The Karnataka Bank Limited share price

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. It offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors; and range…Read more

Website NSE हिंदी में BSE

Financial ServicesBanks - RegionalNifty Microcap 250NSE: KTKBANKISIN INE614B01018

16 Oct 2026, 3:30 PM IST₹329.85▼ 6.10 (1.82%)

Market Cap₹ 12,481 Cr.
Current Price₹ 329.85
High / Low₹ 346 / 171
Stock P/E8.7
Book Value₹ 350
Dividend Yield1.49 %
Price / Book0.94
ROE10.40 %
Face Value₹ 10.0

More figures (8)

EPS (TTM)₹ 37.95
Net margin29.0 %
Sales growth (3Y)12.8 %
Profit growth (3Y)37.2 %
Promoter holding5.6 %
EV / EBITDA—
Beta0.33
All-time high₹ 346

Price chart

Price on NSE 50 DMA 200 DMA Volume

Returns	1M	3M	6M	YTD	1Y	3Y CAGR	5Y CAGR
KTKBANK	+3.66%	+20.58%	+33.90%	+60.51%	+91.43%	+11.09%	+35.03%
Nifty 50	-0.31%	-3.85%	-4.34%	-11.42%	-9.53%	+5.46%	+4.76%

Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.

Quick take

The Karnataka Bank Limited is in the Banks - Regional industry (Financial Services), with a market value of ₹12,481 crore.
It trades at 8.7 times its last 12 months' earnings and 0.9 times book value.
Revenue grew 12.8% a year over the last 3 years, profit 37.2% a year.
Return on equity was 10.4% in the latest year.
The share price is 4.6% below its 52-week high and up 91.4% over one year.
Promoters and insiders hold about 5.6%; institutions about 21.3%.

Pros

Profit has grown 37.2% a year over the last 3 years.

Cons

Trades at 8.7 times earnings, above its 3-year median of 6.1.

Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.

About The Karnataka Bank Limited

Employees: 9,037
Head office: Mangalore
NSE industry: Financial Services

Financial ServicesFinancial ServicesBanks - Regional

Part ofNifty Microcap 250

S.No.	Company	CMP ₹	P/E	Mar Cap ₹ Cr	Div Yld %	NP Qtr ₹ Cr	Qtr Profit Var %	Sales Qtr ₹ Cr	Qtr Sales Var %	ROCE %	ROE %	P/B	OPM %	Debt / Eq	Prom. Hold. %	Sales ₹ Cr	Sales Var 3Yrs %
1.	The Karnataka Bank	329.85	8.7	12,481	1.49	419	43.29	2,383	5.37	—	10.4	0.94	—	0.07	5.61	8,918	12.8
2.	HDFC Bank	728.85	15.9	11,23,776	1.79	20,383	19.26	90,575	3.67	—	8.9	1.85	—	0.81	0.18	3,48,615	16.9
3.	ICICI Bank	1,397.00	18.1	10,02,968	0.86	16,210	12.62	52,241	6.44	—	16.0	2.63	—	0.57	3.54	1,95,218	18.1
4.	State Bank of India	962.60	10.3	8,88,554	1.81	24,579	13.65	1,36,240	8.36	—	15.4	1.43	—	1.22	57.23	5,14,933	12.2
5.	Kotak Mahindra Bank	447.40	21.9	4,45,068	0.15	5,487	23.89	18,355	6.41	—	11.4	2.46	—	0.53	28.41	69,781	13.5
6.	Axis Bank	1,290.00	14.5	4,01,677	0.08	7,632	2.10	22,998	5.32	—	13.1	1.80	—	1.30	3.33	88,067	12.2
7.	Punjab National Bank	116.30	6.1	1,33,663	2.61	5,815	16.54	15,370	-1.85	—	13.0	0.85	—	0.58	70.08	62,620	10.0
8.	Union Bank of India	171.68	6.3	1,31,054	2.90	5,642	12.58	15,455	-2.48	—	15.7	0.94	—	0.55	74.76	58,788	7.6
9.	Bank of Baroda	230.40	6.6	1,19,148	3.73	1,573	-53.08	35,115	6.84	—	12.7	0.71	—	0.94	66.46	1,34,298	10.3
10.	Indian Bank	854.10	8.7	1,15,044	2.19	3,357	12.58	10,341	10.86	—	15.4	1.32	—	0.46	76.55	37,794	10.4
	Median: 36 Co.	588.13	10.2	59,196	0.81	5,728	13.13	20,676	5.89	—	12.4	1.22	—	0.58	42.82	78,924	12.2

Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.

Quarterly Results

Consolidated figures in ₹ crore /

₹ Cr	Sep 2022	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,771	2,027	2,113	2,201	2,278	2,234	2,243	2,258	2,261	2,179	2,220	2,257	2,383
YOY Revenue Growth %		14.43%				10.24%	6.17%	2.63%	-0.73%	-2.46%	-1.02%	-0.05%	5.37%
Interest on advances	1,384	1,596	1,657	1,733	1,715	1,770	1,759	1,765	1,730	1,641	1,621	1,689	1,814
Income on investments	350	371	383	383	383	356	347	380	389	406	423	424	433
Interest	968	1,204	1,285	1,367	1,375	1,401	1,450	1,478	1,506	1,451	1,428	1,414	1,444
	471	670	758	938	664	674	743	858	757	651	737	717	742
Employee cost	263	309	339	440	323	353	346	528	344	319	363	282	411
Other operating expenses	222	241	274	314	301	290	313	299	303	312	279	344	302
Provisions & contingencies	-14	120	144	185	40	31	84	31	111	20	95	90	29
Financing Profit	331	153	70	-104	239	159	50	-77	-2	77	55	126	196
Financing Margin %	19%	8%	3%	-5%	11%	7%	2%	-3%	0%	4%	2%	6%	8%
Other Income	260	250	326	419	279	270	299	422	358	343	302	399	355
Profit before tax	592	402	396	315	518	429	349	344	357	420	357	525	552
Tax %	30%	18%	16%	13%	23%	22%	19%	27%	18%	24%	19%	22%	24%
	411	330	331	274	400	336	284	253	293	319	291	408	419
Profit to shareholders	411	330	331	274	400	336	284	253	293	319	291	408	419
YOY Profit Growth %		-19.74%				1.82%	-14.39%	-7.95%	-26.95%	-5.06%	2.55%	61.61%	43.29%
EPS in Rs	13.22	10.56	9.79	7.88	10.61	8.90	7.51	6.68	7.74	8.44	7.69	10.80	11.08
Gross NPA %	0.03%	0.03%	0.04%	0.04%	0.04%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
Net NPA %	0.02%	0.01%	0.02%	0.02%	0.02%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
Raw filing

