Capital Small Finance Bank Limited share price
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. It operates through four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers various deposits accounts, including savings, current, cumulative, short term, quarterly and monthly interest deposit and recurring deposits; real estate regulatory authority accounts; term deposits; bank lockers; debit and credit cards; trade finance; bank guarantees; 3-in-1 trading account; ATMs; cheque and pass books; and pension scheme. It also provides loans, such as loan against rentals, auto, housing, gold, personal, mo…Read more
- Market Cap₹ 1,243 Cr.
- Current Price₹ 273.35
- High / Low₹ 324 / 207
- Stock P/E8.3
- Book Value₹ 328
- Dividend Yield1.84 %
- Price / Book0.83
- ROE10.10 %
- Face Value₹ 10.0
More figures (8)
- EPS (TTM)₹ 33.10
- Net margin25.3 %
- Sales growth (4Y)14.6 %
- Profit growth (4Y)14.7 %
- Promoter holding40.9 %
- EV / EBITDA—
- Beta0.83
- All-time high₹ 469
Price chart
| Returns | 1M | 3M | 6M | YTD | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| CAPITALSFB | +0.04% | -8.69% | +4.61% | +3.72% | -0.87% | — | — |
| Nifty 50 | -0.31% | -3.85% | -4.34% | -11.42% | -9.53% | +5.46% | +4.76% |
Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.
Quick take
- Capital Small Finance Bank Limited is in the Banks - Regional industry (Financial Services), with a market value of ₹1,243 crore.
- It trades at 8.3 times its last 12 months' earnings and 0.8 times book value.
- Revenue grew 14.6% a year over the last 4 years, profit 14.7% a year.
- Return on equity was 10.1% in the latest year.
- The share price is 15.6% below its 52-week high and down 0.9% over one year.
- Promoters and insiders hold about 40.9%; institutions about 17.0%.
Pros
AI- Latest quarter (Jun 2026): sales up 17% and profit up 29% from a year ago.
Cons
AI- Institutional (FII + DII) holding has fallen by 6.1 points over 11 quarters.
Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.
About Capital Small Finance Bank Limited
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. It operates through four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers various deposits accounts, including savings, current, cumulative, short term, quarterly and monthly interest deposit and recurring deposits; real estate regulatory authority accounts; term deposits; bank lockers; debit and credit cards; trade finance; bank guarantees; 3-in-1 trading account; ATMs; cheque and pass books; and pension scheme. It also provides loans, such as loan against rentals, auto, housing, gold, personal, mortgage loan against property, credit card for farmer, corporate loan, and MSME loans. In addition, the company offers various insurance products, such as general, life, health, travel, home, and motor…
- Employees
- 2,311
- Head office
- Jalandhar
Peer comparison
Financial ServicesBanks - Regional
| S.No. | Company | CMP ₹ | P/E | Mar Cap ₹ Cr | Div Yld % | NP Qtr ₹ Cr | Qtr Profit Var % | Sales Qtr ₹ Cr | Qtr Sales Var % | ROCE % | ROE % | P/B | OPM % | Debt / Eq | Prom. Hold. % | Sales ₹ Cr | Sales Var 3Yrs % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Capital Small Finance Bank | 273.35 | 8.3 | 1,243 | 1.84 | 41 | 29.02 | 288 | 16.63 | — | 10.1 | 0.83 | — | 0.34 | 40.92 | 1,049 | 14.6 |
| 2. | HDFC Bank | 728.85 | 15.9 | 11,23,776 | 1.79 | 20,383 | 19.26 | 90,575 | 3.67 | — | 8.9 | 1.85 | — | 0.81 | 0.18 | 3,48,615 | 16.9 |
| 3. | ICICI Bank | 1,397.00 | 18.1 | 10,02,968 | 0.86 | 15,440 | 13.88 | 38,366 | 7.73 | — | 16.0 | 2.63 | — | 0.57 | 3.54 | 2,23,407 | 18.1 |
| 4. | State Bank of India | 962.60 | 10.3 | 8,88,554 | 1.81 | 24,579 | 13.65 | 1,36,240 | 8.36 | — | 15.4 | 1.43 | — | 1.22 | 57.23 | 5,14,933 | 12.2 |
