PTC India Financial Services Limited share price

PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into power generation, transmission and distribution, and fuel sources and related infrastructure projects; offers debt assistance to projects; long and short term loans; advisory services; and equity investment services for green and brown-field projects, as well as bridge financing to the projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.Read more

Website NSE हिंदी में BSE

Financial ServicesCredit ServicesNSE: PFSISIN INE560K01014

16 Oct 2026, 3:29 PM IST₹27.31▲ 1.08 (4.12%)

Market Cap₹ 1,754 Cr.
Current Price₹ 27.31
High / Low₹ 41 / 24
Stock P/E7.9
Book Value₹ 48
Dividend Yield0.00 %
Price / Book0.57
ROE10.90 %
Face Value₹ 10.0

More figures (8)

EPS (TTM)₹ 3.47
Net margin71.3 %
Sales growth (5Y)-14.6 %
Profit growth (5Y)65.7 %
Promoter holding0.0 %
EV / EBITDA—
Beta0.73
All-time high₹ 73

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
PFS	+4.80%	-9.00%	-12.41%	-18.48%	-21.36%	-1.06%	+5.20%
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

PTC India Financial Services Limited is in the Credit Services industry (Financial Services), with a market value of ₹1,754 crore.
It trades at 7.9 times its last 12 months' earnings and 0.6 times book value.
Revenue grew -14.6% a year over the last 5 years, profit 65.7% a year.
Return on equity was 10.9% in the latest year.
The share price is 32.6% below its 52-week high and down 21.4% over one year.
Promoters and insiders hold about 0.0%; institutions about 70.5%.

Pros

Profit has grown 65.7% a year over the last 5 years.
Trades at 7.9 times earnings, below its 3-year median of 11.8.
Promoters hold a large stake of 64.99%.

Cons

Return on equity has been low: 8.5% on average over the last 3 years.
Sales growth has been slow: -14.6% a year over the last 5 years.
Latest quarter (Jun 2026): profit fell 71% from a year ago.
The company has not paid a dividend recently.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About PTC India Financial Services Limited

Employees: 52
Head office: New Delhi

Financial ServicesCredit Services

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	PTC India Financial Services	27.31	7.9	1,754	0.00	40	-70.55	103	-27.20	9.6	10.9	0.57	42.7	0.57	0.00	515	-14.6
2.	Bajaj Finance	982.10	29.4	6,11,250	0.56	6,081	27.60	23,165	18.65	—	18.1	5.36	—	3.10	56.50	81,982	22.6
3.	Shriram Finance	939.95	16.6	2,21,178	1.14	3,453	61.06	7,923	30.61	—	16.4	2.68	—	2.76	22.17	25,034	13.9
4.	Tata Capital	322.80	25.3	1,36,115	0.18	1,628	—	8,822	—	3.7	12.3	2.97	28.9	4.97	85.96	31,540	34.5
5.	Cholamandalam Investment and Finance Company	1,574.40	23.3	1,35,007	0.13	1,656	45.56	8,856	21.87	—	19.3	4.40	—	6.95	51.95	31,073	32.8
6.	Power Finance Corporation	333.25	4.2	1,09,976	4.56	8,998	0.18	28,527	-0.04	—	20.7	0.77	—	7.62	56.00	1,15,444	16.2
7.	Indian Railway Finance Corporation	80.25	14.2	1,04,875	2.66	1,958	-44.40	7,866	-40.80	3.8	12.8	1.85	64.8	7.69	82.90	27,285	4.6
8.	Muthoot Finance	2,598.30	9.2	1,04,314	1.15	2,799	38.83	5,236	27.38	—	30.9	2.57	—	3.86	73.35	20,265	38.0
9.	REC	307.80	5.1	81,051	4.39	4,193	-2.72	4,430	-31.54	—	20.0	0.96	—	6.05	52.65	21,834	14.4
10.	L&T Finance	253.85	18.6	63,625	1.05	902	41.86	3,086	32.29	—	11.1	2.26	—	3.94	65.95	10,635	17.7
	Median: 42 Co.	328.03	15.4	21,792	0.28	2,379	27.60	7,895	18.65	3.8	12.1	1.88	38.5	4.46	56.25	26,159	16.8

