹7,67,879 | ₹1,67,879 | +9.80% | +7.00% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Focused Funds (28)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- The investment objective of the scheme is to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps. However, there can be no assurance that the investment objective of the scheme will be achieved.
- Fund managers
- Pratik Dharmshi, Vinod Malviya
- Fund house
- Union Mutual Fund
- Category
- Focused Funds · Equity
- Benchmark used here
- Nifty 500 (price index)
- Plan / option
- Direct · Growth
- AMFI scheme code
- 147492
- ISIN
- INF582M01FS4
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Focused Funds
Focused Funds hold at most 30 stocks, with at least 65% in equity. A concentrated portfolio means each holding matters more, for better or worse.
Generally used by investors who already have diversified funds and accept higher concentration risk.
Other plans of this scheme
Questions about this scheme
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