Baid Finserv Limited share price
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car, new and used commercial vehicle, gold, small and medium enterprises, tractors, construction equipment, and other asset backed loans, as well as loan against property. It also offers life, dwelling, and motor insurance products. The company was formerly known as Baid Leasing and Finance Co. Ltd. and changed its name to Baid Finserv Limited in July 2022. Baid Finserv Limited was incorporated in 1991 and is based in Jaipur, India.Read more
- Market Cap₹ 160 Cr.
- Current Price₹ 9.89
- High / Low₹ 13 / 9
- Stock P/E9.2
- Book Value₹ 15
- Dividend Yield1.00 %
- Price / Book0.66
- ROE7.30 %
- Face Value₹ 2.0
More figures (8)
- EPS (TTM)₹ 1.08
- Net margin15.7 %
- Sales growth (3Y)21.0 %
- Profit growth (3Y)13.0 %
- Promoter holding66.2 %
- EV / EBITDA—
- Beta0.10
- All-time high₹ 49
Price chart
| Returns | 1M | 3M | 6M | YTD | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|---|---|
| BAIDFIN | -4.44% | -3.42% | -9.68% | -10.74% | -7.66% | -24.57% | — |
| Nifty 50 | -0.31% | -3.85% | -4.34% | -11.42% | -9.53% | +5.46% | +4.76% |
Price returns only (dividends not included). Prices from NSE via Yahoo Finance; may be delayed.
Quick take
- Baid Finserv Limited is in the Credit Services industry (Financial Services), with a market value of ₹160 crore.
- It trades at 9.2 times its last 12 months' earnings and 0.7 times book value.
- Revenue grew 21.0% a year over the last 3 years, profit 13.0% a year.
- Return on equity was 7.3% in the latest year.
- The share price is 23.8% below its 52-week high and down 7.7% over one year.
- Promoters and insiders hold about 66.2%; institutions about 0.0%.
Pros
AI- Sales have grown 21.0% a year over the last 3 years.
- Trades at 9.2 times earnings, below its 3-year median of 11.5.
- Promoters have raised their holding by 14.93 points over 3 years, to 49.73%.
Cons
AI- Return on equity has been low: 7.7% on average over the last 3 years.
Pros and cons are generated automatically from the reported figures. They are observations, not a recommendation to buy or sell.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language. It does not say whether to buy or sell.
About Baid Finserv Limited
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car, new and used commercial vehicle, gold, small and medium enterprises, tractors, construction equipment, and other asset backed loans, as well as loan against property. It also offers life, dwelling, and motor insurance products. The company was formerly known as Baid Leasing and Finance Co. Ltd. and changed its name to Baid Finserv Limited in July 2022. Baid Finserv Limited was incorporated in 1991 and is based in Jaipur, India.
- Employees
- 260
- Head office
- Jaipur
Peer comparison
Financial ServicesCredit Services
