One MobiKwik Systems Limited share price
One MobiKwik Systems Limited provides digital payments and financial services for consumers and merchants in India and internationally. The company offers payment services for consumers, such as recharge, utility payments, bill payments, merchant payments, and other services through wallet; and operates prepaid payment instruments, including wallet payment system. It also provides Pocket UPI to make UPI payments through MobiKwik Wallet without linking bank account; MobiKwik ZIP, a pay-later product with a 30-day interest free credit line; ZIP EMI, a personal loan for salaried and self-employed individuals; co-branded credit cards backed by fixed deposits; Lens, a personal financial manageme…Read more
- Market Cap₹ 1,800 Cr.
- Current Price₹ 228.60
- High / Low₹ 275 / 151
- Stock P/E—
- Book Value₹ 69
- Dividend Yield0.00 %
- ROCE-6.8 %
- ROE-11.00 %
- Face Value₹ 2.0
More figures (10)
- EPS (TTM)₹ -1.62
- Price / Book3.32
- OPM5.4 %
- Debt / Equity0.51
- Sales growth (4Y)27.5 %
- Profit growth (4Y)—
- Promoter holding42.5 %
- EV / EBITDA9.3
- Beta—
- All-time high₹ 698
Price chart
| Returns | 1M | 3M | 6M | YTD | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| MOBIKWIK | +15.24% | +3.36% | +14.68% | -1.47% | -16.75% | — | — |
| Nifty 50 | -0.31% | -3.85% | -4.34% | -11.42% | -9.53% | +5.46% | +4.76% |
Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.
Quick take
- One MobiKwik Systems Limited is in the Software - Infrastructure industry (Technology), with a market value of ₹1,800 crore.
- Revenue grew 27.5% a year over the last 4 years.
- Return on equity was -11.0% and return on capital employed -6.8% in the latest year.
- Debt was 0.51 times shareholders' equity.
- The share price is 16.7% below its 52-week high and down 16.8% over one year.
- Promoters and insiders hold about 42.5%; institutions about 7.2%.
Pros
AINo standout strengths in the reported figures.
Cons
AI- Return on equity has been low: -11.4% on average over the last 3 years.
- Interest cover is thin: operating earnings are 1.1 times the interest cost.
- Institutional (FII + DII) holding has fallen by 6.7 points over 8 quarters.
- The company has not paid a dividend recently.
Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.
About One MobiKwik Systems Limited
One MobiKwik Systems Limited provides digital payments and financial services for consumers and merchants in India and internationally. The company offers payment services for consumers, such as recharge, utility payments, bill payments, merchant payments, and other services through wallet; and operates prepaid payment instruments, including wallet payment system. It also provides Pocket UPI to make UPI payments through MobiKwik Wallet without linking bank account; MobiKwik ZIP, a pay-later product with a 30-day interest free credit line; ZIP EMI, a personal loan for salaried and self-employed individuals; co-branded credit cards backed by fixed deposits; Lens, a personal financial management product using bank data; Xtra, a peer to peer lending product; fixed deposits with RBI-registered NBFCs and banks; and mutual funds and digital gold distribution services. In addition, the company …
- Employees
- 789
- Head office
- Gurugram
Peer comparison
TechnologySoftware - Infrastructure
| S.No. | Company | CMP ₹ | P/E | Mar Cap ₹ Cr | Div Yld % | NP Qtr ₹ Cr | Qtr Profit Var % | Sales Qtr ₹ Cr | Qtr Sales Var % | ROCE % | ROE % | P/B | OPM % | Debt / Eq | Prom. Hold. % | Sales ₹ Cr | Sales Var 3Yrs % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | One MobiKwik Systems | 228.60 | — | 1,800 | 0.00 | 8 | — | 281 | 3.73 | -6.8 | -11.0 | 3.32 | 5.4 | 0.51 | 42.49 | 1,119 | 27.5 |
| 2. | One97 Communications | 1,693.50 | 169.2 | 1,08,368 | 0.00 | 220 | — | 2,448 | 28.03 | 3.7 | 3.6 | 6.77 | 3.5 | 0.01 | 23.89 | 8,192 | 1.2 |
| 3. | Oracle Financial Services Software | 10,386.00 | 26.5 | 90,464 | 3.90 | 1,416 | 119.83 | 3,125 | 82.09 | 43.2 | 32.6 | 13.05 | 44.8 | 0.00 | 72.39 | 7,672 | 10.4 |
| 4. | Pine Labs | 165.04 | 148.7 | 19,058 | 0.00 | 20 | — | 737 | 23.10 | 3.5 | 2.4 | 3.20 | -50.8 | 0.07 | 27.25 | 2,396 | 21.0 |
| 5. | Fractal Analytics | 736.95 | 39.2 | 12,673 | 0.00 | 74 | 35.40 | 913 | 20.46 | 10.4 | 11.8 | 3.86 | 11.8 | 0.13 | 63.84 | 3,300 | 18.5 |
| 6. | C. E. Info Systems | 904.70 | 36.2 | 4,959 | 0.38 | 50 | 8.58 | 140 | 14.89 | 20.7 | 15.6 | 5.47 | 31.4 | 0.01 | 69.36 | 474 | 19.0 |
| 7. | Intense Technologies | 85.31 | — | 199 | 0.00 | 1 | -30.41 | 30 | -1.30 | -16.3 | -11.7 | 1.59 | 4.5 | 0.00 | 38.53 | 125 | 11.5 |
| Median: 7 Co. | 736.95 | 39.2 | 12,673 | 0.00 | 50 | 21.99 | 737 | 20.46 | 3.7 | 3.6 | 3.86 | 5.4 | 0.01 | 42.49 | 2,396 | 18.5 |
Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.
