Starteck Finance Limited share price

Starteck Finance Limited operates as a non-banking financial company in India. It offers financing solutions to retail, small and medium enterprises (SMEs), and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated in 1985 and is based in Mumbai, India.Read more

Website NSE हिंदी में BSE

Financial ServicesCredit ServicesNSE: STARTECKISIN INE992I01013

16 Oct 2026, 3:16 PM IST₹259.95▲ 8.45 (3.36%)

Market Cap₹ 258 Cr.
Current Price₹ 259.95
High / Low₹ 350 / 215
Stock P/E10.6
Book Value₹ 265
Dividend Yield0.10 %
Price / Book0.98
ROE9.50 %
Face Value₹ 10.0

More figures (8)

EPS (TTM)₹ 24.61
Net margin57.9 %
Sales growth (3Y)10.7 %
Profit growth (3Y)2.7 %
Promoter holding75.7 %
EV / EBITDA—
Beta0.50
All-time high₹ 412

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
STARTECK	+9.78%	-3.81%	+5.38%	-8.32%	-15.38%	+16.83%	—
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

Starteck Finance Limited is in the Credit Services industry (Financial Services), with a market value of ₹258 crore.
It trades at 10.6 times its last 12 months' earnings and 1.0 times book value.
Revenue grew 10.7% a year over the last 3 years, profit 2.7% a year.
Return on equity was 9.5% in the latest year.
The share price is 25.7% below its 52-week high and down 15.4% over one year.
Promoters and insiders hold about 75.7%; institutions about 0.0%.

Pros

Latest quarter (Jun 2026): sales up 39% and profit up 22% from a year ago.
Trades at 10.6 times earnings, below its 3-year median of 16.8.
Promoters have raised their holding by 1.61 points over 3 years, to 73.30%.
Promoters hold a large stake of 73.30%.

Cons

Return on equity has been low: 7.5% on average over the last 3 years.
Profit growth has been weak: 2.7% a year over the last 3 years.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About Starteck Finance Limited

Employees: 5
Head office: Mumbai

Financial ServicesCredit Services

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	Starteck Finance	259.95	10.6	258	0.10	4	21.81	11	39.49	8.8	9.5	0.98	70.2	1.33	75.67	36	10.7
2.	Bajaj Finance	982.10	29.4	6,11,250	0.56	5,986	27.37	14,171	21.20	—	18.1	5.36	—	3.10	56.50	49,665	22.6
3.	Shriram Finance	939.95	16.6	2,21,178	1.14	3,453	61.06	7,923	30.61	—	16.4	2.68	—	2.76	22.17	25,034	13.9
4.	Tata Capital	322.80	25.3	1,36,115	0.18	1,628	—	8,822	—	3.7	12.3	2.97	28.9	4.97	85.96	31,540	34.5
5.	Cholamandalam Investment and Finance Company	1,574.40	23.3	1,35,007	0.13	1,656	45.56	8,856	21.87	—	19.3	4.40	—	6.95	51.95	31,073	32.8
6.	Power Finance Corporation	333.25	4.2	1,09,976	4.56	8,998	0.18	28,527	-0.04	—	20.7	0.77	—	7.62	56.00	1,15,444	16.2
7.	Indian Railway Finance Corporation	80.25	14.2	1,04,875	2.66	1,958	-44.40	7,866	-40.80	3.8	12.8	1.85	64.8	7.69	82.90	27,285	4.6
8.	Muthoot Finance	2,598.30	9.2	1,04,314	1.15	2,799	38.83	5,236	27.38	—	30.9	2.57	—	3.86	73.35	20,265	38.0
9.	REC	307.80	5.1	81,051	4.39	4,193	-2.72	4,430	-31.54	—	20.0	0.96	—	6.05	52.65	21,834	14.4
10.	L&T Finance	253.85	18.6	63,625	1.05	902	41.86	3,086	32.29	—	11.1	2.26	—	3.94	65.95	10,635	17.7
	Median: 35 Co.	328.03	15.5	30,430	0.18	2,379	27.37	7,895	21.87	3.8	12.8	1.92	36.2	4.46	61.23	26,159	17.7

