WhiteOak Capital Balanced Advantage Fund - Direct Plan - Growth Option
To provide long term capital appreciation and generate income from a dynamically managed portfolio of equity & equity related instruments and debt & money market securities. However, there can be no assurance that the investment objective of the Scheme will be realized.Read more
- Current NAV₹15.3680
- Fund Size (AUM)₹ 2,256 Cr.
- Expense Ratio0.86 %
- 1Y Return+0.78%
- 3Y Return (CAGR)+11.19%
- 5Y Return (CAGR)—
- Category Rank (3Y)—
- RiskometerVery High Risk
- Min. SIP / Lump sum₹ 100 / ₹ 500
More figures (11)
- Since Launch (CAGR)+12.56%
- Benchmark—
- Volatility (3Y)8.44 %
- Sharpe Ratio (3Y)0.56
- Beta (3Y)—
- 52-week High / Low₹15.8720 / ₹13.9840
- Max Drawdown-9.6 %
- Launched10 Feb 2023
- Lock-inNone
- Portfolio Turnover258 %
- Fund ManagersPiyush Baranwal, Ramesh Mantri, Trupti Agrawal +2
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 3 years it returned 11.2% a year.
- Volatility over 3 years was 8.4% a year, with a Sharpe ratio of 0.56.
- Its biggest fall from a peak was 9.6% (20 Nov 2025 to 30 Mar 2026).
- Across all 3-year periods since launch, yearly returns ranged from 10.8% to 15.5% and were positive 100% of the time.
- Expense ratio 0.86%, fund size ₹2,256 crore.
Pros
AI- Every 3-year period since launch gave a positive return (lowest 10.8% a year).
Cons
AINo standout weaknesses in its record so far.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.83% | -0.69% | -0.79% | +2.80% | +0.05% | +0.78% | +4.08% | +11.19% | — | — | — | +12.56% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Balanced Advantage Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 |
|---|---|---|---|
| This fund | +0.05% | +8.62% | +18.70% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.9 | -0.2 | -7.1 | 6.4 | -0.1 | 2.2 | 2.8 | 1.5 | -3.7 | 0.6 | |||
| 2025 | -2.2 | -4.0 | 4.9 | 2.9 | 2.3 | 2.3 | -0.8 | -0.9 | 0.6 | 2.9 | 1.2 | -0.5 | 8.6 |
| 2024 | 0.8 | 1.9 | 1.1 | 2.1 | 0.9 | 4.5 | 2.7 | 2.1 | 2.0 | -2.3 | 1.5 | 0.1 | 18.7 |
| 2023 | 0.4 | 2.9 | 3.0 | 2.7 | 1.9 | 0.6 | 0.7 | -0.8 | 4.0 | 4.0 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 32 of 44 months shown (73%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 8.44% | 7.87% |
| Sharpe ratio ? | 0.56 | — |
| Sortino ratio ? | 0.77 | — |
| Maximum drawdown | -9.58% | -9.58% |
Rolling 3-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 20 Nov 2025 | 30 Mar 2026 | -9.6% | 6 Jul 2026 | 3 months |
| 16 Dec 2024 | 28 Feb 2025 | -7.8% | 23 Apr 2025 | 54 days |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,21,367 | ₹1,367 | +2.11% |
| 3Y | ₹3,60,000 | ₹3,98,488 | ₹38,488 | +6.70% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Balanced Advantage Funds (38)
| S.No. | Scheme (Direct plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Aditya Birla Sun Life Balanced Advantage FundAditya Birla Sun Life Mutual Fund | ₹128.0000 | — | — | — | — | — | 0.90 | 9,836 | Moderately High Risk |
| 2. | Axis Balanced Advantage FundAxis Mutual Fund | ₹23.8100 | — | — | — | — | — | 1.06 | 3,651 | Moderately High Risk |
| 3. | Bajaj Finserv Balanced Advantage FundBajaj Finserv Mutual Fund | ₹11.9230 | — | — | — | — | — | 1.01 | 1,207 | Very High Risk |