Quarterly Results
Consolidated figures in ₹ croreStandalone figures in ₹ crore /
Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.
Profit & Loss
Consolidated figures in ₹ croreStandalone figures in ₹ crore /
Projection — your assumptions
Starts from the last four reported quarters (TTM) and applies the figures you enter; growth is pre-filled with the company's own past sales growth. This is a what-if calculator for illustration, not a forecast, estimate or recommendation.
Related party transactions
Related-party transactions are dealings with promoters, directors, subsidiaries and associates. Companies disclose them to the exchanges every half-year and in detail in the notes to their annual report.
No separate related-party filing among the recent announcements of the company.
Full details: notes to the Financial Year 2026 annual report (related party disclosures).
| ₹ Cr | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|
| 1,170 | 1,119 | 1,129 | |
| YOY Sales Growth % | -4.35% | ||
| 1,272 | 1,159 | 1,120 | |
| Employee Cost % | 15% | 15% | 16% |
| Other Expenses % | 94% | 89% | 84% |
| Operating Profit | -102 | -40 | 9 |
| OPM % | -9% | -4% | 1% |
| 22 | 35 | 32 | |
| Exceptional items | -16 | -16 | |
| Interest | 27 | 27 | 24 |
| Depreciation | 13 | 14 | 15 |
| Profit before tax | -120 | -62 | -12 |
| Net Profit | -122 | -62 | -13 |
| EPS in Rs | -19.27 | -7.93 | -1.62 |
Compounded Sales Growth
- TTM:
- 3%
Stock Price CAGR
- 1 Year:
- -17%
Return on Equity
- 4 Years:
- -23%
- Last Year:
- -11%
| ₹ Cr | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|
| 1,164 | 1,106 | 1,110 | |
| YOY Sales Growth % | -4.94% | ||
| 1,271 | 1,145 | 1,100 | |
| Employee Cost % | 14% | 14% | 15% |
| Other Expenses % | 95% | 89% | 84% |
| Operating Profit | -107 | -39 | 10 |
| OPM % | -9% | -3% | 1% |
| 30 | 45 | 41 | |
| Exceptional items | -15 | -15 | |
| Interest | 31 | 31 | 27 |
| Depreciation | 13 | 14 | 15 |
| Profit before tax | -121 | -54 | -6 |
| Net Profit | -122 | -54 | -6 |
| EPS in Rs | -19.40 | -6.92 | -0.80 |
Compounded Sales Growth
- TTM:
- 2%
Stock Price CAGR
- 1 Year:
- -17%
Return on Equity
- 4 Years:
- -23%
- Last Year:
- -11%
Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.
Balance Sheet
Consolidated figures in ₹ crore, as at 31 March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 11 | 11 | 16 | 16 |
| Reserves | 131 | 151 | 573 | 523 |
| 206 | 223 | 292 | 276 | |
| Long term borrowings | 22 | 42 | ||
| Short term borrowings | 170 | 169 | 271 | 261 |
| 366 | 469 | 480 | 594 | |
| Trade payables | 147 | 305 | 220 | 228 |
| Current liabilities | 536 | 638 | 753 | 856 |
| Total Liabilities | 714 | 855 | 1,360 | 1,409 |
| 15 | 16 | 25 | 22 | |
| Gross block | 22 | 27 | 50 | 58 |
| Accumulated depreciation | 7 | 12 | 24 | 36 |
| Goodwill & intangibles | 1 | |||
| 700 | 839 | 1,335 | 1,386 | |
| Trade receivables | 76 | 81 | 56 | 73 |
| Cash & equivalents | 94 | 93 | 277 | 239 |
| Current assets | 551 | 690 | 1,198 | 1,262 |
| Total Assets | 714 | 855 | 1,360 | 1,409 |
Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.
