Gilt Funds explained.

Gilt Funds invest at least 80% in government securities, so credit risk is minimal, but prices move with interest rates.

What they invest in

Gilt Funds invest at least 80% in government securities, so credit risk is minimal, but prices move with interest rates.

Generally used by investors with a 3+ year horizon who understand interest-rate risk.

All Gilt Funds (64)

Growth options · alphabetical by fund house · not a ranking

Scheme	Plan	NAV	As on
Aditya Birla Sun Life Gilt Fund - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund	Direct	₹87.3255	15-Oct-2026
Aditya Birla Sun Life Gilt Fund - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund	Regular	₹80.6092	15-Oct-2026
Axis Gilt Fund - Direct Plan - Growth OptionAxis Mutual Fund	Direct	₹28.2358	15-Oct-2026
Axis Gilt Fund - Regular Plan - Growth OptionAxis Mutual Fund	Regular	₹26.3666	15-Oct-2026
Bajaj Finserv Gilt Fund - Direct Plan - GrowthBajaj Finserv Mutual Fund	Direct	₹1,075.37	15-Oct-2026
Bajaj Finserv Gilt Fund - Regular Plan - GrowthBajaj Finserv Mutual Fund	Regular	₹1,059.93	15-Oct-2026
Bandhan 10 year Constant Maturity Gilt Fund - Regular Plan - GrowthBandhan Mutual Fund	Regular	₹47.3923	15-Oct-2026
Bandhan 10 year Constant Maturity Gilt Fund - Direct Plan - GrowthBandhan Mutual Fund	Direct	₹48.3212	15-Oct-2026
Bandhan Gilt Fund - Direct Plan - GrowthBandhan Mutual Fund	Direct	₹40.8900	15-Oct-2026
Bandhan Gilt Fund - Regular Plan - GrowthBandhan Mutual Fund	Regular	₹37.5226	15-Oct-2026
BARODA BNP PARIBAS GILT FUND - Direct Plan - Growth OptionBaroda BNP Paribas Mutual Fund	Direct	₹47.9622	15-Oct-2026
BARODA BNP PARIBAS GILT FUND - Regular Plan - Growth OptionBaroda BNP Paribas Mutual Fund	Regular	₹43.5450	15-Oct-2026
Canara Robeco Gilt Fund - Direct Plan - GROWTH OPTIONCanara Robeco Mutual Fund	Direct	₹82.7100	15-Oct-2026
Canara Robeco Gilt Fund - Regular Plan - GROWTH OPTIONCanara Robeco Mutual Fund	Regular	₹76.0683	15-Oct-2026
DSP 10 year Constant Maturity Gilt Fund - Direct Plan - GrowthDSP Mutual Fund	Direct	₹22.5668	15-Oct-2026
DSP 10 year Constant Maturity Gilt Fund - Regular Plan - GrowthDSP Mutual Fund	Regular	₹21.9686	15-Oct-2026
DSP Gilt Fund - Direct Plan - GrowthDSP Mutual Fund	Direct	₹104.4553	15-Oct-2026
DSP Gilt Fund - Regular Plan - GrowthDSP Mutual Fund	Regular	₹97.2872	15-Oct-2026
Edelweiss Gilt Fund - Direct Plan - GrowthEdelweiss Mutual Fund	Direct	₹26.3007	15-Oct-2026
Edelweiss Gilt Fund - Regular Plan - GrowthEdelweiss Mutual Fund	Regular	₹24.5151	15-Oct-2026
Franklin India Gilt Fund - Direct Plan - GrowthFranklin Templeton Mutual Fund	Direct	₹67.3503	15-Oct-2026
Franklin India Gilt Fund - Regular Plan - GrowthFranklin Templeton Mutual Fund	Regular	₹61.0264	15-Oct-2026
Groww Gilt Fund - Direct Plan - GrowthGroww Mutual Fund	Direct	₹10.0100	15-Oct-2026
Groww Gilt Fund - Regular Plan - GrowthGroww Mutual Fund	Regular	₹9.8604	15-Oct-2026
HDFC Gilt Fund - Direct Plan - Growth OptionHDFC Mutual Fund	Direct	₹59.8055	15-Oct-2026
HDFC Gilt Fund - Regular Plan - Growth OptionHDFC Mutual Fund	Regular	₹56.5004	15-Oct-2026
HDFC Gilt Fund - Regular Plan - Growth OptionHDFC Mutual Fund	Regular	₹12.0206	15-Oct-2026
HSBC Gilt Fund - Direct Plan - GrowthHSBC Mutual Fund	Direct	₹76.8417	15-Oct-2026
HSBC Gilt Fund - Regular Plan - GrowthHSBC Mutual Fund	Regular	₹66.0667	15-Oct-2026
ICICI Prudential 10 year Constant Maturity Gilt Fund - Direct Plan - GrowthICICI Prudential Mutual Fund	Direct	₹26.0838	15-Oct-2026
ICICI Prudential 10 year Constant Maturity Gilt Fund - Regular Plan - GrowthICICI Prudential Mutual Fund	Regular	₹25.4675	15-Oct-2026
ICICI Prudential Gilt Fund - Direct Plan - GrowthICICI Prudential Mutual Fund	Direct	₹114.7103	15-Oct-2026
ICICI Prudential Gilt Fund - Regular Plan - GrowthICICI Prudential Mutual Fund	Regular	₹105.7513	15-Oct-2026
Invesco India Gilt Fund - Direct Plan - GrowthInvesco Mutual Fund	Direct	₹3,176.89	15-Oct-2026
Invesco India Gilt Fund - Regular Plan - GrowthInvesco Mutual Fund	Regular	₹2,845.92	15-Oct-2026
Kotak Gilt Fund - Direct Plan - GrowthKotak Mahindra Mutual Fund	Direct	₹110.3974	15-Oct-2026
