Invesco India Medium Term Fund - Regular Plan - Discretionary IDCW
Medium & Long Duration Funds hold debt with a longer duration (3 years and more), so their value is more sensitive to interest-rate changes.
- Current NAV₹1,293.29
- Fund Size (AUM)—
- Expense Ratio—
- 1Y Return+2.82%
- 3Y Return (CAGR)+6.16%
- 5Y Return (CAGR)+5.00%
- Category Rank (3Y)—
- Riskometer—
- Min. SIP / Lump sum—
More figures (11)
- Since Launch (CAGR)+5.02%
- Benchmark—
- Volatility (3Y)1.35 %
- Sharpe Ratio (3Y)-0.25
- Beta (3Y)—
- 52-week High / Low₹1,307.45 / ₹1,257.39
- Max Drawdown-2.4 %
- Launched19 Jul 2021
- Lock-in—
- Portfolio Turnover—
- Fund Managers—
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 5.0% a year.
- Volatility over 3 years was 1.4% a year, with a Sharpe ratio of -0.25.
- Its biggest fall from a peak was 2.4% (5 Apr 2022 to 7 Jun 2022).
- Across all 3-year periods since launch, yearly returns ranged from 4.6% to 7.5% and were positive 100% of the time.
Pros
AI- Every 3-year period since launch gave a positive return (lowest 4.6% a year).
Cons
AINo standout weaknesses in its record so far.
Pros and cons are generated automatically from the scheme's published figures. They are observations about past data, not a recommendation to invest, switch or redeem.
AI analysis
Plenitude AI reads the figures on this page and explains them in plain language.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -0.18% | -0.55% | -0.44% | +1.52% | +2.29% | +2.82% | +4.99% | +6.16% | +5.00% | — | — | +5.02% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Medium & Long Duration Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| This fund | +2.29% | +6.67% | +7.83% | +6.14% | +1.66% |
January to December each year; the current year is to date.
Month-by-month returns (%)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.0 | 0.7 | -0.9 | 0.6 | 0.2 | 1.9 | 0.3 | 0.1 | -0.4 | -0.3 | |||
| 2025 | 0.7 | 0.3 | 1.3 | 1.6 | 1.0 | -0.2 | 0.4 | -0.4 | 0.6 | 0.7 | 0.4 | 0.1 | 6.7 |
| 2024 | 0.6 | 1.0 | 0.7 | 0.1 | 1.0 | 0.5 | 0.9 | 0.7 | 1.0 | 0.3 | 0.5 | 0.5 | 7.8 |
| 2023 | 0.4 | 0.0 | 1.1 | 1.0 | 0.8 | 0.0 | 0.3 | 0.5 | 0.2 | 0.1 | 0.6 | 0.9 | 6.1 |
| 2022 | -0.1 | 0.4 | 0.3 | -0.8 | -1.2 | 0.3 | 1.0 | 0.8 | -0.5 | 0.3 | 1.0 | 0.3 | 1.7 |
| 2021 | 0.9 | 0.3 | -0.2 | 0.6 | 0.1 |
Change in NAV from the last business day of one month to the last business day of the next. Positive in 52 of 63 months shown (83%). "Year" is shown for complete calendar years.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 1.35% | 1.48% |
| Sharpe ratio ? | -0.25 | -1.02 |
| Sortino ratio ? | -0.35 | -1.30 |
| Maximum drawdown | -1.15% | -2.41% |
Rolling 3-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,21,526 | ₹1,526 | +2.36% |
| 3Y | ₹3,60,000 | ₹3,87,844 | ₹27,844 | +4.89% |
| 5Y | ₹6,00,000 | ₹6,88,271 | ₹88,271 | +5.43% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
What your investment would be worth
Worked out from the scheme's weekly NAVs (instalments on the first NAV of each month), so it can differ slightly from your statement. Past performance may or may not be sustained in future. Plan a future SIP.
Compare with all Medium & Long Duration Funds (26)
| S.No. | Scheme (Regular plans, Growth) | NAV ₹ | 1M % | 6M % | 1Y % | 3Y % CAGR | 5Y % CAGR | Expense ratio % | Fund size ₹ Cr | Riskometer |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Aditya Birla Sun Life Medium Term FundAditya Birla Sun Life Mutual Fund | ₹43.6584 | — | — | — | — | — | — | — | — |
| 2. | Aditya Birla Sun Life Medium to Long Term FundAditya Birla Sun Life Mutual Fund | ₹128.2752 | — | — | — | — | — | — | — | — |
| 3. | Axis Medium Term FundAxis Mutual Fund | ₹30.0600 | — | — | — | — | — | — | — | — |
| 4. | Bandhan Medium Term FundBandhan Mutual Fund | ₹48.5548 | — | — | — | — | — | — | — | — |
| 5. | Bandhan Medium to Long Term FundBandhan Mutual Fund | ₹67.8736 | — | — | — | — | — | — | — | — |
| 6. | Bandhan Medium to Long Term FundBandhan Mutual Fund | ₹61.2021 | — | — | — | — | — | — | — | — |
| 7. | Canara Robeco Medium To Long Term FundCanara Robeco Mutual Fund | ₹56.3765 | — | — | — | — | — | — | — | — |
| 8. | DSP Medium Term FundDSP Mutual Fund | ₹85.8517 | — | — | — | — | — | — | — | — |
| 9. | Franklin India Medium to Long Term FundFranklin Templeton Mutual Fund | ₹11.1066 | — | — | — | — | — | — | — | — |
| 10. | HDFC Medium Term FundHDFC Mutual Fund | ₹60.3059 | — | — | — | — | — | — | — | — |
| 11. | HDFC Medium to Long Term FundHDFC Mutual Fund | ₹59.8991 | — | — | — | — | — | — | — | — |
| 12. | HSBC Medium Term FundHSBC Mutual Fund | ₹21.6173 | — | — | — | — | — | — | — | — |
| 13. | HSBC Medium to Long Term FundHSBC Mutual Fund | ₹43.4346 | — | — | — | — | — | — | — | — |
