AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

SBI Children's Fund - Investment Plan - Regular Plan - Growth

Children's Funds are meant for a child's goals, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

AMC websiteNAV history (AMFI)हिंदी में

SBI Mutual FundChildren's FundsRegular · Growth
NAV · 15 Oct 2026₹49.2468▲ 0.03% (1 day)
  • Current NAV₹49.2468
  • Fund Size (AUM)—
  • Expense Ratio—
  • 1Y Return+11.89%
  • 3Y Return (CAGR)+19.21%
  • 5Y Return (CAGR)+16.68%
  • Category Rank (3Y)—
  • Riskometer—
  • Min. SIP / Lump sum—
More figures (11)
  • Since Launch (CAGR)+30.10%
  • Benchmark—
  • Volatility (3Y)12.47 %
  • Sharpe Ratio (3Y)1.02
  • Beta (3Y)—
  • 52-week High / Low₹50.8016 / ₹40.0450
  • Max Drawdown-15.9 %
  • Launched7 Oct 2020
  • Lock-in—
  • Portfolio Turnover—
  • Fund Managers—

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 16.7% a year.
  • Volatility over 3 years was 12.5% a year, with a Sharpe ratio of 1.02.
  • Its biggest fall from a peak was 15.9% (2 Jan 2025 to 4 Mar 2025).
  • Across all 3-year periods since launch, yearly returns ranged from 17.6% to 42.4% and were positive 100% of the time.

Pros

  • Every 3-year period since launch gave a positive return (lowest 17.6% a year).
  • Sharpe ratio of 1.02 over 3 years: good return for the volatility taken.

Cons

No standout weaknesses in its record so far.

Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language.

Thinking of investing?

We help you invest in the Regular plan of schemes that suit your goals, and review them every year.

Book a free consultation Compare with other funds

Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund+0.59%+0.18%-1.22%+10.83%+11.24%+11.89%+7.78%+19.21%+16.68%——+30.10%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Children's Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD20252024202320222021
This fund+11.24%+3.18%+38.56%+29.83%+4.86%+77.26%

January to December each year; the current year is to date.

Month-by-month returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDecYear
2026-2.0-0.3-7.115.01.54.90.62.1-1.7-0.8
2025-7.1-6.53.61.13.53.51.5-0.42.23.82.6-3.73.2
20241.91.0-1.17.91.311.46.51.12.7-4.70.35.938.6
20231.8-2.80.42.55.15.75.21.10.8-1.74.54.229.8
20223.9-5.23.1-0.4-2.1-5.17.12.9-0.43.0-0.3-0.94.8
2021-1.66.67.02.77.68.416.8-0.97.73.52.3-0.177.3
20209.814.4

Change in NAV from the last business day of one month to the last business day of the next. Positive in 49 of 72 months shown (68%). "Year" is shown for complete calendar years.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?12.47%12.11%
Sharpe ratio ?1.020.84
Sortino ratio ?1.421.16
Maximum drawdown-15.89%-15.89%

Rolling 3-year returns (yearly)

Lowest+17.57%
Median+22.93%
Highest+42.42%
Positive100% of periods
Above 12% a year100% of periods

Rolling 5-year returns (yearly)

Lowest+17.00%
Median+24.86%
Highest+34.61%
Positive100% of periods
Above 12% a year100% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

How it handled market falls

Biggest falls in this fund's NAV

PeakBottomFallBack to the peak onTime to recover
2 Jan 20254 Mar 2025-15.9%17 Sep 20256 months
17 Jan 202220 Jun 2022-14.9%5 Dec 20226 months
17 Nov 202530 Mar 2026-13.2%30 Apr 202631 days
17 Sep 202413 Nov 2024-10.1%16 Dec 202433 days
12 Nov 202120 Dec 2021-7.2%10 Jan 202221 days
3 Aug 202123 Aug 2021-6.7%14 Sep 202122 days

Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,29,233₹9,233+14.51%
3Y₹3,60,000₹4,51,449₹91,449+15.26%
5Y₹6,00,000₹9,44,675₹3,44,675+18.20%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

What your investment would be worth

Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.

Compare with all Children's Funds (13)

S.No.Scheme (Regular plans, Growth)6M %1Y %3Y % CAGR5Y % CAGRExpense ratio %Fund size ₹ Cr
1.ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNAAditya Birla Sun Life Mutual Fund——————
2.Axis Children's FundAxis Mutual Fund——————
3.Axis Children's FundAxis Mutual Fund——————
4.Baroda BNP Paribas Children's FundBaroda BNP Paribas Mutual Fund——————
5.HDFC Children's FundHDFC Mutual Fund——————
6.ICICI Prudential Children's FundICICI Prudential Mutual Fund——————
7.LIC MF Children's FundLIC Mutual Fund——————
8.SBI Children's Fund - Investment PlanSBI Mutual Fund——————
9.SBI CHILDREN'S FUND - SAVINGS PLANSBI Mutual Fund——————
10.Tata Childrens FundTata Mutual Fund——————
11.Union Children's FundUnion Mutual Fund——————
12.UTI Children's Equity FundUTI Mutual Fund——————
13.UTI Children's Hybrid FundUTI Mutual Fund——————
Median: 13 schemes——————

Detailed comparison with another fund About Children's Funds

Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.

Scheme details

Fund house
SBI Mutual Fund
Category
Children's Funds · Solution oriented
Plan / option
Regular · Growth
AMFI scheme code
148489
ISIN
INF200KA1Q99
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

About Children's Funds

Children's Funds are meant for a child's goals, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

Generally used by saving for a child's education or other goals.

Other plans of this scheme

Tax on your gains

Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.

  • Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
  • Switching from one scheme or plan to another counts as selling and buying.
  • Surcharge and 4% health and education cess apply on top of these rates.
Fund typeShort-termLong-term
Equity-oriented20% (up to 12 months)12.5% above ₹1.25 lakh
Debt-oriented (bought from Apr 2023)Slab rateSlab rate
Gold, international, other hybridSlab rate12.5% (after 12 or 24 months)

Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.

Latest news: SBI Mutual Fund

Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.

Questions about this scheme

What is the NAV of SBI Children's Fund - Investment Plan today?
The latest NAV of SBI Children's Fund - Investment Plan - Regular Plan - Growth is ₹49.2468 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has SBI Children's Fund - Investment Plan given?
As on 15 Oct 2026: 1 year +11.89%, 3 years +19.21% a year, 5 years +16.68% a year. Past returns may or may not be sustained in future.
What is the expense ratio of SBI Children's Fund - Investment Plan?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 12.5% a year and its biggest fall from a peak was 15.9%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Children's Funds?
Children's Funds are meant for a child's goals, with a lock-in of 5 years or until the child turns 18, whichever is earlier.
How are gains from SBI Children's Fund - Investment Plan taxed?
It depends on how much the fund holds in Indian shares; see the tax section on this page and confirm with your tax adviser.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
Talk to us

Have a question about this topic?

Tell us a little about your situation and an expert will call you back, usually within 2 hours on business days.

Experts are available Mon–Sat, 10 AM – 7 PM

Book your free wealth consultation

  • 100% free
  • No obligation
  • Reply within 2 hours
+91
Join 2,000+ investors who plan with Plenitude
Your details are private and never shared.
WhatsApp Book free call