UTI 10 year Constant Maturity Gilt Fund - Direct Plan - Growth
The investment objective of the scheme is to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.Read more
NAV · 16 Oct 2026₹13.1145▲ 0.11% (1 day)
- Current NAV₹13.1145
- Fund Size (AUM)₹ 105 Cr.
- Expense Ratio0.31 %
- 1Y Return+1.24%
- 3Y Return (CAGR)+6.58%
- 5Y Return (CAGR)—
- Category Rank (3Y)—
- RiskometerVery High Risk
- Min. SIP / Lump sum₹ 500 / ₹ 5,000
More figures (11)
- Since Launch (CAGR)+6.49%
- Benchmark—
- Volatility (3Y)2.77 %
- Sharpe Ratio (3Y)0.03
- Beta (3Y)—
- 52-week High / Low₹13.4954 / ₹12.8097
- Max Drawdown-3.0 %
- Launched1 Aug 2022
- Lock-inNone
- Portfolio Turnover—
- Fund ManagersJaydeep Bhowal
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 3 years it returned 6.6% a year.
- Volatility over 3 years was 2.8% a year, with a Sharpe ratio of 0.03.
- Its biggest fall from a peak was 3.0% (14 Aug 2026 to 14 Oct 2026).
- Across all 3-year periods since launch, yearly returns ranged from 6.4% to 8.7% and were positive 100% of the time.
- Expense ratio 0.31%, fund size ₹105 crore.
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| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | -0.32% | -1.44% | -2.28% | +0.47% | +0.71% | +1.24% | +4.46% | +6.58% | — | — | — | +6.49% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Gilt Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| This fund | +0.71% | +7.09% | +9.57% | +7.81% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 2.77% | 2.96% |
| Sharpe ratio ? | 0.03 | — |
| Sortino ratio ? | 0.04 | — |
| Maximum drawdown | -3.03% | -3.03% |
Rolling 3-year returns (yearly)
Lowest+6.37%
Median+7.84%
Highest+8.69%
Positive100% of periods
Above 12% a year0% of periods
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,19,796 | ₹-204 | -0.31% |
| 3Y | ₹3,60,000 | ₹3,84,244 | ₹24,244 | +4.28% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Gilt Funds (29)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- The investment objective of the scheme is to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
- Fund manager
- Jaydeep Bhowal
- Fund house
- UTI Mutual Fund
- Category
- Gilt Funds · Debt
- Plan / option
- Direct · Growth
- AMFI scheme code
- 150410
- ISIN
- INF789F1AVR7
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Gilt Funds
Gilt Funds invest at least 80% in government securities, so credit risk is minimal, but prices move with interest rates.
Generally used by investors with a 3+ year horizon who understand interest-rate risk.
Other plans of this scheme
- UTI 10 year Constant Maturity Gilt Fund - Regular Plan - Growth
- UTI 10 year Constant Maturity Gilt Fund - Direct Plan - Annual IDCW
- UTI 10 year Constant Maturity Gilt Fund - Direct Plan - Discontinued Flexi IDCW
- UTI 10 year Constant Maturity Gilt Fund - Direct Plan - Discontinued Quarterly IDCW
- UTI 10 year Constant Maturity Gilt Fund - Direct Plan - Half yearly IDCW
- UTI 10 year Constant Maturity Gilt Fund - Regular Plan - Annual IDCW
- UTI 10 year Constant Maturity Gilt Fund - Regular Plan - Discontinued Flexi IDCW
- UTI 10 year Constant Maturity Gilt Fund - Regular Plan - Discontinued Quarterly IDCW
Questions about this scheme
What is the NAV of UTI 10 year Constant Maturity Gilt Fund today?
The latest NAV of UTI 10 year Constant Maturity Gilt Fund - Direct Plan - Growth is ₹13.1145 as on 16 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has UTI 10 year Constant Maturity Gilt Fund given?
As on 16 Oct 2026: 1 year +1.24%, 3 years +6.58% a year. Past returns may or may not be sustained in future.
What is the expense ratio of UTI 10 year Constant Maturity Gilt Fund?
The expense ratio of the Direct plan is 0.31% (as of Aug 2026). It is already deducted in the NAV.
How risky is this fund?
Its riskometer level is Very High Risk. Over 3 years its volatility was 2.8% a year and its biggest fall from a peak was 3.0%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are Gilt Funds?
Gilt Funds invest at least 80% in government securities, so credit risk is minimal, but prices move with interest rates.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
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