| S.No. | Company | CMP ₹ | P/E | Mar Cap ₹ Cr | Div Yld % | NP Qtr ₹ Cr | Qtr Profit Var % | Sales Qtr ₹ Cr | Qtr Sales Var % | ROCE % | ROE % | P/B | OPM % | Debt / Eq | Prom. Hold. % | Sales ₹ Cr | Sales Var 3Yrs % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Baid Finserv | 9.89 | 9.2 | 160 | 1.00 | 4 | 8.17 | 22 | -8.98 | 3.8 | 7.3 | 0.66 | 24.3 | 1.23 | 66.19 | 97 | 21.0 |
| 2. | Bajaj Finance | 982.10 | 29.4 | 6,11,250 | 0.56 | 6,081 | 27.60 | 23,165 | 18.65 | — | 18.1 | 5.36 | — | 3.10 | 56.50 | 81,982 | 22.6 |
| 3. | Shriram Finance | 939.95 | 16.6 | 2,21,178 | 1.14 | 3,453 | 61.06 | 7,923 | 30.61 | — | 16.4 | 2.68 | — | 2.76 | 22.17 | 25,034 | 13.9 |
| 4. | Tata Capital | 322.80 | 25.3 | 1,36,115 | 0.18 | 1,628 | — | 8,822 | — | 3.7 | 12.3 | 2.97 | 28.9 | 4.97 | 85.96 | 31,540 | 34.5 |
| 5. | Cholamandalam Investment and Finance Company | 1,574.40 | 23.3 | 1,35,007 | 0.13 | 1,656 | 45.56 | 8,856 | 21.87 | — | 19.3 | 4.40 | — | 6.95 | 51.95 | 31,073 | 32.8 |
| 6. | Power Finance Corporation | 333.25 | 4.2 | 1,09,976 | 4.56 | 8,998 | 0.18 | 28,527 | -0.04 | — | 20.7 | 0.77 | — | 7.62 | 56.00 | 1,15,444 | 16.2 |
| 7. | Indian Railway Finance Corporation | 80.25 | 14.2 | 1,04,875 | 2.66 | 1,958 | -44.40 | 7,866 | -40.80 | 3.8 | 12.8 | 1.85 | 64.8 | 7.69 | 82.90 | 27,285 | 4.6 |
| 8. | Muthoot Finance | 2,598.30 | 9.2 | 1,04,314 | 1.15 | 2,799 | 38.83 | 5,236 | 27.38 | — | 30.9 | 2.57 | — | 3.86 | 73.35 | 20,265 | 38.0 |
| 9. | REC | 307.80 | 5.1 | 81,051 | 4.39 | 4,193 | -2.72 | 4,430 | -31.54 | — | 20.0 | 0.96 | — | 6.05 | 52.65 | 21,834 | 14.4 |
| 10. | L&T Finance | 253.85 | 18.6 | 63,625 | 1.05 | 902 | 41.86 | 3,086 | 32.29 | — | 11.1 | 2.26 | — | 3.94 | 65.95 | 10,635 | 17.7 |
| Median: 40 Co. | 328.03 | 15.4 | 24,678 | 0.29 | 2,379 | 27.60 | 7,895 | 18.65 | 3.8 | 12.5 | 1.88 | 33.4 | 4.46 | 61.23 | 26,159 | 17.3 |
Companies in the same industry; the median covers every company in it that we hold figures for. Tap a heading to sort. Sorting and comparing are ways to explore data, not recommendations.
Quarterly Results
Standalone figures in ₹ crore
Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Latest quarter on the right.
Profit & Loss
Standalone figures in ₹ crore
Projection — your assumptions
Starts from the last four reported quarters (TTM) and applies the figures you enter; growth is pre-filled with the company's own 3-year sales growth. This is a what-if calculator for illustration, not a forecast, estimate or recommendation.
Related party transactions
Related-party transactions are dealings with promoters, directors, subsidiaries and associates. Companies disclose them to the exchanges every half-year and in detail in the notes to their annual report.
- Related Party TransactionsPursuant to Regulation 23(9) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 , please find enclosed herewith Disclosu…07-Nov-2023
- Related Party TransactionsBaid Finserv Limited has informed the Exchange about related Party Transactions19-May-2023
Full details: notes to the Financial Year 2026 annual report (related party disclosures).