₹ Cr	Sep 2022	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,771	2,027	2,113	2,201	2,278	2,234	2,243	2,258	2,261	2,179	2,220	2,257	2,383
YOY Revenue Growth %		14.43%				10.24%	6.17%	2.63%	-0.73%	-2.46%	-1.02%	-0.05%	5.37%
Interest on advances	1,384	1,596	1,657	1,733	1,715	1,770	1,759	1,765	1,730	1,641	1,621	1,689	1,814
Income on investments	350	371	383	383	383	356	347	380	389	406	423	424	433
Interest	968	1,204	1,285	1,367	1,375	1,401	1,450	1,478	1,506	1,451	1,428	1,414	1,444
	471	670	758	938	664	674	736	865	757	652	737	717	742
Employee cost	262	307	336	437	320	350	343	526	341	316	361	280	409
Other operating expenses	223	243	277	317	304	293	309	308	306	315	282	347	305
Provisions & contingencies	-14	120	144	185	40	31	84	31	111	20	95	90	29
Financing Profit	332	153	70	-104	239	159	57	-84	-2	77	55	126	196
Financing Margin %	19%	8%	3%	-5%	11%	7%	3%	-4%	0%	4%	2%	6%	8%
Other Income	260	250	326	419	279	270	292	428	358	343	302	399	355
Profit before tax	592	402	396	315	518	429	349	344	356	420	357	525	552
Tax %	30%	18%	16%	13%	23%	22%	19%	27%	18%	24%	19%	22%	24%
	412	330	331	274	400	336	284	252	292	319	291	408	419
Profit to shareholders	412	330	331	274	400	336	284	252	292	319	291	408	419
YOY Profit Growth %		-19.77%				1.76%	-14.34%	-7.97%	-26.96%	-5.04%	2.54%	61.74%	43.28%
EPS in Rs	13.22	10.56	9.79	7.88	10.61	8.90	7.51	6.68	7.74	8.44	7.69	10.79	11.08
Gross NPA %	0.03%	0.03%	0.04%	0.04%	0.04%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
Net NPA %	0.02%	0.01%	0.02%	0.02%	0.02%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
Raw filing

Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.

Profit & Loss

Consolidated figures in ₹ crore /

₹ Cr	Mar 2021	Mar 2022	Mar 2024	Mar 2025	Mar 2026	TTM
	6,232	6,222	8,299	9,014	8,918	9,039
YOY Revenue Growth %		-0.17%	33.38%	8.62%	-1.06%
Interest on advances	4,937	4,738	6,525	7,009	6,681
Income on investments	1,142	1,310	1,500	1,466	1,643
Interest	4,049	3,731	5,000	5,703	5,799	5,738
	3,066	2,751	3,055	2,939	2,863	2,848
Employee cost	913	1,016	1,382	1,550	1,308	1,376
Other operating expenses	766	795	1,072	1,202	1,239	1,238
Provisions & contingencies	1,387	939	601	186	316	234
Financing Profit	-883	-260	244	372	255	454
Financing Margin %	-14%	-4%	3%	4%	3%	5%
Other Income	1,495	954	1,319	1,270	1,403	1,400
Profit before tax	612	694	1,563	1,641	1,658	1,854
Tax %	21%	27%	16%	22%	21%	22%
	482	508	1,307	1,273	1,311	1,437
Profit to shareholders	482	508	1,307	1,273	1,311	1,437
YOY Profit Growth %		5.29%	157.21%	-2.58%	2.98%
EPS in Rs	15.52	16.36	39.84	33.70	34.67	38.01
Gross NPA %	0.05%	0.04%	0.04%	0.03%	0.03%
Net NPA %	0.03%	0.02%	0.02%	0.01%	0.01%
Dividend Payout %			12%	16%	14%