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	190	190	204	176	161	163	158	151	142	132	122	119	103
YOY Revenue Growth %	-8.33%	-2.85%	5.15%	-8.92%	-15.03%	-14.11%	-22.64%	-14.61%	-11.98%	-19.31%	-22.98%	-20.97%	-27.20%
Interest	108	107	103	92	88	83	78	72	65	58	58	44	39
	36	15	34	66	14	17	-1	8	-69	-43	1	14	11
Employee Cost %	3%	3%	3%	3%	3%	3%	3%	3%	4%	5%	5%	4%	6%
Fees & Commission %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	1%
Credit Cost %	13%	1%	4%	30%	3%	4%	-12%	-2%	-57%	-43%	-10%	0%	-4%
Other Expenses %	3%	3%	9%	3%	2%	3%	5%	5%	4%	4%	4%	5%	5%
Financing Profit	46	68	67	19	59	63	81	71	146	118	63	62	54
Financing Margin %	24%	36%	33%	11%	37%	39%	51%	47%	103%	89%	52%	52%	53%
	3	12	0	0	0	0	0	5	0	0	3	0
Exceptional items											-2
Depreciation	2	2	2	2	2	2	2	2	2	2	2	2	2
Profit before tax	49	80	67	19	59	63	81	75	146	118	64	62	54
	25%	25%	25%	28%	25%	25%	17%	23%	7%	25%	24%	26%	26%
Current tax	16	18	0	19	15	16	6	6	18	-18	13	15	12
Deferred tax	-4	3	17	-13	0	-0	7	11	-8	47	2	1	2
	37	60	50	14	44	47	67	58	137	88	49	46	40
YOY Profit Growth %	-27.29%	13.50%	39.23%	-61.96%	20.78%	-20.79%	33.32%	320.02%	207.71%	86.18%	-26.89%	-21.78%	-70.55%
EPS in Rs	0.57	0.93	0.79	0.22	0.69	0.74	1.05	0.91	2.13	1.37	0.76	0.71	0.63
Raw filing

₹ Cr	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	190	190	204	176	161	163	158	151	142	132	122	119	103
YOY Revenue Growth %	-8.33%	-2.85%	5.15%	-8.92%	-15.03%	-14.11%	-22.64%	-14.61%	-11.98%	-19.31%	-22.98%	-20.97%	-27.20%
Interest	108	107	103	92	88	83	78	72	65	58	58	44	39
	36	15	34	66	14	17	-1	8	-69	-43	1	14	11
Employee Cost %	3%	3%	3%	3%	3%	3%	3%	3%	4%	5%	5%	4%	6%
Fees & Commission %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	1%
Credit Cost %	13%	1%	4%	30%	3%	4%	-12%	-2%	-57%	-43%	-10%	0%	-4%
Other Expenses %	3%	3%	9%	3%	2%	3%	5%	5%	4%	4%	4%	5%	5%
Financing Profit	46	68	67	19	59	63	81	71	146	118	63	62	54
Financing Margin %	24%	36%	33%	11%	37%	39%	51%	47%	103%	89%	52%	52%	53%
	3	12	0	0	0	0	0	5	0	0	3	0
Exceptional items											-2
Depreciation	2	2	2	2	2	2	2	2	2	2	2	2	2
Profit before tax	49	80	67	19	59	63	81	75	146	118	64	62	54
	25%	25%	25%	28%	25%	25%	17%	23%	7%	25%	24%	26%	26%
Current tax	16	18	0	19	15	16	6	6	18	-18	13	15	12
Deferred tax	-4	3	17	-13	0	-0	7	11	-8	47	2	1	2
	37	60	50	14	44	47	67	58	137	88	49	46	40
YOY Profit Growth %	-27.29%	13.50%	39.23%	-61.96%	20.78%	-20.79%	33.32%	320.02%	207.71%	86.18%	-26.89%	-21.78%	-70.55%
EPS in Rs	0.57	0.93	0.79	0.22	0.69	0.74	1.05	0.91	2.13	1.37	0.76	0.71	0.63
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1,334	1,364	1,131	953	791	761	633	515	476
YOY Revenue Growth %		2.24%	-17.13%	-15.72%	-17.00%	-3.81%	-16.75%	-18.76%
Interest	944	948	752	580	432	410	321	224	198
	111	249	295	215	133	150	38	-98	-18
Employee Cost %	1%	1%	1%	2%	2%	3%	3%	4%	5%
Fees & Commission %		0%	0%	0%	0%	0%	0%	0%	0%
Credit Cost %		14%	20%	18%	10%	12%	-2%	-29%	-15%
Other Expenses %	7%	2%	3%	2%	3%	5%	4%	4%	4%
Financing Profit	279	167	85	158	226	200	274	388	297
Financing Margin %	21%	12%	7%	17%	29%	26%	43%	75%	62%
	2	5	9	16	6	15	5	4	3
Exceptional items								-2	-2
Depreciation	3	6	6	6	6	6	7	7	7
Profit before tax	281	172	93	174	232	216	279	390	298
	34%	36%	73%	25%	24%	26%	22%	18%	25%
Current tax			19	0	75	53	51	-1
Deferred tax	97	62	49	44	-19	2	11	71
	184	110	26	130	176	161	217	319	223
YOY Profit Growth %		-40.26%	-76.72%	407.69%	35.25%	-8.57%	35.02%	47.14%
EPS in Rs	5.74	1.71	0.40	2.02	2.74	2.50	3.38	4.97	3.47
Dividend Payout %						40%