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|
| 55 | 66 | 82 | 97 | 95 | |
| YOY Revenue Growth % | 20.17% | 24.37% | 18.64% | ||
| Interest | 18 | 23 | 29 | 32 | 32 |
| 24 | 25 | 35 | 47 | 45 | |
| Employee Cost % | 10% | 10% | 12% | 10% | 11% |
| Fees & Commission % | 8% | 7% | 1% | 4% | 4% |
| Credit Cost % | 10% | 3% | 2% | 8% | 10% |
| Other Expenses % | 12% | 10% | 10% | 9% | 9% |
| Financing Profit | 13 | 18 | 18 | 18 | 18 |
| Financing Margin % | 24% | 27% | 21% | 19% | 19% |
| Other Income | 1 | 0 | 1 | 2 | 2 |
| Depreciation | 0 | 0 | 3 | 1 | 1 |
| Profit before tax | 14 | 18 | 18 | 20 | 21 |
| 26% | 29% | 26% | 25% | 25% | |
| Current tax | 4 | 5 | 5 | 5 | |
| Deferred tax | 0 | 0 | 0 | -0 | |
| 10 | 13 | 13 | 15 | 15 | |
| YOY Profit Growth % | 24.52% | 4.04% | 11.37% | ||
| EPS in Rs | 0.97 | 1.08 | 1.12 | 1.15 | 1.10 |
| Dividend Payout % | 12% | 9% | 9% | 8% |
Compounded Sales Growth
- 3 Years:
- 21%
- TTM:
- 9%
Compounded Profit Growth
- 3 Years:
- 13%
- TTM:
- 7%
Stock Price CAGR
- 3 Years:
- -25%
- 1 Year:
- -8%
Return on Equity
- 4 Years:
- 7%
- Last Year:
- 7%
Financial years ending March; TTM = the last four quarters. Source: the company's results filed with NSE, as reported. Tap a row marked + for its breakdown. Dividend payout = dividends paid in the year ÷ net profit.
Balance Sheet
Consolidated figures in ₹ crore, as at 31 March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 24 | 24 | 24 | 31 |
| Reserves | 131 | 143 | 155 | 202 |
| 171 | 242 | 255 | 285 | |
| Long term borrowings | 171 | 242 | 255 | 285 |
| 15 | 17 | 20 | 21 | |
| Trade payables | 6 | 6 | 1 | 5 |
| Current liabilities | 10 | 12 | 6 | 14 |
| Total Liabilities | 341 | 426 | 454 | 539 |
| 1 | 4 | 5 | 6 | |
| Gross block | 3 | 7 | 8 | 9 |
| Accumulated depreciation | 2 | 3 | 3 | 4 |
| Goodwill & intangibles | 0 | 0 | 0 | 0 |
| 340 | 422 | 449 | 533 | |
| Inventories | 0 | 0 | 1 | 0 |
| Trade receivables | 4 | 3 | 13 | |
| Cash & equivalents | 9 | 33 | 11 | 7 |
| Current assets | 330 | 415 | 421 | 514 |
| Total Assets | 341 | 426 | 454 | 539 |
Source: Yahoo Finance (compiled from the annual reports). Tap a row marked + for its breakdown.
Cash Flows
Consolidated figures in ₹ crore, financial years ending March
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 6 | -22 | 2 | -33 | |
| Profit for the year | 10 | 13 | 13 | 15 |
| Working capital changes | -27 | -60 | -45 | -82 |
| Direct taxes paid | -4 | -5 | -5 | -5 |
| 3 | -2 | -6 | -8 | |
| Fixed assets purchased | -0 | -3 | -2 | -2 |
| -8 | 47 | -17 | 37 | |
| Proceeds from borrowings | 11 | 71 | 14 | 30 |
| Interest paid | -18 | -23 | -29 | -32 |
| Dividends paid | -1 | -1 | -1 | -1 |
| Net Cash Flow | 0 | 24 | -21 | -4 |
| Free Cash Flow | 5 | -25 | 0 | -35 |
Free cash flow = cash from operations − capital expenditure. Source: Yahoo Finance.
Ratios
| Ratio | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| ROE | — | 6.7% | 8.0% | 7.8% | 7.3% |
| Net margin | — | 19.5% | 20.4% | 16.6% | 15.7% |
Computed from the reported statements: ROE on average equity; ROCE = EBIT / (total assets − current liabilities). Debtor days = receivables ÷ sales × 365; inventory and payable days use cost of goods sold; cash conversion cycle = debtor + inventory − payable days; working capital days = (current assets − current liabilities) ÷ sales × 365.
