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ITI Banking & PSU Debt Fund - Regular Plan - Growth Option

Banking & PSU Funds invest at least 80% in debt of banks, public sector undertakings and public financial institutions.

AMC websiteNAV history (AMFI)

ITI Mutual FundBanking & PSU FundsRegular · Growth
NAV · 16 Oct 2026₹13.7648▼ 0.00% (1 day)
  • Current NAV₹13.7648
  • Fund Size (AUM)—
  • Expense Ratio—
  • 1Y Return+3.76%
  • 3Y Return (CAGR)+6.31%
  • 5Y Return (CAGR)+5.71%
  • Category Rank (3Y)—
  • Riskometer—
  • Min. SIP / Lump sum—
More figures (11)
  • Since Launch (CAGR)+5.48%
  • Benchmark—
  • Volatility (3Y)0.83 %
  • Sharpe Ratio (3Y)-0.23
  • Beta (3Y)—
  • 52-week High / Low₹13.7926 / ₹13.2654
  • Max Drawdown-1.1 %
  • Launched23 Oct 2020
  • Lock-in—
  • Portfolio Turnover—
  • Fund Managers—

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 5.7% a year.
  • Volatility over 3 years was 0.8% a year, with a Sharpe ratio of -0.23.
  • Its biggest fall from a peak was 1.1% (8 Jan 2021 to 9 Feb 2021).
  • Across all 3-year periods since launch, yearly returns ranged from 4.5% to 7.2% and were positive 100% of the time.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund-0.14%-0.07%+0.49%+1.75%+3.04%+3.76%+5.58%+6.31%+5.71%——+5.48%

Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Banking & PSU Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD20252024202320222021
This fund+3.04%+6.83%+7.61%+6.30%+4.24%+3.63%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?0.83%0.71%
Sharpe ratio ?-0.23-1.12
Sortino ratio ?-0.33-1.56
Maximum drawdown-0.37%-0.37%

Rolling 3-year returns (yearly)

Lowest+4.54%
Median+6.39%
Highest+7.15%
Positive100% of periods
Above 12% a year0% of periods

Rolling 5-year returns (yearly)

Lowest+5.64%
Median+5.80%
Highest+6.00%
Positive100% of periods
Above 12% a year0% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,22,325₹2,325+3.60%
3Y₹3,60,000₹3,91,027₹31,027+5.44%
5Y₹6,00,000₹6,96,113₹96,113+5.88%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Banking & PSU Funds (20)

About Banking & PSU Funds
Scheme (Regular plans, Growth)NAV1M6M1Y3Y5Y
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund₹386.8996—————
Axis Banking and PSU Debt Fund - Regular Plan - Growth optionAxis Mutual Fund₹2,794.19—————
Bajaj Finserv Banking and PSU Debt Fund - Regular Plan - GrowthBajaj Finserv Mutual Fund₹12.0380—————
Bandhan Banking and PSU Debt Fund - Regular Plan - GrowthBandhan Mutual Fund₹26.2791—————
Canara Robeco Banking and PSU Debt Fund - Regular Plan - Growth OptionCanara Robeco Mutual Fund₹12.6883—————
DSP Banking and PSU Debt Fund - Regular Plan - GrowthDSP Mutual Fund₹25.2186—————
Edelweiss Banking and PSU Debt Fund - Regular Plan - GrowthEdelweiss Mutual Fund₹26.0677—————
Franklin India Banking & PSU Debt Fund - Regular Plan - GrowthFranklin Templeton Mutual Fund₹24.1369—————
HDFC Banking and PSU Debt Fund - Regular Plan - Growth OptionHDFC Mutual Fund₹24.2668—————
HSBC Banking and PSU Debt Fund - Regular Plan - GrowthHSBC Mutual Fund₹25.6742—————
ICICI Prudential Banking and PSU Debt Fund - Regular Plan - GrowthICICI Prudential Mutual Fund₹34.7565—————
Invesco India Banking and PSU Debt Fund - Regular Plan - GrowthInvesco Mutual Fund₹2,391.14—————
ITI Banking & PSU Debt Fund - Regular Plan - Growth OptionITI Mutual Fund₹13.7648—————
Kotak Banking and PSU Debt Fund - Regular Plan - GrowthKotak Mahindra Mutual Fund₹69.3469—————
LIC MF Banking & PSU Debt Fund - Regular Plan - GrowthLIC Mutual Fund₹36.9304—————
Mirae Asset Banking and PSU Debt Fund - Regular Plan - GrowthMirae Asset Mutual Fund₹13.6160—————
Nippon India Banking and PSU Debt Fund - Regular Plan - Growth OptionNippon India Mutual Fund₹21.9226—————
SBI BANKING & PSU DEBT FUND - Regular Plan - GrowthSBI Mutual Fund₹3,312.40—————
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) - Regular Plan - GROWTHSundaram Mutual Fund₹45.7044—————
UTI Banking & PSU Debt Fund - Regular Plan - GrowthUTI Mutual Fund₹23.6387—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Fund house
ITI Mutual Fund
Category
Banking & PSU Funds · Debt
Plan / option
Regular · Growth
AMFI scheme code
148535
ISIN
INF00XX01838
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

About Banking & PSU Funds

Banking & PSU Funds invest at least 80% in debt of banks, public sector undertakings and public financial institutions.

Generally used by investors wanting relatively high-quality debt over 2–3+ years.

Other plans of this scheme

Questions about this scheme

What is the NAV of ITI Banking & PSU Debt Fund today?
The latest NAV of ITI Banking & PSU Debt Fund - Regular Plan - Growth Option is ₹13.7648 as on 16 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has ITI Banking & PSU Debt Fund given?
As on 16 Oct 2026: 1 year +3.76%, 3 years +6.31% a year, 5 years +5.71% a year. Past returns may or may not be sustained in future.
What is the expense ratio of ITI Banking & PSU Debt Fund?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 0.8% a year and its biggest fall from a peak was 0.4%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Banking & PSU Funds?
Banking & PSU Funds invest at least 80% in debt of banks, public sector undertakings and public financial institutions.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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