| 4. | BANDHAN Balanced Advantage FundBandhan Mutual Fund | ₹29.3180 | — | — | — | — | — | 1.08 | 2,235 | Very High Risk |
| 5. | BANK OF INDIA BALANCED ADVANTAGE FUNDBank of India Mutual Fund | ₹27.8257 | — | — | — | — | — | 1.40 | 174 | Very High Risk |
| 6. | Baroda BNP Paribas Balanced Advantage FundBaroda BNP Paribas Mutual Fund | ₹27.6047 | — | — | — | — | — | 0.73 | 5,162 | Very High Risk |
| 7. | Canara Robeco Balanced Advantage FundCanara Robeco Mutual Fund | ₹10.3500 | — | — | — | — | — | 1.00 | 1,007 | Very High Risk |
| 8. | DSP Dynamic Asset Allocation FundDSP Mutual Fund | ₹32.8670 | — | — | — | — | — | 1.09 | 3,704 | Very High Risk |
| 9. | Edelweiss Balanced Advantage FundEdelweiss Mutual Fund | ₹60.1000 | — | — | — | — | — | 0.96 | 12,880 | Very High Risk |
| 10. | Franklin India Balanced Advantage FundFranklin Templeton Mutual Fund | ₹14.9259 | — | — | — | — | — | 0.76 | 2,687 | High Risk |
| 11. | HDFC Balanced Advantage FundHDFC Mutual Fund | ₹553.2880 | — | — | — | — | — | 0.77 | 1,02,534 | Very High Risk |
| 12. | Helios Balanced Advantage FundHelios Mutual Fund | ₹11.7200 | — | — | — | — | — | 1.30 | 265 | Very High Risk |
| 13. | HSBC Balanced Advantage FundHSBC Mutual Fund | ₹51.2183 | — | — | — | — | — | 1.16 | 1,474 | Very High Risk |
| 14. | ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund | ₹86.3700 | — | — | — | — | — | 1.04 | 71,913 | High Risk |
| 15. | Invesco India Balanced Advantage FundInvesco Mutual Fund | ₹63.1000 | — | — | — | — | — | 1.14 | 903 | Moderately High Risk |
| 16. | ITI Balanced Advantage FundITI Mutual Fund | ₹15.9001 | — | — | — | — | — | 1.68 | 320 | Very High Risk |
| 17. | JioBlackRock Balanced Advantage FundJio BlackRock Mutual Fund | ₹10.1486 | — | — | — | — | — | — | — | — |
| 18. | Kotak Balanced Advantage FundKotak Mahindra Mutual Fund | ₹22.6200 | — | — | — | — | — | 0.83 | 16,618 | Very High Risk |
| 19. | LIC MF Balanced Advantage FundLIC Mutual Fund | ₹14.5142 | — | — | — | — | — | 1.52 | 653 | Very High Risk |
| 20. | Mahindra Manulife Balanced Advantage FundMahindra Manulife Mutual Fund | ₹15.7608 | — | — | — | — | — | 0.85 | 879 | Very High Risk |
| 21. | Mirae Asset Balanced Advantage FundMirae Asset Mutual Fund | ₹15.2870 | — | — | — | — | — | 0.95 | 2,109 | Moderately High Risk |
| 22. | Motilal Oswal Balanced Advantage FundMotilal Oswal Mutual Fund | ₹21.7606 | — | — | — | — | — | 1.60 | 712 | Very High Risk |
| 23. | Nippon India Balanced Advantage FundNippon India Mutual Fund | ₹205.9260 | — | — | — | — | — | 0.88 | 9,532 | Very High Risk |
| 24. | NJ Balanced Advantage FundNJ Mutual Fund | ₹14.2300 | — | — | — | — | — | 1.14 | 3,242 | Very High Risk |
| 25. | Parag Parikh Dynamic Asset Allocation FundPPFAS Mutual Fund | ₹11.7209 | — | — | — | — | — | 0.40 | 2,533 | Moderately High Risk |
| 26. | PGIM India Balanced Advantage FundPGIM India Mutual Fund | ₹16.1200 | — | — | — | — | — | 0.94 | 681 | Moderately High Risk |
| 27. | quant Dynamic Asset Allocation Fundquant Mutual Fund | ₹16.7417 | — | — | — | — | — | 1.56 | 810 | Very High Risk |
| 28. | Samco Dynamic Asset Allocation FundSamco Mutual Fund | ₹10.4200 | — | — | — | — | — | 2.05 | 157 | Very High Risk |