Cash Flows
Consolidated figures in ₹ crore, financial years ending March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 27 | -22 | -68 | -78 | |
| Profit for the year | -84 | 14 | -122 | -62 |
| Working capital changes | -40 | -65 | 4 | -62 |
| Direct taxes paid | 11 | -17 | 10 | -5 |
| -1 | 27 | -313 | 82 | |
| Fixed assets purchased | -1 | -6 | -9 | -12 |
| Fixed assets sold | 0 | 0 | 0 | |
| Investments purchased | -120 | -38 | -1,248 | -836 |
| Investments sold | 114 | 55 | 922 | 896 |
| 18 | 3 | 515 | -2 | |
| Proceeds from borrowings | 54 | 796 | 1,627 | 4,953 |
| Repayment of borrowings | -15 | -768 | -1,619 | -4,924 |
| Interest paid | -19 | -17 | -25 | -25 |
| Net Cash Flow | 44 | 8 | 133 | 2 |
| Free Cash Flow | 26 | -28 | -77 | -90 |
Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.
Ratios
| Ratio | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| ROE | — | -58.7% | 9.2% | -32.4% | -11.0% |
| ROCE | — | -34.2% | 14.5% | -15.4% | -6.8% |
| Operating margin | — | 5.7% | 5.8% | -6.5% | 5.4% |
| Net margin | — | -15.5% | 1.6% | -10.4% | -5.5% |
| Debt / equity | — | 1.44 | 1.37 | 0.50 | 0.51 |
| Current ratio | — | 1.03 | 1.08 | 1.59 | 1.47 |
| Debtor days | — | 51 | 34 | 17 | 24 |
| Days payable | — | 620 | 1,042 | 521 | 545 |
| Working capital days | — | 10 | 22 | 139 | 132 |
Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.
Shareholding Pattern
Numbers in percentages · as filed with NSE each quarter
- Promoters 25.21%
- FIIs 3.50%
- DIIs 3.46%
- Public 67.83%
| % | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 25.18% | 25.18% | 25.03% | 24.87% | 25.11% | 25.08% | 25.08% | 25.21% |
| 4.83% | 3.90% | 7.08% | 3.74% | 3.18% | 4.25% | 4.48% | 3.50% | |
| Foreign portfolio investors (Cat. I) | 4.44% | 3.88% | 6.93% | 3.61% | 3.18% | 4.23% | 4.25% | 3.05% |
| Foreign portfolio investors (Cat. II) | 0.39% | 0.02% | 0.15% | 0.13% | 0.01% | 0.01% | 0.23% | 0.45% |
| 8.85% | 4.55% | 4.74% | 4.31% | 4.78% | 4.07% | 3.52% | 3.46% | |
| Mutual funds | 6.81% | 3.52% | 3.56% | 1.42% | 0.67% | 0.67% | 0.06% | |
| Insurance companies | 0.24% | 1.69% | 2.69% | 2.69% | 2.69% | 2.27% | ||
| Banks | 0.01% | |||||||
| Alternative investment funds | 1.79% | 1.03% | 1.18% | 1.20% | 1.41% | 0.71% | 0.77% | 1.18% |
| 61.13% | 66.37% | 63.15% | 67.07% | 66.94% | 66.60% | 66.92% | 67.83% | |
| Retail (up to ₹2 lakh) | 15.55% | 21.84% | 28.10% | 31.22% | 33.02% | 33.13% | 36.95% | 37.23% |
| HNIs (above ₹2 lakh) | 1.58% | 0.97% | 1.25% | 2.47% | 2.56% | 1.93% | 4.64% | 6.12% |
| NRIs | 0.39% | 0.53% | 0.83% | 0.87% | 0.85% | 0.90% | 0.98% | 1.13% |
| Bodies corporate | 14.99% | 14.55% | 15.56% | 16.76% | 16.72% | 16.73% | 17.36% | 15.84% |
| No. of Shareholders | 1,40,286 | 1,85,741 | 1,87,251 | 1,88,309 | 1,76,021 | 1,67,477 | 1,64,325 | 1,56,556 |
Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.
Mutual funds & institutions holding One MobiKwik Systems
| Holder (above 1%) | Stake |
|---|---|
| Bajaj Life Insurance LimitedInsurance | 2.25% |
As named in the shareholding pattern for Sep 2026 filed with NSE. Shareholders below 1% are not named in the filing.
