AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

Kotak Aggressive Hybrid Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option- Direct

Aggressive Hybrid Funds invest 65–80% in equity and 20–35% in debt, so some of the equity risk is cushioned by bonds.

AMC websiteNAV history (AMFI)हिंदी में

Kotak Mahindra Mutual FundAggressive Hybrid FundsDirect · IDCW (income distribution)Benchmark: Nifty 50
NAV · 16 Oct 2026₹37.1360▲ 0.26% (1 day)
  • Current NAV₹37.1360
  • Fund Size (AUM)—
  • Expense Ratio—
  • 1Y Return-1.85%
  • 3Y Return (CAGR)+10.62%
  • 5Y Return (CAGR)+9.38%
  • Category Rank (3Y)—
  • Riskometer—
  • Min. SIP / Lump sum—
More figures (11)
  • Since Launch (CAGR)+2.22%
  • BenchmarkNifty 50
  • Volatility (3Y)11.82 %
  • Sharpe Ratio (3Y)0.35
  • Beta (3Y)0.79
  • 52-week High / Low₹39.0340 / ₹33.7880
  • Max Drawdown-67.4 %
  • Launched3 Apr 2006
  • Lock-in—
  • Portfolio Turnover—
  • Fund Managers—

Performance chart

Benchmark: Nifty 50 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 9.4% a year, against Nifty 50 4.8%.
  • Volatility over 3 years was 11.8% a year (Nifty 50: 13.4%), with a Sharpe ratio of 0.35.
  • Its biggest fall from a peak was 67.4% (4 Jan 2008 to 23 Mar 2020).
  • It did better than the Nifty 50 in 5 of the last 10 calendar years.
  • Across all 3-year periods since launch, yearly returns ranged from -17.7% to 29.1% and were positive 53% of the time.

Pros

  • Ahead of the Nifty 50 by 4.6 points a year over 5 years (9.4% against 4.8%).
  • Fell less than the benchmark in falling months: down-market capture of 64% over 3 years.
  • Fell less than the Nifty 50 in all 6 of its big falls since launch.
  • Less volatile than the Nifty 50 over 3 years (11.8% against 13.4% a year).
  • Long track record of 20.5 years since 3 Apr 2006.

Cons

  • Returns were negative in 47% of all 3-year periods since launch.
  • Beat the Nifty 50 in only 29% of rolling 3-year periods.

Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.

AI analysis

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund+0.49%-1.19%-2.78%+0.78%-0.54%-1.85%+0.58%+10.62%+9.38%+13.66%+8.55%+2.22%
Nifty 50+2.78%-0.31%-3.85%-4.34%-11.42%-9.53%-3.73%+5.46%+4.76%+10.56%+10.26%+7.44%

Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Aggressive Hybrid Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund-0.54%+4.14%+21.70%+20.07%+5.01%+28.87%+13.66%+8.27%-15.19%+13.38%+4.12%
Nifty 50-11.42%+10.51%+8.80%+20.03%+4.33%+24.12%+14.90%+12.02%+3.15%+28.65%+3.01%
Difference+10.88%-6.37%+12.90%+0.04%+0.68%+4.75%-1.24%-3.75%-18.34%-15.27%+1.11%

January to December each year; the current year is to date.

Month-by-month returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDecYear
2026-1.71.9-9.79.6-0.42.51.60.9-4.80.6
2025-4.4-7.86.22.33.83.6-0.8-1.61.92.3-0.5-0.24.1
20240.91.51.23.22.76.44.61.21.7-4.01.4-0.521.7
2023-1.5-0.40.02.62.63.23.30.50.9-2.24.84.920.1
20220.5-3.13.0-0.7-2.4-3.26.13.9-1.92.62.2-1.65.0
20210.57.41.80.45.12.01.23.42.51.1-1.21.728.9
20201.8-5.1-21.510.8-1.76.45.13.90.33.69.04.813.7
2019-2.5-1.56.70.73.5-1.5-4.4-1.03.43.41.30.38.3
2018-0.6-3.9-2.72.5-2.5-3.12.80.8-7.9-4.62.90.4-15.2
20174.01.92.21.80.0-0.91.8-2.4-1.43.10.72.013.4

