LIC MF Equity Savings Fund - Direct Plan - Growth
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 3 years it returned 8.0% a year.
- Volatility over 3 years was 6.9% a year, with a Sharpe ratio of 0.22.
- Its biggest fall from a peak was 7.5% (16 Dec 2024 to 3 Mar 2025).
- Expense ratio 1.88%, fund size ₹39 crore.
AI analysis
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| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.63% | -0.62% | +0.25% | +2.16% | +1.04% | +1.44% | +4.57% | +8.04% | — | — | — | +8.09% |
Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Equity Savings Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 |
|---|---|---|---|
| This fund | +1.04% | +8.46% | +10.05% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 6.92% | 6.77% |
| Sharpe ratio ? | 0.22 | — |
| Sortino ratio ? | 0.30 | — |
| Maximum drawdown | -7.47% | -7.47% |
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,21,506 | ₹1,506 | +2.33% |
| 3Y | ₹3,60,000 | ₹3,91,520 | ₹31,520 | +5.52% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Equity Savings Funds (22)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- The investment objective of the Scheme is to generate regular income by investing in Debt and money market instruments and using arbitrage and other derivative strategies. The Scheme also intends to generate long capital appreciation through unhedged exposure to equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
- Fund managers
- Pratik Shroff, Siddharth Panjwani
- Fund house
- LIC Mutual Fund
- Category
- Equity Savings Funds · Hybrid
- Plan / option
- Direct · Growth
- AMFI scheme code
- 151952
- ISIN
- INF397L01AZ5
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Equity Savings Funds
Equity Savings Funds combine equity, arbitrage positions and debt (at least 65% in equity including arbitrage, at least 10% in debt).
Generally used by investors wanting modest equity exposure with lower volatility.
Other plans of this scheme
Questions about this scheme
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What is the difference between Direct and Regular plans?
What are Equity Savings Funds?
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