| 5. | Kotak Mahindra Bank | 447.40 | 21.9 | 4,45,068 | 0.15 | 5,480 | 22.55 | 22,366 | 16.63 | — | 11.4 | 2.46 | — | 0.53 | 28.41 | 75,789 | 13.5 |
| 6. | Axis Bank | 1,290.00 | 14.5 | 4,01,677 | 0.08 | 7,632 | 2.10 | 22,998 | 5.32 | — | 13.1 | 1.80 | — | 1.30 | 3.33 | 88,067 | 12.2 |
| 7. | Punjab National Bank | 116.30 | 6.1 | 1,33,663 | 2.61 | 5,815 | 16.54 | 15,370 | -1.85 | — | 13.0 | 0.85 | — | 0.58 | 70.08 | 62,620 | 10.0 |
| 8. | Union Bank of India | 171.68 | 6.3 | 1,31,054 | 2.90 | 5,642 | 12.58 | 15,455 | -2.48 | — | 15.7 | 0.94 | — | 0.55 | 74.76 | 58,788 | 7.6 |
| 9. | Bank of Baroda | 230.40 | 6.6 | 1,19,148 | 3.73 | 1,783 | -67.10 | 20,016 | 2.00 | — | 12.7 | 0.71 | — | 0.94 | 66.46 | 74,870 | 10.3 |
| 10. | Indian Bank | 854.10 | 8.7 | 1,15,044 | 2.19 | 3,357 | 12.58 | 10,341 | 10.86 | — | 15.4 | 1.32 | — | 0.46 | 76.55 | 37,794 | 10.4 |
| Median: 34 Co. | 588.13 | 10.2 | 59,968 | 0.81 | 5,728 | 13.77 | 21,191 | 6.52 | — | 12.4 | 1.22 | — | 0.58 | 49.08 | 75,329 | 12.2 |
Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.
Quarterly Results
Standalone figures in ₹ crore
Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.
Profit & Loss
Standalone figures in ₹ crore
Projection — your assumptions
Starts from the last four reported quarters (TTM) and applies the figures you enter; growth is pre-filled with the company's own past sales growth. This is a what-if calculator for illustration, not a forecast, estimate or recommendation.
Related party transactions
Related-party transactions are dealings with promoters, directors, subsidiaries and associates. Companies disclose them to the exchanges every half-year and in detail in the notes to their annual report.
No separate related-party filing among the recent announcements of the company.
Full details: notes to the Financial Year 2026 annual report (related party disclosures).
| ₹ Cr | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|
| 794 | 909 | 1,049 | 1,337 | |
| YOY Revenue Growth % | 14.37% | 15.42% | ||
| Interest on advances | 624 | 719 | 826 | |
| Income on investments | 112 | 123 | 131 | |
| Interest | 449 | 498 | 587 | 742 |
| 265 | 321 | 371 | 476 | |
| Employee cost | 125 | 149 | 182 | 233 |
| Other operating expenses | 134 | 162 | 164 | 208 |
| Provisions & contingencies | 7 | 10 | 25 | 34 |
| Financing Profit | 80 | 89 | 91 | 119 |
| Financing Margin % | 10% | 10% | 9% | 9% |
| Other Income | 68 | 86 | 98 | 124 |
| Profit before tax | 148 | 175 | 189 | 244 |
| Tax % | 25% | 25% | 25% | 25% |
| 112 | 132 | 141 | 183 | |
| Profit to shareholders | 112 | 132 | 141 | 183 |
| YOY Profit Growth % | 18.04% | 7.40% | ||
| EPS in Rs | 30.65 | 29.18 | 31.20 | 40.29 |
| Gross NPA % | 0.03% | 0.03% | 0.03% | |
| Net NPA % | 0.01% | 0.01% | 0.01% | |
| Dividend Payout % | 4% | 4% | 13% |
Compounded Sales Growth
- TTM:
- 14%
Compounded Profit Growth
- TTM:
- 9%
Stock Price CAGR
- 1 Year:
- -1%
Return on Equity
- 4 Years:
- 12%
- Last Year:
- 10%
Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.
Balance Sheet
Consolidated figures in ₹ crore, as at 31 March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 34 | 45 | 45 | 45 |
| Reserves | 576 | 1,152 | 1,295 | 1,416 |
| Borrowings | 721 | 472 | 321 | 499 |
| 6,659 | 7,626 | 8,447 | 10,183 | |
| Trade payables | 6 | 6 | 5 | 6 |
| Total Liabilities | 7,991 | 9,295 | 10,108 | 12,144 |
| 83 | 84 | 88 | 97 | |
| Gross block | 203 | 221 | 241 | 267 |
| Accumulated depreciation | 120 | 137 | 154 | 170 |
| Investments | 1,489 | 1,706 | 1,819 | 1,973 |
| 6,420 | 7,506 | 8,200 | 10,074 | |
| Cash & equivalents | 930 | 1,359 | 1,042 | 1,402 |
| Total Assets | 7,991 | 9,295 | 10,108 | 12,144 |
Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.
