BANK OF INDIA LARGE & MID CAP FUND - Regular Plan - IDCW
Performance chart
Benchmark: Nifty 200 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 8.9% a year, against Nifty 200 6.4%.
- Volatility over 3 years was 15.7% a year (Nifty 200: 14.3%), with a Sharpe ratio of 0.28.
- Its biggest fall from a peak was 60.6% (4 Dec 2014 to 23 Mar 2020).
- It did better than the Nifty 200 in 4 of the last 10 calendar years.
- Across all 3-year periods since launch, yearly returns ranged from -11.3% to 23.9% and were positive 62% of the time.
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| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +1.92% | -2.21% | -3.84% | +0.08% | -3.24% | +0.84% | -1.11% | +10.92% | +8.85% | +13.49% | +8.02% | +5.84% |
| Nifty 200 | +2.93% | -1.24% | -4.83% | -3.22% | -8.66% | -6.20% | -3.49% | +7.90% | +6.36% | +12.37% | +11.02% | +12.32% |
Point-to-point NAV returns as on 15 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in Large & Mid Cap Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -3.24% | +6.81% | +16.61% | +29.34% | +1.91% | +23.21% | +17.49% | +5.48% | -27.72% | +36.24% | -7.64% |
| Nifty 200 | -8.66% | +8.40% | +13.63% | +23.49% | +3.65% | +27.47% | +15.62% | +8.68% | -1.01% | +33.43% | +3.70% |
| Difference | +5.42% | -1.59% | +2.98% | +5.85% | -1.74% | -4.26% | +1.87% | -3.20% | -26.71% | +2.81% | -11.34% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 15.72% | 15.28% |
| Nifty 200 volatility ? | 14.30% | 14.48% |
| Sharpe ratio ? | 0.28 | 0.15 |
| Sortino ratio ? | 0.37 | 0.20 |
| Beta ? | 1.04 | 0.99 |
| Alpha (yearly) ? | 2.97% | 2.49% |
| R-squared ? | 0.89 | 0.89 |
| Up-market capture ? | 108.30% | 104.70% |
| Down-market capture ? | 96.20% | 93.60% |
| Maximum drawdown | -21.65% | -21.65% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR | Nifty 200 XIRR |
|---|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,18,751 | ₹-1,249 | -1.92% | -8.54% |
| 3Y | ₹3,60,000 | ₹3,81,234 | ₹21,234 | +3.75% | +0.35% |
| 5Y | ₹6,00,000 | ₹7,62,674 | ₹1,62,674 | +9.53% | +6.19% |
| 10Y | ₹12,00,000 | ₹20,64,028 | ₹8,64,028 | +10.46% | +10.54% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Large & Mid Cap Funds (37)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Fund house
- Bank of India Mutual Fund
- Category
- Large & Mid Cap Funds · Equity
- Benchmark used here
- Nifty 200 (price index)
- Plan / option
- Regular · IDCW (income distribution)
- AMFI scheme code
- 110607
- ISIN
- INF761K01082, INF761K01090
- Exit load & portfolio
- See the scheme's KIM and monthly factsheet on the fund house website.
About Large & Mid Cap Funds
Large & Mid Cap Funds invest at least 35% in large-cap companies (the 100 biggest listed companies) and at least 35% in mid-cap companies (the 101st to 250th), giving a mix of established leaders and growing businesses.
Generally used by investors with a long horizon (5+ years) who can accept equity ups and downs.
Other plans of this scheme
- BANK OF INDIA LARGE & MID CAP FUND - Direct Plan - Growth
- BANK OF INDIA LARGE & MID CAP FUND - Growth
- BANK OF INDIA LARGE & MID CAP FUND - Regular Plan - Growth
- BANK OF INDIA LARGE & MID CAP FUND - Bonus
- BANK OF INDIA LARGE & MID CAP FUND - Direct Plan - Bonus
- BANK OF INDIA LARGE & MID CAP FUND - Direct Plan - IDCW
- BANK OF INDIA LARGE & MID CAP FUND - Direct Plan - Quarterly IDCW
- BANK OF INDIA LARGE & MID CAP FUND - IDCW
Questions about this scheme
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