Change in NAV from the last business day of one month to the last business day of the next. Positive in 76 of 118 months shown (64%). "Year" is shown for complete calendar years.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?11.82%11.12%
Nifty 50 volatility ?13.44%13.90%
Sharpe ratio ?0.350.26
Sortino ratio ?0.470.35
Beta ?0.790.73
Alpha (yearly) ?4.94%4.14%
R-squared ?0.810.83
Up-market capture ?95.50%87.00%
Down-market capture ?63.60%57.80%
Maximum drawdown-15.06%-15.06%

Rolling 3-year returns (yearly)

Lowest-17.72%
Median+0.39%
Highest+29.06%
Positive53% of periods
Above 12% a year29% of periods
Beat Nifty 5029% of periods

Rolling 5-year returns (yearly)

Lowest-9.95%
Median-1.64%
Highest+24.75%
Positive44% of periods
Above 12% a year18% of periods
Beat Nifty 5022% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

How it handled market falls

When the Nifty 50 fell more than 10%

Fall (peak to bottom)Nifty 50This fundDifferenceFund, 1 year after bottomIndex, 1 year after bottom
2 Jan 2026 → 8 Oct 2026-15.6%-2.6%+13.0——
26 Sep 2024 → 4 Mar 2025-15.8%-14.5%+1.314.6%10.9%
18 Oct 2021 → 17 Jun 2022-17.2%-10.5%+6.721.1%23.1%
14 Jan 2020 → 23 Mar 2020-38.4%-31.6%+6.879.1%94.7%
3 Jun 2019 → 19 Sep 2019-11.4%-8.4%+3.08.3%7.5%
28 Aug 2018 → 26 Oct 2018-14.6%-14.5%+0.111.0%15.5%

Every fall of more than 10% in the benchmark since the fund was launched, measured between the index's peak and bottom dates. "Difference" in percentage points: positive means the fund fell less.

Biggest falls in this fund's NAV

PeakBottomFallBack to the peak onTime to recover
4 Jan 200823 Mar 2020-67.4%18 Jun 202451 months
10 May 200614 Jun 2006-25.4%2 Jul 200713 months
27 Sep 202428 Feb 2025-15.1%16 Sep 20257 months
29 Oct 202530 Mar 2026-11.1%22 Jun 20263 months
23 Jul 200721 Aug 2007-8.2%19 Sep 200729 days
24 Sep 200726 Sep 2007-7.4%15 Oct 200719 days

Falls of 5% or more from a previous high, deepest first. Time to recover runs from the bottom to the day the NAV regained its old high.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRRNifty 50 XIRR
1Y₹1,20,000₹1,19,586₹-414-0.64%-10.70%
3Y₹3,60,000₹3,88,316₹28,316+4.98%-1.40%
5Y₹6,00,000₹7,57,117₹1,57,117+9.23%+4.10%
10Y₹12,00,000₹21,32,418₹9,32,418+11.07%+9.19%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

What your investment would be worth

Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.

Compare with all Aggressive Hybrid Funds (30)