| 14. | ICICI Prudential Medium Term FundICICI Prudential Mutual Fund | ₹48.4778 | — | — | — | — | — | — | — | — |
| 15. | ICICI Prudential Medium to Long Term FundICICI Prudential Mutual Fund | ₹41.7586 | — | — | — | — | — | — | — | — |
| 16. | Invesco India Medium Term FundInvesco Mutual Fund | ₹1,293.28 | — | — | — | — | — | — | — | — |
| 17. | JM Medium to Long Term FundJM Financial Mutual Fund | ₹63.7076 | — | — | — | — | — | — | — | — |
| 18. | Kotak Medium Term FundKotak Mahindra Mutual Fund | ₹24.4130 | — | — | — | — | — | — | — | — |
| 19. | Kotak Medium to Long Term FundKotak Mahindra Mutual Fund | ₹79.1681 | — | — | — | — | — | — | — | — |
| 20. | LIC MF Medium to Long Term FundLIC Mutual Fund | ₹75.3729 | — | — | — | — | — | — | — | — |
| 21. | Nippon India Medium to Long Term FundNippon India Mutual Fund | ₹92.1980 | — | — | — | — | — | — | — | — |
| 22. | SBI MEDIUM TERM FUNDSBI Mutual Fund | ₹54.7045 | — | — | — | — | — | — | — | — |
| 23. | SBI MEDIUM TO LONG TERM FUNDSBI Mutual Fund | ₹73.2824 | — | — | — | — | — | — | — | — |
| 24. | Sundaram Medium Term Fund (Formerly Known as Sundaram Medium Duration Fund)Sundaram Mutual Fund | ₹71.1274 | — | — | — | — | — | — | — | — |
| 25. | UTI Medium Term FundUTI Mutual Fund | ₹19.0535 | — | — | — | — | — | — | — | — |
| 26. | UTI Medium to Long Term FundUTI Mutual Fund | ₹75.7311 | — | — | — | — | — | — | — | — |
| Median: 26 schemes | — | — | — | — | — | — | — | — | — |
Detailed comparison with another fund About Medium & Long Duration Funds
Sorted by 3-year return; tap a heading to sort. Expense ratio and fund size are from published scheme data ("—" = not available yet). Sorting by past returns is a way to explore data, not a ranking of which fund to choose.
Scheme details
- Fund house
- Invesco Mutual Fund
- Category
- Medium & Long Duration Funds · Debt
- Plan / option
- Regular · IDCW (income distribution)
- AMFI scheme code
- 149010
- ISIN
- INF205KA1361, INF205KA1395
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About Medium & Long Duration Funds
Medium & Long Duration Funds hold debt with a longer duration (3 years and more), so their value is more sensitive to interest-rate changes.
Generally used by investors with a 3+ year horizon who understand interest-rate risk.
Other plans of this scheme
Tax on your gains
Tax treatment depends on what the fund holds: equity-oriented if at least 65% is in Indian shares (directly or through equity funds), debt-oriented if over 65% is in debt, otherwise the "other" rules.
- Dividends (IDCW option) are added to your income and taxed at your slab rate; the fund deducts 10% TDS when they exceed ₹10,000 in a year.
- Switching from one scheme or plan to another counts as selling and buying.
- Surcharge and 4% health and education cess apply on top of these rates.
| Fund type | Short-term | Long-term |
|---|---|---|
| Equity-oriented | 20% (up to 12 months) | 12.5% above ₹1.25 lakh |
| Debt-oriented (bought from Apr 2023) | Slab rate | Slab rate |
| Gold, international, other hybrid | Slab rate | 12.5% (after 12 or 24 months) |
Exit load, if any, is set out in the scheme's KIM. Tax rules change from time to time and depend on your situation; please confirm with your tax adviser. This is general information, not tax advice.
Latest news: Invesco Mutual Fund
- Invesco AMC announces Temporary Restriction on Subscriptions in Gold ETF FOFInvestment Guru India · 14 h ago
- Invesco India Nifty India Defence Index Fund - Direct Plan PortfolioThe Economic Times · Yesterday
- Invesco India Medium Term Fund Direct-IDCW QuarterlyThe Economic Times · 13 Oct
- NFO Alert: Invesco Mutual Fund’s SummitSIF launches active asset allocator long-short fundThe Economic Times · 12 Oct
- Invesco MF’s Summit SIF launches long-short fund: Key detailsCNBC TV18 · 12 Oct
- Suspension of fresh subscriptions in international schemes of Invesco Mutual FundValue Research · 5 Oct
- Invesco Mutual Fund has resumed subscriptions in its international schemeValue Research · 21 Sep
- Invesco MF reopens 3 international FoFs for investments: ₹10 lakh daily limit, SIP & STP rules investors must knowLivemint · 20 Sep
Headlines from Google News about this fund house and its schemes over the last 30 days. Lists of "best funds" and buy or sell calls are left out. Links open the publisher's site.
Questions about this scheme
What is the NAV of Invesco India Medium Term Fund today?
What returns has Invesco India Medium Term Fund given?
What is the expense ratio of Invesco India Medium Term Fund?
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What is the difference between Direct and Regular plans?
What are Medium & Long Duration Funds?
How are gains from Invesco India Medium Term Fund taxed?
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