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	7	11	7	8	9	8	8	9	10	8	11
YOY Revenue Growth %					18.60%	-22.30%	11.41%	11.98%	16.20%	-2.18%	39.49%
Interest	3	3	4	5	5	5	5	6	6	5	6
	1	4	1	1	1	1	1	2	1	1	1
Employee Cost %	3%	2%	3%	2%	2%	2%	2%	3%	2%	3%	2%
Fees & Commission %				2%
Other Expenses %	11%	35%	12%	9%	11%	8%	6%	16%	4%	4%	5%
Financing Profit	3	4	2	3	2	2	2	2	3	3	4
Financing Margin %	46%	34%	24%	33%	28%	26%	22%	19%	34%	31%	39%
		0	0	1	1	2	2	7	5	3	1
Exceptional items						-1
Depreciation	0	0	0		0	0	0	0	0	0	0
Profit before tax	3	4	2	4	3	2	4	9	9	5	5
	18%	15%	12%	12%	-14%	38%	14%	14%	16%	3%	17%
Current tax	1	1	0	0	0	1	0	0	1	0	1
Deferred tax				0	-1	0	0	1	1	-0	0
	3	3	2	4	4	1	4	7	7	5	4
Profit to shareholders	3	3	2	4	4	1		7	7	5
YOY Profit Growth %					32.21%	-59.18%	107.45%	105.01%	105.92%	271.29%	21.81%
EPS in Rs	2.77	3.48	1.72	3.62	3.66	1.42	3.58	7.43	7.54	5.28	4.36
Raw filing

₹ Cr	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	7	7	7	7	8	8	8	9	9	6	10
YOY Revenue Growth %					16.66%	7.20%	11.92%	18.08%	17.63%	-23.70%	38.90%
Interest	3	3	4	5	5	5	5	6	6	5	6
	1	2	1	1	1	1	1	2	1	0	1
Employee Cost %	3%	3%	3%	3%	3%	2%	2%	3%	2%	4%	2%
Other Expenses %	9%	18%	11%	9%	7%	5%	5%	17%	4%	3%	4%
Financing Profit	3	3	2	2	2	2	2	1	3	1	4
Financing Margin %	44%	38%	25%	25%	25%	27%	22%	13%	28%	10%	39%
Other Income		0	0	1	1	1	2	7	5		1
Depreciation		0	0	0	0	0	0	0	0	0	0
Profit before tax	3	3	2	3	3	4	4	8	8	1	5
	22%	18%	13%	16%	-17%	24%	14%	15%	18%	22%	18%
Current tax	1	1	0	0	0	1	0	0	1	0	1
Deferred tax				0	-1	0	0	1	1	-0	0
	2	3	2	3	3	3	3	7	7	0	4
YOY Profit Growth %					34.33%	4.44%	105.53%	158.66%	115.80%	-81.86%	19.16%
EPS in Rs	2.29	2.66	1.69	2.59	3.07	2.77	3.48	6.70	6.63	0.50	4.15
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	28	26	37	33	36	39
YOY Revenue Growth %		-7.14%	41.64%	-12.37%	9.31%
Interest	14	9	12	19	22	22
	3	6	8	4	4	4
Employee Cost %	3%	2%	1%	2%	2%	2%
Other Expenses %	7%	20%	17%	10%	8%	7%
Financing Profit	11	11	18	9	10	12
Financing Margin %	40%	40%	49%	28%	27%	31%
	1	2	0	4	17	16
Exceptional items		12		-1
Depreciation		1	1	1	1	1
Profit before tax	12	24	19	12	27	28
	15%	10%	15%	10%	12%	13%
Current tax	2	2	3	2	2
Deferred tax				-1	1
	10	22	16	10	24	24
Profit to shareholders	10	22	16	10	24	20
YOY Profit Growth %		114.14%	-27.11%	-34.46%	126.51%
EPS in Rs	10.28	22.02	16.05	10.52	23.83	24.61
Dividend Payout %		0%	0%	1%	0%

Compounded Sales Growth

3 Years:: 11%
TTM:: 16%

Compounded Profit Growth

3 Years:: 3%
TTM:: 100%

Stock Price CAGR

3 Years:: 17%
1 Year:: -15%

Return on Equity

4 Years:: 9%
Last Year:: 10%

₹ Cr	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	16	26	28	30	46	34
YOY Revenue Growth %		64.70%	6.64%	6.21%	54.33%
Interest	3	9	12	19	22	22
	3	5	4	3	3	3
Employee Cost %	6%	3%	2%	3%	2%	3%
Other Expenses %	11%	15%	11%	8%	5%	7%
Financing Profit	10	12	13	8	20	8
Financing Margin %	65%	47%	45%	25%	45%	25%
Other Income	1		0	4		13
Depreciation			0	0	0	0
Profit before tax	11	12	13	11	20	21
	14%	20%	21%	10%	16%	17%
Current tax	1	2	3	2	2
Deferred tax				-1	1
	9	10	10	10	17	18
YOY Profit Growth %		5.13%	5.52%	-3.34%	70.92%
EPS in Rs	9.45	9.93	10.48	10.13	17.31	17.98
Dividend Payout %		1%	1%	1%	0%