Compounded Sales Growth

5 Years:: -15%
3 Years:: -13%
TTM:: -22%

Compounded Profit Growth

5 Years:: 66%
3 Years:: 22%
TTM:: -28%

Stock Price CAGR

5 Years:: 5%
3 Years:: -1%
1 Year:: -21%

Return on Equity

4 Years:: 8%
Last Year:: 11%

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	1,334	1,364	1,131	953	791	761	633	515	476
YOY Revenue Growth %		2.24%	-17.13%	-15.72%	-17.00%	-3.81%	-16.75%	-18.76%
Interest	944	948	752	580	432	410	321	224	198
	111	249	295	215	133	150	38	-98	-18
Employee Cost %	1%	1%	1%	2%	2%	3%	3%	4%	5%
Fees & Commission %		0%	0%	0%	0%	0%	0%	0%	0%
Credit Cost %		14%	20%	18%	10%	12%	-2%	-29%	-15%
Other Expenses %	7%	2%	3%	2%	3%	5%	4%	4%	4%
Financing Profit	279	167	85	158	226	200	274	388	297
Financing Margin %	21%	12%	7%	17%	29%	26%	43%	75%	62%
	2	5	9	16	6	15	5	4	3
Exceptional items								-2	-2
Depreciation	3	6	6	6	6	6	7	7	7
Profit before tax	281	172	93	174	232	216	279	390	298
	34%	36%	73%	25%	24%	26%	22%	18%	25%
Current tax			19	0	75	53	51	-1
Deferred tax	97	62	49	44	-19	2	11	71
	184	110	26	130	176	161	217	319	223
YOY Profit Growth %		-40.26%	-76.72%	407.69%	35.25%	-8.57%	35.02%	47.14%
EPS in Rs	5.74	1.71	0.40	2.02	2.74	2.50	3.38	4.97	3.47
Dividend Payout %						40%

Compounded Sales Growth

5 Years:: -15%
3 Years:: -13%
TTM:: -22%

Compounded Profit Growth

5 Years:: 66%
3 Years:: 22%
TTM:: -28%

Stock Price CAGR

5 Years:: 5%
3 Years:: -1%
1 Year:: -21%

Return on Equity

4 Years:: 8%
Last Year:: 11%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	642	642	642	642
Reserves	1,800	1,896	2,112	2,437
	5,122	3,926	2,861	1,768
Long term borrowings	3,893	2,804	1,758	945
Short term borrowings	1,206	1,101	1,086	812
	70	61	67	108
Trade payables	2	2	6	1
Current liabilities	1,271	1,162	1,156	875
Total Liabilities	7,634	6,525	5,683	4,956
	30	25	22	15
Gross block	71	72	74	74
Accumulated depreciation	41	47	53	59
Goodwill & intangibles	0	0	1	1
	7,604	6,500	5,661	4,941
Trade receivables	4	1	0	1
Cash & equivalents	26	231	763	61
Current assets	1,640	2,477	2,368	2,703
Total Assets	7,634	6,525	5,683	4,956