Compounded Sales Growth

3 Years:: 13%
TTM:: 0%

Compounded Profit Growth

3 Years:: 37%
TTM:: 23%

Stock Price CAGR

5 Years:: 35%
3 Years:: 11%
1 Year:: 91%

Return on Equity

4 Years:: 12%
Last Year:: 10%

₹ Cr	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2024	Mar 2025	Mar 2026	TTM
	5,906	6,475	6,232	6,222	8,299	9,014	8,918	9,039
YOY Revenue Growth %		9.63%	-3.74%	-0.17%	33.38%	8.62%	-1.06%
Interest on advances	4,698	5,156	4,937	4,738	6,525	7,009	6,681
Income on investments	1,106	1,160	1,142	1,310	1,500	1,466	1,643
Interest	4,001	4,444	4,049	3,731	5,000	5,703	5,799	5,738
	2,299	2,904	3,066	2,750	3,055	2,939	2,864	2,848
Employee cost	606	897	913	1,015	1,373	1,538	1,298	1,365
Other operating expenses	852	873	766	796	1,081	1,214	1,250	1,249
Provisions & contingencies	842	1,135	1,387	939	601	186	316	234
Financing Profit	-394	-874	-883	-259	244	371	255	453
Financing Margin %	-7%	-13%	-14%	-4%	3%	4%	3%	5%
Other Income	1,002	1,396	1,495	954	1,319	1,270	1,403	1,400
Profit before tax	608	522	612	695	1,563	1,641	1,658	1,853
Tax %	21%	17%	21%	27%	16%	22%	21%	22%
	477	432	483	509	1,306	1,272	1,311	1,437
Profit to shareholders	477	432	483	509	1,306	1,272	1,311	1,437
YOY Profit Growth %		-9.53%	11.76%	5.40%	156.83%	-2.60%	3.00%
EPS in Rs	16.89	13.89	15.52	16.36	39.84	33.69	34.66	38.00
Gross NPA %	0.04%	0.05%	0.05%	0.04%	0.04%	0.03%	0.03%
Net NPA %	0.03%	0.03%	0.03%	0.02%	0.02%	0.01%	0.01%
Dividend Payout %					12%	16%	14%

Compounded Sales Growth

5 Years:: 7%
3 Years:: 13%
TTM:: 0%

Compounded Profit Growth

5 Years:: 25%
3 Years:: 37%
TTM:: 23%

Stock Price CAGR

5 Years:: 35%
3 Years:: 11%
1 Year:: 91%

Return on Equity

4 Years:: 12%
Last Year:: 10%

Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.

Balance Sheet

Consolidated figures in ₹ crore, as at 31 March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	312	377	378	378
Reserves	7,900	10,470	11,707	12,846
Borrowings	1,563	2,401	1,941	867
	89,282	1,02,835	1,06,934	1,15,264
Trade payables	90	160	122	117
Total Liabilities	99,057	1,16,083	1,20,960	1,29,355
	875	928	991	1,060
Gross block	1,485	1,592	1,708	1,860
Accumulated depreciation	610	664	717	800
CWIP	29	13	14	9
Investments	23,325	24,300	24,535	26,737
	74,828	90,842	95,420	1,01,549
Cash & equivalents	11,616	16,396	16,017	17,026
Total Assets	99,057	1,16,083	1,20,960	1,29,355

Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.

Cash Flows

Consolidated figures in ₹ crore, financial years ending March

₹ Cr	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	1,830	681	-321	1,100
Profit for the year	1,180	1,307	1,273	1,311
Working capital changes	-443	-1,141	-1,958	-633
Direct taxes paid	-307	-400	-364	-454
	-88	-369	-161	-88
Fixed assets purchased	-89	-112	-163	-89
Fixed assets sold	2	1	2	1
	-19	1,582	412	-1,260
Proceeds from borrowings	99	254	616
Repayment of borrowings				-1,073
Dividends paid	-125	-156	-208	-189
Net Cash Flow	1,723	1,894	-70	-248
Free Cash Flow	1,741	569	-483	1,011

Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.

Ratios

Ratio	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE	—	14.4%	13.7%	11.1%	10.4%
Net margin	—	28.2%	28.2%	27.8%	29.0%

Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.