Compounded Sales Growth

3 Years:: 20%
TTM:: 12%

Compounded Profit Growth

3 Years:: 20%
TTM:: 51%

Stock Price CAGR

3 Years:: 17%
1 Year:: -15%

Return on Equity

4 Years:: 9%
Last Year:: 10%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	10	10	10	10
Reserves	170	196	224	253
	181	202	227	351
Long term borrowings	103	72	39	53
Short term borrowings	78	130	188	298
	24	36	54	61
Trade payables	7	8	10	17
Current liabilities	99	161	215	330
Total Liabilities	384	444	515	675
	8	7	7	6
Gross block	18	18	18	18
Accumulated depreciation	11	11	12	12
Goodwill & intangibles	94	94	94	94
	377	437	508	669
Trade receivables	3	3	3	4
Cash & equivalents	0	2	0	0
Current assets	220	279	336	487
Total Assets	384	444	515	675

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	86	37	27	33
Profit for the year	22	16	10	24
Working capital changes	73	19	19	6
Direct taxes paid	-2	-3	-8	-7
	-50	-58	-39	-123
Fixed assets sold		0
Investments purchased	-7	-59	-46	-136
Investments sold	7		7	12
	-35	24	9	90
Proceeds from borrowings		24	25	124
Repayment of borrowings	-35		-16	-34
Dividends paid	-0	-0	-0	-0
Net Cash Flow	0	2	-2	0
Free Cash Flow	86	37	27	33

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	—	12.2%	8.3%	4.7%	9.5%
Net margin	—	77.3%	43.1%	31.8%	57.9%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

Promoters 73.30%
Public 26.70%

%	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	71.69%	72.55%	72.76%	72.76%	72.76%	72.76%	72.95%	73.10%	73.10%	73.30%	73.30%	73.30%
		0.01%							0.08%
Foreign portfolio investors (Cat. I)		0.01%							0.08%
	28.31%	27.44%	27.24%	27.24%	27.24%	27.24%	27.05%	26.90%	26.82%	26.70%	26.70%	26.70%
Retail (up to ₹2 lakh)	2.01%	2.19%	2.27%	2.50%	2.68%	2.59%	2.54%	2.50%	2.36%	2.08%	2.17%	2.26%
HNIs (above ₹2 lakh)	11.77%	10.91%	10.80%	10.80%	10.34%	10.34%	10.16%	10.05%	9.99%	9.55%	9.45%	9.45%
NRIs	0.02%	0.07%	0.12%	0.10%	0.02%	0.02%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
Bodies corporate	12.87%	12.64%	12.40%	12.20%	12.57%	12.66%	12.70%	12.72%	12.85%	13.45%	13.46%	13.37%
IEPF	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%	0.17%
No. of Shareholders	1,133	1,966	1,904	1,965	1,772	1,723	1,695	1,637	1,519	1,470	1,490	1,448

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

None filed recently.

Concalls & investor meets

None filed recently.

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 11 Sep 2026
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

Starteck Finance Ltd (NSE: STARTECK) Declines 5.90% as Stock Draws Market AttentionKalkine India · 30 Sep 2026

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about Starteck Finance Limited

What is the share price of Starteck Finance Limited today?

Starteck Finance Limited (STARTECK) last traded at ₹259.95 on NSE (16 Oct 2026, 3:16 PM IST). Prices may be delayed.

What is the market cap of Starteck Finance Limited?

About ₹258 crore at the latest price.

What is the P/E ratio of Starteck Finance Limited?

About 10.6 times its earnings over the last 12 months.

Is Starteck Finance Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy Starteck Finance Limited shares?

You need a trading and demat account with a SEBI-registered stock broker. We can help you open one through Parshvanath Investments, an Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539). We provide execution and account service only, not tips or research.

Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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Starteck Finance Limited share price

Price chart

Quick take

Pros

Cons

AI analysis

About Starteck Finance Limited

Peer comparison

Quarterly Results

Profit & Loss

Projection — your assumptions

Related party transactions

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Compounded Sales Growth

Compounded Profit Growth

Stock Price CAGR

Return on Equity

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

Documents

Announcements

Annual reports

Credit ratings

Concalls & investor meets

Key dates

Trade with our broking desk

Latest news

In the news

From the company (NSE)

Questions about Starteck Finance Limited

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