Cash Flows
Consolidated figures in ₹ crore, financial years ending March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 75 | 116 | 279 | -385 | |
| Profit for the year | 94 | 112 | 132 | 141 |
| Working capital changes | -64 | -21 | 112 | -579 |
| Direct taxes paid | -34 | -41 | -43 | -45 |
| -202 | -165 | -56 | -37 | |
| Fixed assets purchased | -20 | -18 | -21 | -27 |
| Fixed assets sold | 0 | 1 | 0 | 0 |
| Investments purchased | -182 | -147 | -35 | -10 |
| 222 | 223 | -155 | 163 | |
| Proceeds from borrowings | 223 | 23 | 230 | |
| Repayment of borrowings | -272 | -152 | -51 | |
| Dividends paid | -3 | -4 | -5 | -18 |
| Net Cash Flow | 94 | 173 | 68 | -258 |
| Free Cash Flow | 55 | 97 | 258 | -412 |
Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.
Ratios
| Ratio | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| ROE | — | 15.3% | 12.3% | 10.4% | 10.1% |
| Net margin | — | 25.2% | 27.0% | 26.5% | 25.3% |
Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.
Shareholding Pattern
Numbers in percentages · as filed with NSE each quarter
- Promoters 18.29%
- FIIs 3.14%
- DIIs 25.25%
- Public 53.32%
| % | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 18.85% | 18.85% | 18.84% | 18.77% | 18.77% | 18.77% | 18.75% | 17.96% | 18.01% | 18.29% | 18.29% |
| 1.38% | 1.33% | 1.33% | 1.36% | 1.29% | 1.34% | 1.26% | 0.43% | 0.55% | 0.59% | 3.14% | |
| Foreign portfolio investors (Cat. I) | 1.38% | 1.33% | 1.33% | 1.36% | 1.28% | 1.32% | 1.23% | 0.40% | 0.51% | 0.55% | 3.10% |
| Foreign portfolio investors (Cat. II) | 0.01% | 0.02% | 0.03% | 0.03% | 0.04% | 0.04% | 0.04% | ||||
| 33.10% | 32.59% | 31.73% | 31.32% | 31.86% | 31.51% | 27.97% | 28.13% | 28.06% | 27.47% | 25.25% | |
| Mutual funds | 6.18% | 5.85% | 4.88% | 4.86% | 4.96% | 4.59% | 1.53% | 1.53% | 1.53% | 1.53% | 1.53% |
| Insurance companies | 13.98% | 13.80% | 13.92% | 13.71% | 13.19% | 13.19% | 13.16% | 13.12% | 13.04% | 12.65% | 12.63% |
| Alternative investment funds | 9.93% | 9.93% | 9.92% | 9.74% | 10.70% | 10.72% | 10.28% | 10.49% | 10.50% | 10.33% | 8.13% |
| 46.67% | 47.23% | 48.10% | 48.55% | 48.09% | 48.39% | 52.02% | 53.49% | 53.39% | 53.65% | 53.32% | |
| Retail (up to ₹2 lakh) | 16.24% | 16.85% | 17.61% | 18.05% | 17.10% | 16.94% | 17.50% | 17.97% | 17.72% | 18.15% | 17.93% |
| HNIs (above ₹2 lakh) | 7.86% | 7.86% | 7.49% | 7.50% | 7.81% | 8.13% | 8.38% | 9.14% | 10.03% | 9.84% | 9.85% |
| NRIs | 16.04% | 16.07% | 16.47% | 16.43% | 16.14% | 16.17% | 16.27% | 15.52% | 15.53% | 15.46% | 14.95% |
| Bodies corporate | 1.47% | 1.31% | 1.24% | 1.25% | 1.56% | 1.65% | 4.14% | 4.33% | 3.51% | 3.57% | 7.70% |
| IEPF | 0.07% | 0.07% | 0.08% | 0.08% | 0.08% | 0.08% | 0.08% | 0.11% | 0.11% | 0.11% | 0.11% |
| No. of Shareholders | 89,964 | 82,280 | 76,543 | 73,880 | 70,112 | 68,325 | 67,317 | 65,504 | 63,242 | 63,826 | 61,987 |
Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.
Mutual funds & institutions holding Capital Small Finance Bank
| Holder (above 1%) | Stake |
|---|---|
| Lyptus Punch-Card FundAIF | 4.95% |
| Icici Prudential Life Insurance Company LimitedInsurance | 3.65% |
| Hdfc Life Insurance Company LimitedInsurance | 3.07% |
| Edelweiss Life Insurance Company LimitedInsurance | 2.97% |
| Axis Max Life Insurance Limited Ac Reversionary Bonus Participating EquityInsurance | 2.62% |
| 360 ONE Balanced Hybrid FundMutual fund | 1.53% |
| Protostar Lvf .AIF | 1.53% |
| Amicus Capital Private Equity I LlpAIF | 1.02% |
As named in the shareholding pattern for Sep 2026 filed with NSE; mutual funds together hold 1.53% of the company. Shareholders below 1% are not named in the filing.