Shareholding Pattern

Numbers in percentages · as filed with NSE each quarter

FIIs 16.29%
DIIs 18.64%
Public 65.07%

%	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	19.03%	18.86%	14.72%	10.29%	11.22%	12.88%	15.66%	14.60%	11.70%	11.79%	13.10%	16.29%
Foreign portfolio investors (Cat. I)	18.37%	18.17%	14.25%	9.66%	10.75%	12.42%	15.36%	14.33%	10.99%	11.53%	12.24%	15.45%
Foreign portfolio investors (Cat. II)	0.66%	0.69%	0.47%	0.63%	0.47%	0.46%	0.30%	0.27%	0.70%	0.25%	0.86%	0.85%
	17.70%	23.05%	22.85%	22.05%	20.23%	18.16%	17.01%	16.11%	15.84%	16.16%	15.75%	18.64%
Mutual funds	5.83%	9.74%	9.21%	9.11%	8.47%	8.31%	8.30%	7.64%	7.74%	8.27%	8.61%	11.89%
Insurance companies	11.78%	13.30%	13.36%	12.48%	11.18%	9.17%	8.33%	8.33%	7.94%	6.86%	5.92%	5.15%
Alternative investment funds	0.08%	0.02%	0.28%	0.46%	0.58%	0.67%	0.37%	0.13%	0.16%	1.03%	1.22%	1.36%
	63.27%	58.09%	62.42%	67.66%	68.55%	68.96%	67.34%	69.29%	72.46%	72.05%	71.15%	65.07%
Retail (up to ₹2 lakh)	33.49%	30.91%	33.55%	34.33%	34.78%	35.67%	34.95%	36.19%	35.50%	33.27%	31.47%	30.45%
HNIs (above ₹2 lakh)	23.27%	21.43%	22.43%	25.36%	25.70%	25.49%	24.39%	23.53%	26.37%	25.91%	26.01%	22.01%
NRIs	2.20%	2.01%	2.32%	2.29%	2.36%	2.46%	2.47%	2.55%	2.49%	2.60%	2.45%	2.49%
Bodies corporate	3.92%	3.38%	3.78%	5.30%	5.32%	4.95%	4.88%	4.37%	5.32%	7.15%	8.12%	7.20%
IEPF	0.32%	0.29%	0.29%	0.33%	0.33%	0.33%	0.33%	0.37%	0.37%	0.37%	0.37%	0.37%
No. of Shareholders	2,67,637	3,00,872	3,43,797	3,56,774	3,74,588	3,99,569	4,04,405	4,10,790	4,10,590	3,93,841	3,74,587	3,72,201

Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.

Mutual funds & institutions holding The Karnataka Bank

Holder (above 1%)	Stake
Quant Small Cap FundMutual fund	5.00%
BANDHAN Small Cap FundMutual fund	4.02%
Hdfc Life Insurance Company LimitedInsurance	2.74%
Bajaj Life Insurance LimitedInsurance	1.38%

As named in the shareholding pattern for Sep 2026 filed with NSE; mutual funds together hold 11.89% of the company. Shareholders below 1% are not named in the filing.

Documents

Announcements

All announcements on NSE →

Annual reports

Credit ratings

Concalls & investor meets

Filings made by the company with NSE; documents open on NSE's website.

Key dates

Ex-dividend date: 15 Sep 2026
Latest quarter: 30 Jun 2026
Financial year end: 31 Mar 2026

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Latest news

In the news

From the company (NSE)

Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.

Questions about The Karnataka Bank Limited

What is the share price of The Karnataka Bank Limited today?

The Karnataka Bank Limited (KTKBANK) last traded at ₹329.85 on NSE (16 Oct 2026, 3:30 PM IST). Prices may be delayed.

What is the market cap of The Karnataka Bank Limited?

About ₹12,481 crore at the latest price.

What is the P/E ratio of The Karnataka Bank Limited?

About 8.7 times its earnings over the last 12 months.

Is The Karnataka Bank Limited a good investment?

We do not give views on individual shares. Whether any share suits you depends on your goals, time horizon and risk appetite; for long-term goals, a diversified mutual fund is often a simpler way to own shares. Investments in securities markets are subject to market risks.

How can I buy The Karnataka Bank Limited shares?

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Important. Prices from NSE via Yahoo Finance. Quarterly and annual results, shareholding and documents are taken from the filings the company made with NSE; balance sheet, cash flow and valuation figures are compiled by Yahoo Finance; ratios are computed by us from them. Figures may be delayed or revised. This page is for information only: it is not research, a recommendation or an offer to buy or sell any security. Investments in securities markets are subject to market risks; read all related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934); share broking is offered through Parshvanath Investments, Authorised Person of Master Capital Services Ltd (SEBI Reg. INZ000210539).

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AMFI Registered Mutual Fund Distributor · ARN-130934

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