Documents
Announcements
- ESOP/ESOS/ESPSOne Mobikwik Systems Limited has informed the Exchange regarding Allotment of 314767 Shares under MobiKwik Employee Stock Option Plan 2014.12-Oct-2026
- Certificate under SEBI (Depositories and Participants) Regulations, 2018One Mobikwik Systems Limited has informed the Exchange about Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended Sep…12-Oct-2026
- UpdatesOne Mobikwik Systems Limited has informed the Exchange regarding 'Disclosure under Regulation 7(2) of SEBI (Prohibition of Insider Trading) Regulations, 2015'.30-Sep-2026
- Sale or disposalUpdate on allotment of Non-Convertible Debentures ( NCDs ) to the Company by MobiKwik Distribution Services Private Limited, wholly owned subsidiary of the Company28-Sep-2026
- Trading WindowOne Mobikwik Systems Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 201523-Sep-2026
- Shareholders meetingOne Mobikwik Systems Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 22, 2026. Further, the company has submitted the Exchange …22-Sep-2026
- Resignation of Director/KMP/SMPOne Mobikwik Systems Limited has informed the Exchange about Resignation of Director/KMP/SMP18-Sep-2026
- ResignationOne Mobikwik Systems Limited has informed the Exchange regarding Resignation of Mr Raghu Ram Hiremagalur Venkatesh as Non- Executive Independent Director of the company w.e.f. Sep…18-Sep-2026
- Effect(s) on listed entity due to changed regulatory framework applicableOne Mobikwik Systems Limited has informed the Exchange about Introduction of MDR on UPI P2M transactions above Rs 200016-Sep-2026
- Press ReleaseOne Mobikwik Systems Limited has informed the Exchange regarding a press release dated September 10, 2026, titled "GFF 2026: MobiKwik FX Retail simplifies forex for Indians, now o…10-Sep-2026
- General UpdatesOne Mobikwik Systems Limited has informed the Exchange about Dispatch of letter to shareholders whose e-mail addresses are not registered with Company/ Registrar & Share Transfer …22-Aug-2026
- Copy of Newspaper PublicationOne Mobikwik Systems Limited has informed the Exchange about Newspaper Publications for 18th Annual General Meeting of Members of the Company22-Aug-2026
Annual reports
Credit ratings
None filed recently.
Concalls & investor meets
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Schedule of meet25-Sep-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Schedule of meet23-Sep-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Schedule of meet25-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Schedule of meet10-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Transcript06-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Link of Recording03-Aug-2026
- Investor PresentationOne Mobikwik Systems Limited has informed the Exchange about Investor Presentation03-Aug-2026
- Investor PresentationOne Mobikwik Systems Limited has informed the Exchange about Investor Presentation03-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Schedule of meet27-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesOne Mobikwik Systems Limited has informed the Exchange about Schedule of meet24-Jun-2026
Filings made by the company with NSE; documents open on NSE's website.
Key dates
- Ex-dividend date
- 1 Jan 1970
- Latest quarter
- 30 Jun 2026
- Financial year end
- 31 Mar 2026
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Latest news
In the news
From the company (NSE)
- ESOP/ESOS/ESPSOne Mobikwik Systems Limited has informed the Exchange regarding Allotment of 314767 Shares under MobiKwik Employee Stock Option Plan 2014.NSE filing · 12-Oct-2026
- Certificate under SEBI (Depositories and Participants) Regulations, 2018One Mobikwik Systems Limited has informed the Exchange about Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended Sep…NSE filing · 12-Oct-2026
- UpdatesOne Mobikwik Systems Limited has informed the Exchange regarding 'Disclosure under Regulation 7(2) of SEBI (Prohibition of Insider Trading) Regulations, 2015'.NSE filing · 30-Sep-2026
- Sale or disposalUpdate on allotment of Non-Convertible Debentures ( NCDs ) to the Company by MobiKwik Distribution Services Private Limited, wholly owned subsidiary of the CompanyNSE filing · 28-Sep-2026
- Trading WindowOne Mobikwik Systems Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015NSE filing · 23-Sep-2026
- Shareholders meetingOne Mobikwik Systems Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 22, 2026. Further, the company has submitted the Exchange …NSE filing · 22-Sep-2026
- Resignation of Director/KMP/SMPOne Mobikwik Systems Limited has informed the Exchange about Resignation of Director/KMP/SMPNSE filing · 18-Sep-2026
- ResignationOne Mobikwik Systems Limited has informed the Exchange regarding Resignation of Mr Raghu Ram Hiremagalur Venkatesh as Non- Executive Independent Director of the company w.e.f. Sep…NSE filing · 18-Sep-2026
Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.
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