Kotak Gilt Fund - Direct Plan - Investment Provident Fund and Trust-GrowthKotak Mahindra Mutual Fund	Direct	₹113.0726	15-Oct-2026
Kotak Gilt Fund - Regular Plan - GrowthKotak Mahindra Mutual Fund	Regular	₹96.0186	15-Oct-2026
Kotak Gilt Fund - Regular Plan - Investment Provident Fund and Trust-GrowthKotak Mahindra Mutual Fund	Regular	₹98.2339	15-Oct-2026
LIC MF Gilt Fund - Direct Plan - GrowthLIC Mutual Fund	Direct	₹66.4656	15-Oct-2026
LIC MF Gilt Fund - GrowthLIC Mutual Fund	Regular	₹34.5909	15-Oct-2026
LIC MF Gilt Fund - Regular Plan - GrowthLIC Mutual Fund	Regular	₹59.8908	15-Oct-2026
Nippon India Gilt Fund - Direct Plan - Growth OptionNippon India Mutual Fund	Direct	₹43.9823	15-Oct-2026
Nippon India Gilt Fund - Regular Plan - Growth OptionNippon India Mutual Fund	Regular	₹38.6305	15-Oct-2026
Nippon India Gilt Fund - Regular Plan - Institutional Plan-Growth OptionNippon India Mutual Fund	Regular	₹39.4061	15-Oct-2026
PGIM India Gilt Fund - Direct Plan - Direct GrowthPGIM India Mutual Fund	Direct	₹33.1079	15-Oct-2026
PGIM India Gilt Fund - Regular Plan - Regular GrowthPGIM India Mutual Fund	Regular	₹30.2664	15-Oct-2026
SBI 10 YEAR CONSTANT MATURITY GILT FUND - Direct Plan - GrowthSBI Mutual Fund	Direct	₹67.8694	15-Oct-2026
SBI 10 YEAR CONSTANT MATURITY GILT FUND - Regular Plan - GrowthSBI Mutual Fund	Regular	₹65.0092	15-Oct-2026
SBI GILT FUND - Direct Plan - GrowthSBI Mutual Fund	Direct	₹72.5355	15-Oct-2026
SBI GILT FUND - Regular Plan - GrowthSBI Mutual Fund	Regular	₹40.8237	15-Oct-2026
SBI GILT FUND - Regular Plan - GrowthSBI Mutual Fund	Regular	₹43.7034	15-Oct-2026
SBI GILT FUND - Regular Plan - GrowthSBI Mutual Fund	Regular	₹68.0604	15-Oct-2026
Tata Gilt Fund - Direct Plan - Growth OptionTata Mutual Fund	Direct	₹89.0241	15-Oct-2026
Tata Gilt Fund - Regular Plan - Growth OptionTata Mutual Fund	Regular	₹78.4028	15-Oct-2026
UTI - Gilt Fund - Direct Plan - GrowthUTI Mutual Fund	Direct	₹67.3949	15-Oct-2026
UTI - Gilt Fund - Regular Plan - Discontinued PF Plan GrowthUTI Mutual Fund	Regular	₹48.1872	15-Oct-2026
UTI - Gilt Fund - Regular Plan - GrowthUTI Mutual Fund	Regular	₹64.8084	15-Oct-2026
UTI 10 year Constant Maturity Gilt Fund - Direct Plan - GrowthUTI Mutual Fund	Direct	₹13.0999	15-Oct-2026
UTI 10 year Constant Maturity Gilt Fund - Regular Plan - GrowthUTI Mutual Fund	Regular	₹12.8388	15-Oct-2026
Union Gilt Fund - Direct Plan - Growth OptionUnion Mutual Fund	Direct	₹12.2360	15-Oct-2026
Union Gilt Fund - Regular Plan - Growth OptionUnion Mutual Fund	Regular	₹11.9913	15-Oct-2026
quant Gilt Fund - Direct Plan - Growth Optionquant Mutual Fund	Direct	₹12.4409	15-Oct-2026
quant Gilt Fund - Regular Plan - Growth Optionquant Mutual Fund	Regular	₹11.9897	15-Oct-2026

Common questions

What are Gilt Funds?

Gilt Funds invest at least 80% in government securities, so credit risk is minimal, but prices move with interest rates.

Who are Gilt Funds generally suited for?

They are generally used by investors with a 3+ year horizon who understand interest-rate risk. Suitability depends on your goals, time horizon and risk profile; check the scheme's riskometer and documents.

Which is the best fund in this category?

There is no single best fund for everyone, and past returns do not guarantee future returns. Compare schemes on consistency, costs (expense ratio), portfolio and how well they fit your goals, or talk to a professional.

Direct or Regular plan?

Both hold the same portfolio. Direct plans are bought from the fund house and cost less; Regular plans are bought through a distributor (like Plenitude Connect), who is paid a commission from the expense ratio and helps with selection, paperwork and reviews.

Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934). This page is for information only and does not recommend any scheme. NAVs from AMFI; may be delayed.

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Gilt Funds explained.

What they invest in

All Gilt Funds (64)

Common questions

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