Tata Short Term Fund - Regular Plan - Periodic Payout of IDCW Option
Short Duration Funds hold debt with a Macaulay duration of 1 to 3 years.
- Current NAV₹26.7242
- Fund Size (AUM)—
- Expense Ratio—
- 1Y Return+3.53%
- 3Y Return (CAGR)+6.19%
- 5Y Return (CAGR)+5.37%
- Category Rank (3Y)—
- Riskometer—
- Min. SIP / Lump sum—
More figures (11)
- Since Launch (CAGR)+5.89%
- Benchmark—
- Volatility (3Y)0.97 %
- Sharpe Ratio (3Y)-0.32
- Beta (3Y)—
- 52-week High / Low₹26.8376 / ₹25.8121
- Max Drawdown-5.2 %
- Launched25 Feb 2015
- Lock-in—
- Portfolio Turnover—
- Fund Managers—
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 5.4% a year.
- Volatility over 3 years was 1.0% a year, with a Sharpe ratio of -0.32.
- Its biggest fall from a peak was 5.2% (3 Sep 2018 to 29 Oct 2018).
- Across all 3-year periods since launch, yearly returns ranged from 3.8% to 7.6% and were positive 100% of the time.
Pros
AI- Every 3-year period since launch gave a positive return (lowest 3.8% a year).
- Long track record of 11.6 years since 25 Feb 2015.
Cons
AINo standout weaknesses in its record so far.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -0.19% | -0.20% | +0.29% | +1.74% | +2.88% | +3.53% | +5.39% | +6.19% | +5.37% | +5.73% | +5.44% | +5.89% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Short Duration Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +2.88% | +6.72% | +7.37% | +6.76% | +2.85% | +2.49% | +9.80% | +9.04% | -0.15% | +5.58% | +9.19% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.1 | 0.6 | -0.4 | 0.6 | 0.1 | 1.4 | 0.3 | 0.1 | 0.1 | -0.2 | |||
| 2025 | 0.6 | 0.4 | 1.2 | 1.3 | 0.9 | 0.1 | 0.5 | -0.2 | 0.6 | 0.6 | 0.4 | 0.1 | 6.7 |
| 2024 | 0.6 | 0.7 | 0.6 | 0.2 | 0.8 | 0.5 | 0.8 | 0.6 | 0.8 | 0.4 | 0.5 | 0.5 | 7.4 |
| 2023 | 0.5 | 0.2 | 1.2 | 0.9 | 0.7 | 0.2 | 0.5 | 0.4 | 0.3 | 0.3 | 0.6 | 0.7 | 6.8 |
| 2022 | 0.2 | 0.3 | 0.3 | -0.1 | -0.5 | 0.3 | 0.6 | 0.5 | -0.1 | 0.3 | 0.7 | 0.4 | 2.9 |
| 2021 | -0.2 | -0.6 | 0.5 | 0.7 | 0.4 | 0.0 | 0.7 | 0.5 | 0.1 | 0.0 | 0.4 | 0.1 | 2.5 |
| 2020 | 0.7 | 1.0 | 0.5 | 0.2 | 1.9 | 1.7 | 1.1 | -0.2 | 0.4 | 1.2 | 0.6 | 0.3 | 9.8 |
| 2019 | 0.7 | 0.3 | 1.3 | 0.1 | 1.5 | 0.5 | 1.4 | 0.8 | 0.3 | 1.1 | 0.8 | 0.1 | 9.1 |
| 2018 | 0.3 | 0.2 | 1.0 | -0.2 | 0.2 | 0.5 | 0.8 | 0.5 | -2.6 | -2.6 | 1.0 | 0.9 | -0.2 |
| 2017 | 0.8 | 0.1 | 0.6 | 0.3 | 0.7 | 0.8 | 0.8 | 0.6 | 0.2 | 0.5 | 0.2 | -0.1 | 5.6 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 103 of 118 months shown (87%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 0.97% | 0.96% |
| Sharpe ratio ? | -0.32 | -1.18 |
| Sortino ratio ? | -0.46 | -1.60 |
| Maximum drawdown | -0.63% | -0.88% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
How it handled market falls
Biggest falls in this fund's NAV
| Peak | Bottom | Fall | Back to the peak on | Time to recover |
|---|---|---|---|---|
| 3 Sep 2018 | 29 Oct 2018 | -5.2% | 27 May 2019 | 7 months |
Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,22,171 | ₹2,171 | +3.36% |
| 3Y | ₹3,60,000 | ₹3,90,026 | ₹30,026 | +5.27% |
| 5Y | ₹6,00,000 | ₹6,93,014 | ₹93,014 | +5.70% |
| 10Y | ₹12,00,000 | ₹15,93,799 | ₹3,93,799 | +5.54% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Short Duration Funds (26)
| S.No. | Scheme (Regular plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Aditya Birla Sun Life Short Term FundAditya Birla Sun Life Mutual Fund | ₹50.6190 | — | — | — | — | — | — | — | — |
| 2. | Axis Short Term FundAxis Mutual Fund | ₹33.0382 | — | — | — | — | — | — | — | — |
| 3. | Axis Short Term FundAxis Mutual Fund | ₹32.6561 | — | — | — | — | — | — | — | — |
| 4. | BANK OF INDIA SHORT TERM FUNDBank of India Mutual Fund | ₹28.3325 | — | — | — | — | — | — | — | — |
| 5. | Canara Robeco Short Term FundCanara Robeco Mutual Fund | ₹26.9066 | — | — | — | — | — | — | — | — |
| 6. | DSP Short Term FundDSP Mutual Fund | ₹49.1867 | — | — | — | — | — | — | — | — |
| 7. | Franklin India Short Term FundFranklin Templeton Mutual Fund | ₹10.0454 | — | — | — | — | — | — | — | — |
| 8. | Groww Short Term FundGroww Mutual Fund | ₹2,213.20 | — | — | — | — | — | — | — | — |
