AMFI Registered MFD · ARN-130934 · Mutual fund investments are subject to market risks. CA Amit Kumar Jain · +91 93522 44475 Poornima Jain · +91 92525 44475 support@plenitude.co.in हिंदी

HSBC ELSS Tax saver Fund - Regular Plan - IDCW Payout

ELSS Tax Saver Funds invest at least 80% in equity and come with a 3-year lock-in. Investments can qualify for a tax deduction of up to ₹1.5 lakh a year under the old tax regime; there is no such deduction under the new regime.

AMC websiteNAV history (AMFI)

HSBC Mutual FundELSS Tax Saver FundsRegular · IDCW (income distribution)Benchmark: Nifty 500
NAV · 16 Oct 2026₹26.4006▲ 0.41% (1 day)
  • Current NAV₹26.4006
  • Fund Size (AUM)—
  • Expense Ratio—
  • 1Y Return-8.22%
  • 3Y Return (CAGR)+1.38%
  • 5Y Return (CAGR)—
  • Category Rank (3Y)—
  • Riskometer—
  • Min. SIP / Lump sum—
More figures (11)
  • Since Launch (CAGR)+1.98%
  • BenchmarkNifty 500
  • Volatility (3Y)18.77 %
  • Sharpe Ratio (3Y)-0.27
  • Beta (3Y)1.11
  • 52-week High / Low₹29.1280 / ₹23.1184
  • Max Drawdown-30.0 %
  • Launched28 Nov 2022
  • Lock-in3 years
  • Portfolio Turnover—
  • Fund Managers—

Performance chart

Benchmark: Nifty 500 price index (excludes dividends, so it slightly understates the index's total return). Past performance may or may not be sustained in future.

Quick take

  • Over 3 years it returned 1.4% a year, against Nifty 500 8.6%.
  • Volatility over 3 years was 18.8% a year (Nifty 500: 14.5%), with a Sharpe ratio of -0.27.
  • Its biggest fall from a peak was 30.0% (24 Sep 2024 to 31 Mar 2026).
  • It did better than the Nifty 500 in 1 of the last 3 calendar years.
  • Across all 3-year periods since launch, yearly returns ranged from 0.9% to 6.5% and were positive 100% of the time.

AI analysis

Plenitude AI reads the figures on this page and explains them in plain language.

Thinking of investing?

We help you invest in the Regular plan of schemes that suit your goals, and review them every year.

Book a free consultation Compare with other funds

Returns vs benchmark and category

Returns (%)1W1M3M6MYTD1Y2Y3Y5Y7Y10YSince launch
This fund+1.00%-1.30%-1.99%+3.03%-3.93%-8.22%-10.08%+1.38%———+1.98%
Nifty 500+1.84%-1.16%-4.14%-1.70%-6.71%-5.49%-3.01%+8.59%+7.14%+13.32%+11.51%+11.96%

Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Regular Growth plans in ELSS Tax Saver Funds. Q1 = top quarter by return over that period.

Calendar-year returns

Year2026 YTD202520242023
This fund-3.93%-8.50%+16.39%+8.15%
Nifty 500-6.71%+6.69%+15.16%+25.76%
Difference+2.78%-15.19%+1.23%-17.61%

January to December each year; the current year is to date.

Risk and consistency

Risk measure3 years5 years
Volatility (standard deviation) ?18.77%17.69%
Nifty 500 volatility ?14.52%13.58%
Sharpe ratio ?-0.27—
Sortino ratio ?-0.34—
Beta ?1.111.10
Alpha (yearly) ?-7.45%—
R-squared ?0.740.71
Up-market capture ?80.10%73.10%
Down-market capture ?109.20%99.10%
Maximum drawdown-30.00%-30.00%

Rolling 3-year returns (yearly)

Lowest+0.92%
Median+4.02%
Highest+6.54%
Positive100% of periods
Above 12% a year0% of periods
Beat Nifty 5000% of periods

Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.

