BANK OF INDIA LARGE CAP FUND - Direct Plan - Growth
The investment objective of the scheme is to provide investors with the opportunities of long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies. However, there can be no assurance that the income can be generated, regular or otherwise, or the Investment Objective of the scheme will be realized.Read more
AMC websiteScheme documentsNAV history (AMFI)
- Current NAV₹17.2700
- Fund Size (AUM)₹ 226 Cr.
- Expense Ratio1.32 %
- 1Y Return+0.35%
- 3Y Return (CAGR)+11.31%
- 5Y Return (CAGR)+7.93%
- Category Rank (3Y)—
- RiskometerVery High Risk
- Min. SIP / Lump sum₹ 1,000 / ₹ 5,000
More figures (11)
- Since Launch (CAGR)+10.90%
- BenchmarkNifty 100
- Volatility (3Y)15.29 %
- Sharpe Ratio (3Y)0.31
- Beta (3Y)1.05
- 52-week High / Low₹18.2000 / ₹15.6700
- Max Drawdown-22.6 %
- Launched29 Jun 2021
- Lock-inNone
- Portfolio Turnover74 %
- Fund ManagersAlok Singh, Nilesh Jethani
Performance chart
Benchmark: Nifty 100 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 7.9% a year, against Nifty 100 5.3%.
- Volatility over 3 years was 15.3% a year (Nifty 100: 14.0%), with a Sharpe ratio of 0.31.
- Its biggest fall from a peak was 22.6% (18 Oct 2021 to 17 Jun 2022).
- It did better than the Nifty 100 in 2 of the last 4 calendar years.
- Across all 3-year periods since launch, yearly returns ranged from 10.9% to 21.7% and were positive 100% of the time.
- Expense ratio 1.32%, fund size ₹226 crore.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +1.17% | -1.14% | -2.59% | -0.69% | -2.21% | +0.35% | +0.12% | +11.31% | +7.93% | — | — | +10.90% |
| Nifty 100 | +2.49% | -0.62% | -3.89% | -3.63% | -9.58% | -7.99% | -3.77% | +7.03% | +5.33% | +11.05% | +10.43% | +10.91% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Large Cap Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| This fund | -2.21% | +7.62% | +14.52% | +31.11% | -1.89% |
| Nifty 100 | -9.58% | +8.96% | +11.76% | +20.05% | +3.63% |
| Difference | +7.37% | -1.34% | +2.76% | +11.06% | -5.52% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 15.29% | 14.91% |
| Nifty 100 volatility ? | 13.95% | 14.23% |
| Sharpe ratio ? | 0.31 | 0.10 |
| Sortino ratio ? | 0.42 | 0.13 |
| Beta ? | 1.05 | 1.01 |
| Alpha (yearly) ? | 4.26% | 2.61% |
| R-squared ? | 0.91 | 0.92 |
| Up-market capture ? | 108.50% | 106.80% |
| Down-market capture ? | 86.80% | 93.10% |
| Maximum drawdown | -20.84% | -22.59% |
Rolling 3-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR | Nifty 100 XIRR |
|---|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,18,781 | ₹-1,219 | -1.87% | -9.21% |
| 3Y | ₹3,60,000 | ₹3,83,082 | ₹23,082 | +4.07% | -0.51% |
| 5Y | ₹6,00,000 | ₹7,64,990 | ₹1,64,990 | +9.65% | +5.03% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Large Cap Funds (34)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- The investment objective of the scheme is to provide investors with the opportunities of long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies. However, there can be no assurance that the income can be generated, regular or otherwise, or the Investment Objective of the scheme will be realized.
- Fund managers
- Alok Singh, Nilesh Jethani
- Fund house
- Bank of India Mutual Fund
- Category
- Large Cap Funds · Equity
- Benchmark used here
- Nifty 100 (price index)
- Plan / option
- Direct · Growth
- AMFI scheme code
- 148980
- ISIN
- INF761K01FL3
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Large Cap Funds
Large Cap Funds invest at least 80% in large-cap companies, the 100 biggest listed companies in India by market value. They are usually the steadiest part of equity investing, though they can still fall sharply in a market decline.
Generally used by investors starting with equity or wanting a core holding, with a horizon of 5+ years.
Other plans of this scheme
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