LIC MF Medium to Long Term Fund - Direct Plan - Quarterly IDCW
LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the investment objective of the Schemes will be realized.Read more
AMC websiteScheme documentsNAV history (AMFI)हिंदी में
- Current NAV₹19.7907
- Fund Size (AUM)₹ 191 Cr.
- Expense Ratio0.21 %
- 1Y Return+3.57%
- 3Y Return (CAGR)+7.40%
- 5Y Return (CAGR)—
- Category Rank (3Y)—
- RiskometerModerate Risk
- Min. SIP / Lump sum₹ 200 / ₹ 5,000
More figures (11)
- Since Launch (CAGR)+7.00%
- Benchmark—
- Volatility (3Y)1.93 %
- Sharpe Ratio (3Y)0.47
- Beta (3Y)—
- 52-week High / Low₹19.9742 / ₹19.0708
- Max Drawdown-1.6 %
- Launched1 Jan 2013
- Lock-inNone
- Portfolio Turnover—
- Fund ManagersMarzban Irani, Pratik Shroff
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 3 years it returned 7.4% a year.
- Volatility over 3 years was 1.9% a year, with a Sharpe ratio of 0.47.
- Its biggest fall from a peak was 1.6% (11 Mar 2026 to 2 Apr 2026).
- Expense ratio 0.21%, fund size ₹191 crore.
Pros
AI- Expense ratio of 0.21% is below the category median of 0.70%.
Cons
AI- Small fund size of ₹191 crore.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -0.25% | -0.27% | -0.26% | +2.13% | +3.02% | +3.57% | +5.72% | +7.40% | — | — | — | +7.00% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Medium & Long Duration Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 |
|---|---|---|---|
| This fund | +3.02% | +7.22% | +10.12% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.1 | 0.8 | -1.3 | 1.0 | 0.2 | 2.5 | -0.1 | 0.1 | 0.1 | -0.3 | |||
| 2025 | 0.8 | 0.2 | 1.8 | 2.0 | 1.2 | -0.4 | 0.4 | -1.2 | 0.8 | 0.8 | 0.5 | 0.2 | 7.2 |
| 2024 | 0.8 | 1.5 | 0.7 | -0.1 | 1.3 | 0.7 | 1.0 | 1.1 | 1.3 | 0.3 | 0.5 | 0.7 | 10.1 |
| 2023 | 0.6 | 0.2 | -0.6 | 0.7 | 1.1 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 32 of 39 months shown (82%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 1.93% | 1.92% |
| Sharpe ratio ? | 0.47 | — |
| Sortino ratio ? | 0.69 | — |
| Maximum drawdown | -1.63% | -1.63% |
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,22,244 | ₹2,244 | +3.47% |
| 3Y | ₹3,60,000 | ₹3,93,454 | ₹33,454 | +5.85% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Medium & Long Duration Funds (25)
| S.No. | Scheme (Direct plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Aditya Birla Sun Life Medium Term FundAditya Birla Sun Life Mutual Fund | ₹47.9287 | — | — | — | — | — | 0.83 | 3,370 | Moderately High Risk |
| 2. | Aditya Birla Sun Life Medium to Long Term FundAditya Birla Sun Life Mutual Fund | ₹139.1024 | — | — | — | — | — | 0.69 | 1,734 | Moderate Risk |
| 3. | Axis Medium Term FundAxis Mutual Fund | ₹33.2943 | — | — | — | — | — | 0.72 | 1,972 | Moderately High Risk |
| 4. | Bandhan Medium Term FundBandhan Mutual Fund | ₹53.4042 | — | — | — | — | — | 0.66 | 1,244 | Moderate Risk |
| 5. | Bandhan Medium to Long Term FundBandhan Mutual Fund | ₹74.9877 | — | — | — | — | — | 0.99 | 428 | Moderate Risk |
| 6. | Canara Robeco Medium To Long Term FundCanara Robeco Mutual Fund | ₹64.1360 | — | — | — | — | — | 0.78 | 111 | Moderate Risk |
| 7. | DSP Medium Term FundDSP Mutual Fund | ₹91.5889 | — | — | — | — | — | 0.41 | 249 | Moderately High Risk |
| 8. | Franklin India Medium to Long Term FundFranklin Templeton Mutual Fund | ₹11.2244 | — | — | — | — | — | 0.34 | 41 | Moderate Risk |
| 9. | HDFC Medium Term FundHDFC Mutual Fund | ₹65.9886 | — | — | — | — | — | 0.70 | 3,499 | Moderately High Risk |
| 10. | HDFC Medium to Long Term FundHDFC Mutual Fund | ₹66.7684 | — | — | — | — | — | 0.81 | 813 | Moderate Risk |
| 11. | HSBC Medium Term FundHSBC Mutual Fund | ₹23.7971 | — | — | — | — | — | 0.41 | 670 | Moderately High Risk |
| 12. | HSBC Medium to Long Term FundHSBC Mutual Fund | ₹48.6444 | — | — | — | — | — | 0.63 | 48 | Moderate Risk |
| 13. | ICICI Prudential Medium Term FundICICI Prudential Mutual Fund | ₹53.6676 | — | — | — | — | — | 0.73 | 5,331 | Moderately High Risk |
| 14. | ICICI Prudential Medium to Long Term FundICICI Prudential Mutual Fund | ₹44.4560 | — | — | — | — | — | 0.59 | 2,019 | Moderate Risk |