Documents
Announcements
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Capital Small Finance Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 201807-Oct-2026
- ESOP/ESOS/ESPSCapital Small Finance Bank Limited has informed the Exchange regarding Allotment of 25000 Shares.06-Oct-2026
- ESOP/ESOS/ESPSCapital Small Finance Bank Limited has informed the Exchange regarding Allotment of 885 Shares.06-Oct-2026
- Committee Meeting UpdatesCapital Small Finance Bank Limited has informed the Exchange regarding Outcome of Committee Meeting held on October 06, 2026 regarding allotment of ESOPs.06-Oct-2026
- Committee Meeting UpdatesCapital Small Finance Bank Limited has informed the Exchange regarding Committee Meeting to be held on October 06, 2026.01-Oct-2026
- UpdatesCapital Small Finance Bank Limited has informed the Exchange regarding 'Business Update for the period ended September 30, 2026'.01-Oct-2026
- Outcome of Board MeetingCapital Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on September 28, 2026.28-Sep-2026
- Change in ManagementCapital Small Finance Bank Limited has informed the Exchange about change in Management28-Sep-2026
- Trading WindowCapital Small Finance Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 201522-Sep-2026
- ESOP/ESOS/ESPSCapital Small Finance Bank Limited has informed the Exchange regarding Grant of 3561 Options.24-Aug-2026
- ESOP/ESOS/ESPSCapital Small Finance Bank Limited has informed the Exchange regarding Grant of 25582 Options.11-Aug-2026
- Copy of Newspaper PublicationCapital Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication24-Jul-2026
Annual reports
Credit ratings
Concalls & investor meets
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet14-Oct-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet25-Sep-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet24-Sep-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet15-Sep-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet29-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet25-Aug-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Transcript30-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Presentation and Link of Recording24-Jul-2026
- Investor PresentationCapital Small Finance Bank Limited has informed the Exchange about Investor Presentation23-Jul-2026
- Analysts/Institutional Investor Meet/Con. Call UpdatesCapital Small Finance Bank Limited has informed the Exchange about Schedule of meet13-Jul-2026
Filings made by the company with NSE; documents open on NSE's website.
Key dates
- Ex-dividend date
- 18 Jun 2026
- Latest quarter
- 30 Jun 2026
- Financial year end
- 31 Mar 2026
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Latest news
In the news
- Capital Small Finance Bank (CAPITALSFB.NS) Ticks Up 1.10% to ₹272.15, Holding Firm Above Key Supporthttps://www.siam.in/ · 4 d ago
- Capital Small Finance Bank CAPITALSFB Reg 74(5) Filing Q2 FY27Kalkine India · 7 Oct 2026
- Capital Small Finance Bank (CAPITALSFB.NS) Slips to ₹280.2 as Stock Nears Key Support Zone - Anchored VWAPhttps://www.siam.in/ · 28 Sep 2026
- Capital Small Finance Bank CAPITALSFB Trading Window ClosureKalkine India · 22 Sep 2026
From the company (NSE)
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Capital Small Finance Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018NSE filing · 07-Oct-2026
- ESOP/ESOS/ESPSCapital Small Finance Bank Limited has informed the Exchange regarding Allotment of 25000 Shares.NSE filing · 06-Oct-2026
- ESOP/ESOS/ESPSCapital Small Finance Bank Limited has informed the Exchange regarding Allotment of 885 Shares.NSE filing · 06-Oct-2026
- Committee Meeting UpdatesCapital Small Finance Bank Limited has informed the Exchange regarding Outcome of Committee Meeting held on October 06, 2026 regarding allotment of ESOPs.NSE filing · 06-Oct-2026
- Committee Meeting UpdatesCapital Small Finance Bank Limited has informed the Exchange regarding Committee Meeting to be held on October 06, 2026.NSE filing · 01-Oct-2026
- UpdatesCapital Small Finance Bank Limited has informed the Exchange regarding 'Business Update for the period ended September 30, 2026'.NSE filing · 01-Oct-2026
- Outcome of Board MeetingCapital Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on September 28, 2026.NSE filing · 28-Sep-2026
- Change in ManagementCapital Small Finance Bank Limited has informed the Exchange about change in ManagementNSE filing · 28-Sep-2026
Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.
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