S.No.Scheme (Direct plans, Growth)6M %1Y %3Y % CAGR5Y % CAGRExpense ratio %Fund size ₹ Cr
1.Aditya Birla Sun Life Aggressive Hybrid FundAditya Birla Sun Life Mutual Fund————1.176,831
2.Axis Aggressive Hybrid FundAxis Mutual Fund————1.171,406
3.Bandhan Aggressive Hybrid FundBandhan Mutual Fund————0.872,663
4.BANK OF INDIA AGGRESSIVE HYBRID FUNDBank of India Mutual Fund————0.882,196
5.BARODA BNP PARIBAS AGGRESSIVE HYBRID FUNDBaroda BNP Paribas Mutual Fund————0.621,197
6.Canara Robeco Aggressive Hybrid FundCanara Robeco Mutual Fund————0.6510,831
7.DSP Aggressive Hybrid FundDSP Mutual Fund————0.7911,312
8.Edelweiss Aggressive Hybrid FundEdelweiss Mutual Fund————0.743,875
9.Franklin India Aggressive Hybrid FundFranklin Templeton Mutual Fund————1.092,264
10.Groww Aggressive Hybrid FundGroww Mutual Fund————2.1551
11.HDFC Aggressive Hybrid FundHDFC Mutual Fund————1.1121,158
12.HSBC Aggressive Hybrid FundHSBC Mutual Fund————0.955,652
13.ICICI Prudential Aggressive Hybrid FundICICI Prudential Mutual Fund————1.0550,706
14.Invesco India Aggressive Hybrid FundInvesco Mutual Fund————0.89741
15.JM Aggressive Hybrid FundJM Financial Mutual Fund————1.16654
16.Kotak Aggressive Hybrid FundKotak Mahindra Mutual Fund————0.619,040
17.Kotak Aggressive Hybrid FundKotak Mahindra Mutual Fund————0.619,040
18.LIC MF Aggressive Hybrid FundLIC Mutual Fund————1.74561
19.Mahindra Manulife Aggressive Hybrid FundMahindra Manulife Mutual Fund————0.912,798
20.Mirae Asset Aggressive Hybrid FundMirae Asset Mutual Fund————0.629,239
21.Navi Aggressive Hybrid FundNavi Mutual Fund————0.67115
22.PGIM India Aggressive Hybrid Equity FundPGIM India Mutual Fund————1.10193
23.Quant Aggressive Hybrid Fundquant Mutual Fund————1.392,108
24.SBI AGGRESSIVE HYBRID FUNDSBI Mutual Fund————0.7386,163
25.Shriram Aggressive Hybrid FundShriram Mutual Fund————0.8650
26.Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)Sundaram Mutual Fund————1.178,793
27.Tata Aggressive Hybrid FundTata Mutual Fund————1.263,983
28.Union Aggressive Hybrid FundUnion Mutual Fund————1.66727
29.UTI Aggressive Hybrid FundUTI Mutual Fund————1.266,475
30.WhiteOak Capital Aggressive Hybrid FundWhiteOak Capital Mutual Fund——————
Median: 30 schemes————0.952,798

Detailed comparison with another fund About Aggressive Hybrid Funds

Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.

Scheme details

Fund house
Kotak Mahindra Mutual Fund
Category
Aggressive Hybrid Funds · Hybrid
Benchmark used here
Nifty 50 (price index)
Plan / option
Direct · IDCW (income distribution)
AMFI scheme code
100286
ISIN
INF174K01450, INF174K01443
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

About Aggressive Hybrid Funds

Aggressive Hybrid Funds invest 65–80% in equity and 20–35% in debt, so some of the equity risk is cushioned by bonds.

Generally used by investors wanting equity growth with somewhat smaller swings, over 3–5+ years.

Other plans of this scheme

Tax on your gains

Likely tax treatment: Equity-oriented fund

  • Held 12 months or less: short-term gain taxed at 20%.
  • Held over 12 months: long-term gain taxed at 12.5% on gains above ₹1.25 lakh a year (the ₹1.25 lakh exemption covers all your equity funds and shares together).
  • Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
  • Switching from one scheme or plan to another counts as selling and buying.
  • Surcharge and 4% health and education cess apply on top of these rates.
Fund typeShort-termLong-term
Equity-oriented20% (up to 12 months)12.5% above ₹1.25 lakh
Debt-oriented (bought from Apr 2023)Slab rateSlab rate
Gold, international, other hybridSlab rate12.5% (after 12 or 24 months)

Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.

Latest news: Kotak Mahindra Mutual Fund

Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.

Questions about this scheme

What is the NAV of Kotak Aggressive Hybrid Fund today?
The latest NAV of Kotak Aggressive Hybrid Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option- Direct is ₹37.1360 as on 16 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has Kotak Aggressive Hybrid Fund given?
As on 16 Oct 2026: 1 year -1.85%, 3 years +10.62% a year, 5 years +9.38% a year. Past returns may or may not be sustained in future.
What is the expense ratio of Kotak Aggressive Hybrid Fund?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 11.8% a year and its biggest fall from a peak was 15.1%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Aggressive Hybrid Funds?
Aggressive Hybrid Funds invest 65–80% in equity and 20–35% in debt, so some of the equity risk is cushioned by bonds.
How are gains from Kotak Aggressive Hybrid Fund taxed?
It is taxed as an equity-oriented fund: gains on units held up to 12 months are taxed at 20%; after 12 months, gains above ₹1.25 lakh a year are taxed at 12.5% (plus surcharge and cess).
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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