| 15. | Invesco India Medium Term FundInvesco Mutual Fund | ₹1,351.40 | — | — | — | — | — | 0.32 | 131 | Moderate Risk |
| 16. | JM Medium to Long Term FundJM Financial Mutual Fund | ₹71.4206 | — | — | — | — | — | 0.59 | 29 | Moderate Risk |
| 17. | Kotak Medium Term FundKotak Mahindra Mutual Fund | ₹27.4754 | — | — | — | — | — | 0.67 | 1,912 | Moderately High Risk |
| 18. | Kotak Medium to Long Term FundKotak Mahindra Mutual Fund | ₹89.9908 | — | — | — | — | — | 0.74 | 1,760 | Moderate Risk |
| 19. | LIC MF Medium to Long Term FundLIC Mutual Fund | ₹81.9127 | — | — | — | — | — | 0.22 | 173 | Moderate Risk |
| 20. | Nippon India Medium to Long Term FundNippon India Mutual Fund | ₹104.2378 | — | — | — | — | — | 0.67 | 312 | Moderate Risk |
| 21. | SBI MEDIUM TERM FUNDSBI Mutual Fund | ₹59.5077 | — | — | — | — | — | 0.72 | 6,419 | Moderately High Risk |
| 22. | SBI MEDIUM TO LONG TERM FUNDSBI Mutual Fund | ₹79.7955 | — | — | — | — | — | 0.78 | 2,036 | Moderately High Risk |
| 23. | Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)Sundaram Mutual Fund | ₹80.2401 | — | — | — | — | — | 1.17 | 32 | Moderate Risk |
| 24. | UTI Medium Term FundUTI Mutual Fund | ₹20.6055 | — | — | — | — | — | 0.87 | 34 | Moderate Risk |
| 25. | UTI Medium to Long Term FundUTI Mutual Fund | ₹82.9058 | — | — | — | — | — | 1.27 | 303 | Moderately High Risk |
| Median: 25 schemes | — | — | — | — | — | — | 0.70 | 670 | — |
Detailed comparison with another fund About Medium & Long Duration Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Investment objective
- LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the investment objective of the Schemes will be realized.
- Fund managers
- Marzban Irani, Pratik Shroff
- Fund house
- LIC Mutual Fund
- Category
- Medium & Long Duration Funds · Debt
- Plan / option
- Direct · IDCW (income distribution)
- AMFI scheme code
- 151988
- ISIN
- INF397L01GA5
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Medium & Long Duration Funds
Medium & Long Duration Funds hold debt with a longer duration (3 years and more), so their value is more sensitive to interest-rate changes.
Generally used by investors with a 3+ year horizon who understand interest-rate risk.
Other plans of this scheme
- LIC MF Medium to Long Term Fund - Direct Plan - Growth
- LIC MF Medium to Long Term Fund - Regular Plan - Growth
- LIC MF Medium to Long Term Fund - Direct Plan - Annual IDCW
- LIC MF Medium to Long Term Fund - Direct Plan - IDCW
- LIC MF Medium to Long Term Fund - Regular Plan - Annual IDCW
- LIC MF Medium to Long Term Fund - Regular Plan - IDCW
- LIC MF Medium to Long Term Fund - Regular Plan - Quarterly IDCW
Tax on your gains
Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM (scheme documents). Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Fund managers
From the scheme details published by the fund house. "Also manages" lists schemes we have on record and grows as more schemes are viewed.
Latest news: LIC Mutual Fund
- LIC Mutual Fund AMC announces Suspension of Fresh Subscriptions and Certain Transaction Facilities in Gold ETF FOFInvestment Guru India · 13 h ago
- LIC Mutual Fund suspends fresh subscriptions in its LIC MF Gold ETF FOFValue Research · 15 h ago
- आशीष कुमार बने LIC Mutual Fund Asset Management Limited के नए MD और CEOBusiness Remedies · 2 Oct
- LIC Mutual Fund announces appointment of Ashis Kumar as Managing Director and CEOThe Economic Times · 29 Sep
- LIC Mutual Fund appoints Ashis Kumar as MD & CEOPeople Matters - HR News · 29 Sep
- LIC Mutual Fund appoints Ashis Kumar as Managing Director and CEOMoneycontrol.com · 29 Sep
- LIC Mutual Fund announces IDCW distribution across 5 schemes; check record date and payout detailsUpstox · 23 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of LIC MF Medium to Long Term Fund today?
What returns has LIC MF Medium to Long Term Fund given?
What is the expense ratio of LIC MF Medium to Long Term Fund?
How risky is this fund?
What is the difference between Direct and Regular plans?
What are Medium & Long Duration Funds?
How are gains from LIC MF Medium to Long Term Fund taxed?
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