SIP returns: ₹10,000 every month

SIP forInvestedValue todayGainXIRRNifty 500 XIRR
1Y₹1,20,000₹1,17,735₹-2,265-3.47%-6.28%
3Y₹3,60,000₹3,44,419₹-15,581-2.85%+1.15%

A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.

Compare with all ELSS Tax Saver Funds (39)

About ELSS Tax Saver Funds
Scheme (Regular plans, Growth)NAV1M6M1Y3Y5Y
Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund₹58.7500—————
Axis ELSS- Tax Saver Fund - Regular Plan - Growth OptionAxis Mutual Fund₹93.9110—————
Bajaj Finserv ELSS - Tax Saver Fund - Regular Plan - GrowthBajaj Finserv Mutual Fund₹11.1790—————
BANDHAN ELSS - Tax Saver Fund - Regular Plan - GrowthBandhan Mutual Fund₹150.9830—————
BANK OF INDIA ELSS TAX SAVER FUND - GrowthBank of India Mutual Fund₹172.9400—————
BANK OF INDIA ELSS TAX SAVER FUND - Regular Plan - GrowthBank of India Mutual Fund₹159.3000—————
Baroda BNP Paribas ELSS Tax Saver Fund - Regular Plan - Growth OptionBaroda BNP Paribas Mutual Fund₹95.4093—————
Canara Robeco ELSS - Tax Saver Fund - Regular Plan - GROWTH OPTIONCanara Robeco Mutual Fund₹171.7100—————
DSP ELSS Tax Saver Fund - Regular Plan - GrowthDSP Mutual Fund₹133.3910—————
Edelweiss ELSS Tax Saver Fund - Regular Plan - GrowthEdelweiss Mutual Fund₹110.8400—————
Franklin India ELSS Tax Saver Fund - Regular Plan - GrowthFranklin Templeton Mutual Fund₹1,368.43—————
Groww ELSS Tax Saver Fund - Regular Plan - GrowthGroww Mutual Fund₹18.2500—————
HDFC ELSS - Tax Saver Fund - Regular Plan - Growth OptionHDFC Mutual Fund₹1,327.37—————
HSBC ELSS Tax saver Fund - Regular Plan - GrowthHSBC Mutual Fund₹137.0611—————
ICICI Prudential ELSS - Tax Saver Fund - Regular Plan - GrowthICICI Prudential Mutual Fund₹895.1200—————
Invesco India ELSS Tax Saver Fund - Regular Plan - GrowthInvesco Mutual Fund₹122.3000—————
ITI ELSS Tax Saver Fund - Regular Plan - Growth OptionITI Mutual Fund₹24.1153—————
JM ELSS - Tax Saver Fund - Regular Plan - Growth OptionJM Financial Mutual Fund₹50.9094—————
Kotak ELSS Tax Saver Fund - Regular Plan - GrowthKotak Mahindra Mutual Fund₹113.2690—————
LIC MF ELSS Tax Saver Fund - Regular Plan - GrowthLIC Mutual Fund₹142.3802—————
Mahindra Manulife ELSS Tax Saver Fund - Regular Plan - GrowthMahindra Manulife Mutual Fund₹26.3224—————
Mirae Asset ELSS Tax Saver Fund - Regular Plan - GrowthMirae Asset Mutual Fund₹48.0600—————
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - GrowthMotilal Oswal Mutual Fund₹54.8033—————
NAVI ELSS TAX SAVER NIFTY50 INDEX FUND - Regular Plan - GROWTHNavi Mutual Fund₹13.6268—————
Nippon India ELSS Tax Saver Fund - Regular Plan - Growth OptionNippon India Mutual Fund₹127.0550—————
NJ ELSS Tax Saver Fund - Regular Plan - Growth OptionNJ Mutual Fund₹13.3800—————
Parag Parikh ELSS Tax Saver Fund - Regular Plan - GrowthPPFAS Mutual Fund₹28.7885—————
PGIM India ELSS Tax Saver Fund - Regular Plan - Regular GrowthPGIM India Mutual Fund₹33.4600—————
Quant ELSS Tax Saver Fund - Regular Plan - Growth Optionquant Mutual Fund₹396.5240—————
Quantum ELSS Tax Saver Fund - Regular Plan - Growth OptionQuantum Mutual Fund₹114.8300—————
Samco ELSS Tax Saver Fund - Regular Plan - GrowthSamco Mutual Fund₹12.6400—————
SBI ELSS Tax Saver Fund - Regular Plan - GrowthSBI Mutual Fund₹413.1659—————
Shriram ELSS Tax Saver Fund - Regular Plan - GrowthShriram Mutual Fund₹19.8607—————
Sundaram ELSS Tax Saver Fund - Regular Plan - GROWTHSundaram Mutual Fund₹475.7886—————
Tata ELSS - Tax Saver Fund - Regular Plan - Growth OptionTata Mutual Fund₹44.8577—————
Taurus ELSS Tax Saver Fund - Regular Plan - GrowthTaurus Mutual Fund₹180.3900—————
Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund - Regular Plan - Growth OptionUnion Mutual Fund₹63.4400—————
UTI ELSS Tax Saver Fund - Regular Plan - GrowthUTI Mutual Fund₹193.9855—————
WhiteOak Capital ELSS Tax Saver Fund - Regular Plan - Growth OptionWhiteOak Capital Mutual Fund₹17.4190—————

Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).

Scheme details

Fund house
HSBC Mutual Fund
Category
ELSS Tax Saver Funds · Equity
Benchmark used here
Nifty 500 (price index)
Plan / option
Regular · IDCW (income distribution)
AMFI scheme code
151077
ISIN
INF677K01072
Exit load & portfolio
See the scheme's KIM and monthly factsheet on the fund house website.

About ELSS Tax Saver Funds

ELSS Tax Saver Funds invest at least 80% in equity and come with a 3-year lock-in. Investments can qualify for a tax deduction of up to ₹1.5 lakh a year under the old tax regime; there is no such deduction under the new regime.

Generally used by taxpayers on the old regime who want equity exposure and can stay invested 3+ years.

Other plans of this scheme

Questions about this scheme

What is the NAV of HSBC ELSS Tax saver Fund today?
The latest NAV of HSBC ELSS Tax saver Fund - Regular Plan - IDCW Payout is ₹26.4006 as on 16 Oct 2026, as published by AMFI. NAVs are updated every business day evening.
What returns has HSBC ELSS Tax saver Fund given?
As on 16 Oct 2026: 1 year -8.22%, 3 years +1.38% a year. Past returns may or may not be sustained in future.
What is the expense ratio of HSBC ELSS Tax saver Fund?
See the scheme's latest factsheet on the fund house website for its expense ratio.
How risky is this fund?
Over 3 years its volatility was 18.8% a year and its biggest fall from a peak was 30.0%. Mutual fund investments are subject to market risks.
What is the difference between Direct and Regular plans?
Both plans hold the same portfolio. A Direct plan is bought straight from the fund house and has a lower expense ratio. A Regular plan is bought through a distributor, who is paid a commission from the expense ratio, so its NAV grows slightly slower.
What are ELSS Tax Saver Funds?
ELSS Tax Saver Funds invest at least 80% in equity and come with a 3-year lock-in. Investments can qualify for a tax deduction of up to ₹1.5 lakh a year under the old tax regime; there is no such deduction under the new regime.
Important. NAVs are from AMFI and mfapi.in; benchmark closes from Yahoo Finance; expense ratio, fund size and managers from published scheme data (Kuvera). Figures may be delayed; confirm with the fund house before transacting. Ranks and quartiles are positions by past return and are not a rating or recommendation. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Plenitude Connect Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-130934) and earns commission from fund houses on Regular plans (see Disclosures).
Talk to us

Have a question about this topic?

Tell us a little about your situation and an expert will call you back, usually within 2 hours on business days.

Experts are available Mon–Sat, 10 AM – 7 PM

Book your free wealth consultation

  • 100% free
  • No obligation
  • Reply within 2 hours
+91
Join 2,000+ investors who plan with Plenitude
Your details are private and never shared.
WhatsApp Book free call