Shareholding Pattern
Numbers in percentages · as filed with NSE each quarter
- Promoters 49.73%
- FIIs 0.18%
- Public 50.09%
| % | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 34.80% | 34.80% | 34.98% | 35.41% | 36.25% | 36.25% | 36.25% | 36.25% | 45.71% | 47.39% | 47.39% | 49.73% |
| 0.03% | 0.03% | 0.04% | 0.01% | 0.28% | 0.29% | 0.26% | 0.21% | 0.20% | 0.19% | 0.18% | ||
| Foreign portfolio investors (Cat. I) | 0.03% | 0.03% | 0.04% | 0.01% | 0.28% | 0.28% | 0.26% | 0.21% | 0.20% | 0.19% | 0.18% | |
| Foreign portfolio investors (Cat. II) | 0.01% | 0.01% | ||||||||||
| 65.20% | 65.17% | 64.99% | 64.55% | 63.74% | 63.47% | 63.46% | 63.49% | 54.09% | 52.41% | 52.42% | 50.09% | |
| Retail (up to ₹2 lakh) | 8.86% | 10.46% | 14.62% | 21.03% | 23.53% | 24.59% | 25.30% | 25.22% | 19.98% | 19.49% | 19.13% | 17.93% |
| HNIs (above ₹2 lakh) | 2.02% | 1.94% | 3.70% | 4.90% | 9.36% | 8.83% | 7.38% | 7.48% | 7.56% | 7.12% | 7.46% | 7.47% |
| NRIs | 0.14% | 0.14% | 0.20% | 0.31% | 0.28% | 0.26% | 0.35% | 0.28% | 0.47% | 0.51% | 0.49% | 0.48% |
| Bodies corporate | 50.69% | 48.76% | 42.62% | 33.75% | 25.86% | 24.89% | 25.06% | 25.03% | 21.56% | 21.03% | 21.07% | 20.14% |
| IEPF | 2.95% | 2.95% | 2.95% | 2.95% | 2.95% | 2.95% | 3.30% | 3.30% | 2.67% | 2.58% | 2.58% | 2.46% |
| No. of Shareholders | 10,427 | 13,573 | 16,606 | 20,113 | 22,071 | 23,390 | 23,633 | 23,492 | 23,164 | 23,260 | 22,797 | 22,302 |
Source: shareholding patterns filed by the company with NSE. Public = non-institutional holders. Tap a row marked + for its breakdown.
Documents
Announcements
- UpdatesRe-lodgement of transfer requests of physical shares for the month of September, 2026.07-Oct-2026
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Pursuant to Regulation 74(5) of Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018 please find enclosed herewith confirmation certificate for…06-Oct-2026
- AppointmentAppointment of Mr. Himanshu Kumar Jain (DIN: 11847212) as an Non-Executive Independent Director of the Company for a period of 5 years with effect from August 13, 2026 till August…24-Sep-2026
- UpdatesThe members of the Company in the 35th Annual General Meeting held on Wednesday, September 23, 2026 through Video Conferencing ( VC ) / Other Audio Visual Means ( OAVM ) which com…24-Sep-2026
- Amendment to AOA/MOABaid Finserv Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company.24-Sep-2026
- AppointmentBaid Finserv Limited has informed the Exchange regarding Re - appointment of Mr. Panna Lal Baid as Chairman and Managing Director of the company for a further period of 3 (Three) …24-Sep-2026
- Shareholders meetingSrutinizers report of Annual General Meeting held on September 23, 202624-Sep-2026
- Shareholders meetingProceedings of the 35th Annual General Meeting (AGM) of the Company held on Wednesday, September 23, 202623-Sep-2026
- Trading WindowBaid Finserv Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 201523-Sep-2026
- UpdatesPlease find attached herewith report received from the RTA of the Company, MCS Share Transfer Agent Limited dated September 08, 2026, on re-lodgement of transfer requests of physi…08-Sep-2026
- UpdatesBaid Finserv Limited has informed the Exchange regarding 'Submission of Certificate received from Statutory Auditor in terms of Regulation 169(5) of the Securities and Exchange Bo…27-Aug-2026
- Copy of Newspaper PublicationNewspaper Notice of 35th AGM to be held on 23rd September, 202627-Aug-2026
Annual reports
Credit ratings
- Credit RatingBaid Finserv Limited has informed the Exchange about Credit Rating30-Sep-2026
- Credit Rating- RevisionWith respect to the captioned subject and our earlier intimation dated October 01, 2025, we are pleased to inform you that Care Ratings Limited (CARE) has revised the outlook of t…09-Oct-2025