| 9. | HDFC Short Term FundHDFC Mutual Fund | ₹34.0997 | — | — | — | — | — | — | — | — |
| 10. | ICICI Prudential Short Term FundICICI Prudential Mutual Fund | ₹64.2844 | — | — | — | — | — | — | — | — |
| 11. | Invesco India Short Term FundInvesco Mutual Fund | ₹3,738.05 | — | — | — | — | — | — | — | — |
| 12. | Invesco India Short Term FundInvesco Mutual Fund | ₹3,763.70 | — | — | — | — | — | — | — | — |
| 13. | JioBlackRock Short Term FundJio BlackRock Mutual Fund | ₹1,000.42 | — | — | — | — | — | — | — | — |
| 14. | JM Short Term FundJM Financial Mutual Fund | ₹12.7159 | — | — | — | — | — | — | — | — |
| 15. | Kotak Short Term FundKotak Mahindra Mutual Fund | ₹55.1724 | — | — | — | — | — | — | — | — |
| 16. | LIC MF Short Term FundLIC Mutual Fund | ₹15.4230 | — | — | — | — | — | — | — | — |
| 17. | Mahindra Manulife Short Term FundMahindra Manulife Mutual Fund | ₹13.5112 | — | — | — | — | — | — | — | — |
| 18. | Mirae Asset Short Term FundMirae Asset Mutual Fund | ₹16.5614 | — | — | — | — | — | — | — | — |
| 19. | Nippon India Short Term FundNippon India Mutual Fund | ₹56.1812 | — | — | — | — | — | — | — | — |
| 20. | SBI SHORT TERM FUNDSBI Mutual Fund | ₹34.0827 | — | — | — | — | — | — | — | — |
| 21. | SBI SHORT TERM FUNDSBI Mutual Fund | ₹38.5618 | — | — | — | — | — | — | — | — |
| 22. | Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)Sundaram Mutual Fund | ₹47.0828 | — | — | — | — | — | — | — | — |
| 23. | Tata Short Term FundTata Mutual Fund | ₹50.4367 | — | — | — | — | — | — | — | — |
| 24. | TRUSTMF Short Term FundTrust Mutual Fund | ₹1,329.32 | — | — | — | — | — | — | — | — |
| 25. | UTI Short Term FundUTI Mutual Fund | ₹47.3626 | — | — | — | — | — | — | — | — |
| 26. | UTI Short Term FundUTI Mutual Fund | ₹33.6462 | — | — | — | — | — | — | — | — |
| Median: 26 schemes | — | — | — | — | — | — | — | — | — |
Detailed comparison with another fund About Short Duration Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Fund house
- Tata Mutual Fund
- Category
- Short Duration Funds · Debt
- Plan / option
- Regular · IDCW (income distribution)
- AMFI scheme code
- 133975
- ISIN
- INF277K01P12, INF277K01P20
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About Short Duration Funds
Short Duration Funds hold debt with a Macaulay duration of 1 to 3 years.
Generally used by a horizon of 1–3 years.
Other plans of this scheme
- Tata Short Term Fund - Direct Plan - Growth Option
- Tata Short Term Fund - Regular Plan - Growth Option
- Tata Short Term Fund - Direct Plan - Monthly Payout of IDCW Option
- Tata Short Term Fund - Direct Plan - Periodic Payout of IDCW Option
- Tata Short Term Fund - Regular Plan - Monthly Payout of IDCW Option
Tax on your gains
Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Latest news: Tata Mutual Fund
- Tata, HDFC, ICICI Prudential mutual funds halt fresh gold FoF investments: What it means for existing and new investorsThe Economic Times · 11 h ago
- HDFC, ICICI Pru, Tata Mutual Fund halt investment in Gold ETF FoFs: What is barred?News9live · 17 h ago
- Gold ETF News: Tata Mutual Fund restricts inflows; ICICI Pru, HDFC, ABSL, DSP announce similar curbsET Now · 22 h ago
- HDFC, ICICI Prudential, Tata Mutual Fund halt fresh investments in gold ETF FoFs ahead of festive seasonThe Economic Times · Yesterday
- It's not active or passive; the 'or' is in Hindi: Tata AMC's Anand VardarajanThe Economic Times · 9 Oct
- Gold isn't assured; silver is: Tata AMC's Anand Vardarajan makes the case for passivesThe Economic Times · 9 Oct
- Tata debt fund NAV delayed on AMFI website: What investors should knowCNBC TV18 · 29 Sep
- Fund performance in focus as Tata AMC looks to add AI investment talentBusiness Standard · 24 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of Tata Short Term Fund today?
What returns has Tata Short Term Fund given?
What is the expense ratio of Tata Short Term Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Short Duration Funds?
How are gains from Tata Short Term Fund taxed?
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