| 29. | SBI Balanced Advantage FundSBI Mutual Fund | ₹16.2005 | — | — | — | — | — | 0.89 | 40,545 | Very High Risk |
| 30. | Shriram Balanced Advantage FundShriram Mutual Fund | ₹18.4854 | — | — | — | — | — | 0.94 | 41 | Very High Risk |
| 31. | Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)Sundaram Mutual Fund | ₹40.5881 | — | — | — | — | — | 1.13 | 1,596 | High Risk |
| 32. | Tata Balanced Advantage FundTata Mutual Fund | ₹22.6338 | — | — | — | — | — | 0.69 | 8,005 | Very High Risk |
| 33. | The Wealth Company Balanced Advantage FundThe Wealth Company Mutual Fund | ₹9.6418 | — | — | — | — | — | — | — | — |
| 34. | UNIFI DYNAMIC ASSET ALLOCATION FUNDUnifi Mutual Fund | ₹11.3765 | — | — | — | — | — | — | — | — |
| 35. | Union Balanced Advantage FundUnion Mutual Fund | ₹21.9700 | — | — | — | — | — | 1.46 | 1,158 | Very High Risk |
| 36. | UTI - Unit Linked Insurance PlanUTI Mutual Fund | ₹46.0819 | — | — | — | — | — | — | — | — |
| 37. | UTI Balanced Advantage FundUTI Mutual Fund | ₹12.8809 | — | — | — | — | — | 0.71 | 2,856 | Very High Risk |
| 38. | WhiteOak Capital Balanced Advantage FundWhiteOak Capital Mutual Fund | ₹15.3680 | — | — | — | — | — | 0.86 | 2,256 | Very High Risk |
| Median: 38 schemes | — | — | — | — | — | — | 1.01 | 2,172 | — |
Detailed comparison with another fund About Balanced Advantage Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Investment objective
- To provide long term capital appreciation and generate income from a dynamically managed portfolio of equity & equity related instruments and debt & money market securities. However, there can be no assurance that the investment objective of the Scheme will be realized.
- Fund managers
- Piyush Baranwal, Ramesh Mantri, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal
- Fund house
- WhiteOak Capital Mutual Fund
- Category
- Balanced Advantage Funds · Hybrid
- Plan / option
- Direct · Growth
- AMFI scheme code
- 151267
- ISIN
- INF03VN01738
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Balanced Advantage Funds
Balanced Advantage Funds change their equity and debt mix dynamically, often using market valuations, to manage risk.
Generally used by investors who want the fund to manage the equity–debt balance for them.
Other plans of this scheme
Tax on your gains
Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM (scheme documents). Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Fund managers
From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.
Latest news: WhiteOak Capital Mutual Fund
- WhiteOak Capital AMC CEO explains why investors should not stop SIPs amid market lullCNBC TV18 · 6 Oct
- NFO Alert: WhiteOak Capital Mutual Fund launches diversified equity small cap FOF, its first FoFThe Economic Times · 24 Sep
- WhiteOak Capital MF launches its first fund of funds focused on small-cap equitiesCNBC TV18 · 24 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of WhiteOak Capital Balanced Advantage Fund today?
What returns has WhiteOak Capital Balanced Advantage Fund given?
What is the expense ratio of WhiteOak Capital Balanced Advantage Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Balanced Advantage Funds?
How are gains from WhiteOak Capital Balanced Advantage Fund taxed?
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