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	1,887	2,563	1,139	1,780
Profit for the year	176	161	217	319
Working capital changes	1,132	1,928	619	1,331
Direct taxes paid	10	-75	-67	7
	259	-689	776	-1,165
Fixed assets purchased	-1	-1	-4	-0
Fixed assets sold	0	0	0	0
Investments purchased		-712	-161	-2,178
Investments sold	260	23	941	1,013
	-2,459	-1,669	-1,383	-1,316
Proceeds from borrowings	510	818	100	150
Repayment of borrowings	-2,533	-2,008	-1,157	-1,235
Interest paid	-430	-409	-320	-225
Dividends paid		-64
Net Cash Flow	-312	205	532	-701
Free Cash Flow	1,887	2,562	1,135	1,780

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	7.2%	6.5%	8.2%	10.9%
Net margin	23.5%	22.8%	39.1%	71.3%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

Promoters 64.99%
FIIs 1.56%
DIIs 5.07%
Public 28.37%

%	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%	64.99%
	2.66%	2.62%	2.35%	2.05%	2.03%	2.08%	2.22%	2.19%	2.17%	2.13%	2.03%	1.56%
Foreign portfolio investors (Cat. I)	2.58%	2.51%	2.24%	1.96%	1.81%	1.77%	1.86%	1.84%	1.71%	1.60%	1.42%	1.03%
Foreign portfolio investors (Cat. II)	0.08%	0.11%	0.12%	0.09%	0.22%	0.30%	0.36%	0.35%	0.46%	0.52%	0.61%	0.53%
	2.31%	2.68%	2.86%	5.00%	5.48%	5.43%	5.08%	5.06%	5.06%	5.05%	5.05%	5.07%
Mutual funds	0.16%	0.57%	0.75%	2.89%	3.53%	3.64%	3.67%	3.65%	3.65%	3.64%	3.64%	3.63%
Insurance companies	2.15%	2.11%	2.11%	2.11%	1.95%	1.78%	1.41%	1.41%	1.41%	1.41%	1.41%	1.41%
Alternative investment funds											0.01%	0.03%
	30.03%	29.70%	29.79%	27.96%	27.50%	27.50%	27.71%	27.76%	27.78%	27.83%	27.93%	28.37%
Retail (up to ₹2 lakh)	15.53%	16.26%	16.18%	15.00%	14.82%	14.86%	14.89%	14.77%	14.84%	14.67%	14.44%	14.20%
HNIs (above ₹2 lakh)	10.31%	9.62%	9.76%	8.97%	9.11%	9.11%	9.13%	9.27%	9.23%	9.18%	9.37%	9.80%
NRIs	1.17%	1.02%	0.98%	1.00%	0.99%	1.02%	1.02%	1.10%	1.15%	1.22%	1.17%	1.14%
Bodies corporate	1.67%	1.57%	1.63%	1.83%	1.46%	1.31%	1.47%	1.40%	1.34%	1.58%	1.75%	2.03%
IEPF	0.01%	0.01%	0.01%	0.01%	0.02%	0.02%	0.02%	0.02%	0.03%	0.02%	0.02%	0.02%
No. of Shareholders	1,35,117	1,48,802	1,47,974	1,44,836	1,43,150	1,41,201	1,41,396	1,37,774	1,38,273	1,34,475	1,31,972	1,29,717

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Mutual funds & institutions holding PTC India Financial Services

Holder (above 1%)	Stake
Bandhan Large & Mid Cap FundMutual fund	3.63%
Life Insurance Corporation Of IndiaInsurance	1.41%

As named in the shareholding pattern for Sep 2026 filed with NSE; mutual funds together hold 3.63% of the company. Shareholders below 1% are not named in the filing.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 5 Sep 2023
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about PTC India Financial Services Limited

What is the share price of PTC India Financial Services Limited today?

PTC India Financial Services Limited (PFS) last traded at ₹27.31 on NSE (16 Oct 2026, 3:29 PM IST). Prices may be delayed.

What is the market cap of PTC India Financial Services Limited?

About ₹1,754 crore at the latest price.

What is the P/E ratio of PTC India Financial Services Limited?

About 7.9 times its earnings over the last 12 months.

Is PTC India Financial Services Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy PTC India Financial Services Limited shares?

You need a trading and demat account with a SEBI-registered stock broker. We can help you open one through Parshvanath Investments, an Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539). We provide execution and account service only, not tips or research.

Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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PTC India Financial Services Limited share price

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