Nippon India Short Term Fund - Direct Plan - IDCW Option
Nippon India Mutual FundShort Duration FundsDirect · IDCW (income distribution)Riskometer: Low to Moderate Risk
NAV · 15 Oct 2026₹24.9838▼ 0.02% (1 day)
Fund size (AUM) ?₹6,364 Cr
Expense ratio ?0.39%
1Y return+4.69%
3Y return (CAGR)+7.52%
5Y return (CAGR)+6.61%
Since launch (CAGR)+7.35%
Category rank (3Y) ?—
Volatility (3Y) ?0.99%
Sharpe ratio (3Y) ?1.03
Beta (3Y) ?—
52-week range₹23.8646 – ₹25.0597
Min. SIP / lump sum₹100 / ₹100
Launched13 Nov 2013
Lock-inNone
Portfolio turnover ?101%
Max drawdown ?-7.2%
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 6.6% a year.
- Volatility over 3 years was 1.0% a year, with a Sharpe ratio of 1.03.
- Its biggest fall from a peak was 7.2% (19 Sep 2014 to 23 Sep 2014).
- Across all 3-year periods since launch, yearly returns ranged from 5.4% to 9.6% and were positive 100% of the time.
- Expense ratio 0.39%, fund size ₹6,364 crore.
AI analysis
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -0.18% | -0.03% | +0.52% | +2.38% | +3.70% | +4.69% | +6.82% | +7.52% | +6.61% | +7.10% | +7.19% | +7.35% |
Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Short Duration Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +3.70% | +8.50% | +8.58% | +7.53% | +4.04% | +5.26% | +10.38% | +10.17% | +6.21% | +6.33% | +10.44% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 0.99% | 0.98% |
| Sharpe ratio ? | 1.03 | 0.11 |
| Sortino ratio ? | 1.57 | 0.15 |
| Maximum drawdown | -0.57% | -1.17% |
Rolling 3-year returns (yearly)
Lowest+5.44%
Median+7.68%
Highest+9.58%
Positive100% of periods
Above 12% a year0% of periods
Rolling 5-year returns (yearly)
Lowest+6.54%
Median+7.29%
Highest+8.79%
Positive100% of periods
Above 12% a year0% of periods
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,22,862 | ₹2,862 | +4.44% |
| 3Y | ₹3,60,000 | ₹3,98,238 | ₹38,238 | +6.66% |
| 5Y | ₹6,00,000 | ₹7,16,046 | ₹1,16,046 | +7.00% |
| 10Y | ₹12,00,000 | ₹17,30,505 | ₹5,30,505 | +7.11% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Short Duration Funds (23)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in debt and money market instruments.
- Fund managers
- Vivek Sharma, Kinjal Desai, Sushil Budhia, Amber Singhania
- Fund house
- Nippon India Mutual Fund
- Category
- Short Duration Funds · Debt
- Plan / option
- Direct · IDCW (income distribution)
- AMFI scheme code
- 125269
- ISIN
- INF204KA1ES0, INF204KA1ET8
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Short Duration Funds
Short Duration Funds hold debt with a Macaulay duration of 1 to 3 years.
Generally used by a horizon of 1–3 years.
Other plans of this scheme
- Nippon India Short Term Fund - Direct Plan - Growth Option
- Nippon India Short Term Fund - Regular Plan - Growth Option
- Nippon India Short Term Fund - Direct Plan - MONTHLY IDCW Option
- Nippon India Short Term Fund - Direct Plan - QUARTERLY IDCW OPTION
- Nippon India Short Term Fund - Regular Plan - IDCW Option
- Nippon India Short Term Fund - Regular Plan - MONTHLY IDCW Option
- Nippon India Short Term Fund - Regular Plan - QUARTERLY IDCW OPTION
Questions about this scheme
What is the NAV of Nippon India Short Term Fund today?
The latest NAV of Nippon India Short Term Fund - Direct Plan - IDCW Option is ₹24.9838 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has Nippon India Short Term Fund given?
As on 15 Oct 2026: 1 year +4.69%, 3 years +7.52% a year, 5 years +6.61% a year. Past returns may or may not be sustained in future.
What is the expense ratio of Nippon India Short Term Fund?
The expense ratio of the Direct plan is 0.39% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Low to Moderate Risk. Over 3 years its volatility was 1.0% a year and its biggest fall from a peak was 0.6%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Short Duration Funds?
Short Duration Funds hold debt with a Macaulay duration of 1 to 3 years.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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