- Credit RatingBaid Finserv Limited has informed the Exchange about Credit Rating01-Oct-2025
Concalls & investor meets
- Investor PresentationBaid Finserv Limited has informed the Exchange about Investor Presentation08-Sep-2025
- Investor PresentationBaid Finserv Limited has informed the Exchange about Investor Presentation31-May-2025
- Investor PresentationBaid Finserv Limited has informed the Exchange about Investor Presentation25-Feb-2025
- Investor PresentationBaid Finserv Limited has informed the Exchange about Investor Presentation10-Dec-2024
- Analysts/Institutional Investor Meet/Con. Call UpdatesPursuant to the provisions of Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 and in continuation o…03-Sep-2024
- Analysts/Institutional Investor Meet/Con. Call UpdatesBaid Finserv Limited has informed the Exchange about Schedule of meet through its Management Representative on Tuesday, September 03, 2024 at 12:00 P.M.29-Aug-2024
- Analysts/Institutional Investor Meet/Con. Call UpdatesBaid Finserv Limited has informed the Exchange about Transcript of the earnings conference call for the quarter ended on June 30, 2024 conducted on Thursday, August 22, 2024 for y…24-Aug-2024
- Analysts/Institutional Investor Meet/Con. Call UpdatesBaid Finserv Limited has informed the Exchange about Link of Recording and Outcome of Earnings Conference Call Invite/ Analysts Meet Audio Recording22-Aug-2024
- Investor PresentationBaid Finserv Limited has informed the Exchange about Investor Presentation20-Aug-2024
- Analysts/Institutional Investor Meet/Con. Call UpdatesBaid Finserv Limited has informed the Exchange about Earnings Conference Call on Thursday, August 22, 2024 at 01:00 P.M.17-Aug-2024
Filings made by the company with NSE; documents open on NSE's website.
Key dates
- Ex-dividend date
- 16 Sep 2026
- Latest quarter
- 30 Jun 2026
- Financial year end
- 31 Mar 2026
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Latest news
In the news
No recent coverage found.
From the company (NSE)
- UpdatesRe-lodgement of transfer requests of physical shares for the month of September, 2026.NSE filing · 07-Oct-2026
- Certificate under SEBI (Depositories and Participants) Regulations, 2018Pursuant to Regulation 74(5) of Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018 please find enclosed herewith confirmation certificate for…NSE filing · 06-Oct-2026
- AppointmentAppointment of Mr. Himanshu Kumar Jain (DIN: 11847212) as an Non-Executive Independent Director of the Company for a period of 5 years with effect from August 13, 2026 till August…NSE filing · 24-Sep-2026
- UpdatesThe members of the Company in the 35th Annual General Meeting held on Wednesday, September 23, 2026 through Video Conferencing ( VC ) / Other Audio Visual Means ( OAVM ) which com…NSE filing · 24-Sep-2026
- Amendment to AOA/MOABaid Finserv Limited has informed the Exchange regarding the Amendment to AOA/MOA of the company.NSE filing · 24-Sep-2026
- AppointmentBaid Finserv Limited has informed the Exchange regarding Re - appointment of Mr. Panna Lal Baid as Chairman and Managing Director of the company for a further period of 3 (Three) …NSE filing · 24-Sep-2026
- Shareholders meetingSrutinizers report of Annual General Meeting held on September 23, 2026NSE filing · 24-Sep-2026
- Shareholders meetingProceedings of the 35th Annual General Meeting (AGM) of the Company held on Wednesday, September 23, 2026NSE filing · 23-Sep-2026
Headlines from news publishers (via Google News) and the filings of the company with NSE; they open on the source website. Headlines with price targets or buy/sell calls are left out. News is for information only and is not a recommendation.
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