AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in

HDFC Floating Interest Rates Fund - Direct Plan - Weekly IDCW

HDFC Mutual FundFloater FundsDirect · IDCW (income distribution)
NAV · 15 Oct 2026₹10.0266▼ 0.01% (1 day)
Fund size (AUM) —
Expense ratio —
1Y return-0.17%
3Y return (CAGR)-0.05%
5Y return (CAGR)-0.04%
Since launch (CAGR)-0.08%
Category rank (3Y) —
Volatility (3Y) 1.36%
Sharpe ratio (3Y) -4.81
Beta (3Y) —
52-week range₹10.0057 – ₹10.0887
Min. SIP / lump sum—
Launched1 Jan 2013
Lock-in—
Portfolio turnover —
Max drawdown -2.1%

Performance chart

Past performance may or may not be sustained in future.

Quick take

  • Over 5 years it returned 0.0% a year.
  • Volatility over 3 years was 1.4% a year, with a Sharpe ratio of -4.81.
  • Its biggest fall from a peak was 2.1% (26 May 2020 to 6 May 2022).
  • Across all 3-year periods since launch, yearly returns ranged from -0.6% to 0.3% and were positive 24% of the time.

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Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund-0.11%+0.06%+0.07%-0.29%-0.15%-0.17%-0.07%-0.05%-0.04%-0.16%-0.11%-0.08%

Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Floater Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD2025202420232022202120202019201820172016
This fund-0.15%-0.02%-0.05%+0.01%+0.06%-0.44%-0.51%-0.16%+0.14%+0.03%-0.09%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?1.36%1.29%
Sharpe ratio ?-4.81-5.07
Sortino ratio ?-4.93-5.14
Maximum drawdown-0.89%-0.89%

Rolling 3-year returns (yearly)

Lowest-0.55%
Median-0.04%
Highest+0.25%
Positive24% of periods
Above 12% a year0% of periods

Rolling 5-year returns (yearly)

Lowest-0.29%
Median-0.14%
Highest+0.14%
Positive26% of periods
Above 12% a year0% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRR
1Y₹1,20,000₹1,19,819₹-181-0.28%
3Y₹3,60,000₹3,59,303₹-697-0.13%
5Y₹6,00,000₹5,98,901₹-1,099-0.07%
10Y₹12,00,000₹11,93,162₹-6,838-0.11%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all Floater Funds (12)

About Floater Funds
Scheme (Direct plans, Growth)NAV1M6M1Y3Y5Y
Aditya Birla Sun Life Floating Interest Rates Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund₹386.2720—————
Axis Floating Interest Rates Fund - Direct Plan - Growth OptionAxis Mutual Fund₹1,422.92—————
BANDHAN FLOATING INTEREST RATES FUND - Direct Plan - GrowthBandhan Mutual Fund₹14.2596—————
DSP Floating Interest Rates Fund - Direct Plan - GrowthDSP Mutual Fund₹14.2702—————
Franklin India Floating Interest Rates Fund - Direct Plan - GrowthFranklin Templeton Mutual Fund₹48.2368—————
HDFC Floating Interest Rates Fund - Direct Plan - Growth OptionHDFC Mutual Fund₹54.8758—————
ICICI Prudential Floating Interest Rates Fund - Direct Plan - GrowthICICI Prudential Mutual Fund₹501.7136—————
Kotak Floating Interest Rates Fund - Direct Plan - GROWTH OPTIONKotak Mahindra Mutual Fund₹1,667.57—————
Nippon India Floating Interest Rates Fund - Direct Plan - Growth OptionNippon India Mutual Fund₹50.9254—————
SBI Floating Interest Rates Fund - Direct Plan - GrowthSBI Mutual Fund₹14.4992—————
Tata Floating Interest Rates Fund - Direct Plan - Growth OptionTata Mutual Fund₹14.0002—————
UTI Floating Interest Rates Fund - Direct Plan - GrowthUTI Mutual Fund₹1,688.91—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Fund house
HDFC Mutual Fund
Category
Floater Funds · Debt
Plan / option
Direct · IDCW (income distribution)
AMFI scheme code
118962
ISIN
INF179KC1IW2
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

Questions about this scheme

What is the NAV of HDFC Floating Interest Rates Fund today?
The latest NAV of HDFC Floating Interest Rates Fund - Direct Plan - Weekly IDCW is ₹10.0266 as on 15 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has HDFC Floating Interest Rates Fund given?
As on 15 Oct 2026: 1 year -0.17%, 3 years -0.05% a year, 5 years -0.04% a year. Past returns may or may not be sustained in future.
What is the expense ratio of HDFC Floating Interest Rates Fund?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 1.4% a year and its biggest fall from a peak was 0.9%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Floater Funds?
Floater Funds invest at least 65% in floating-rate debt, whose interest resets with market rates.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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