BANDHAN LIQUID Fund - Direct Plan - Monthly IDCW
The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.Read more
- Current NAV₹1,009.75
- Fund Size (AUM)₹ 16,269 Cr.
- Expense Ratio0.07 %
- 1Y Return-0.02%
- 3Y Return (CAGR)-0.03%
- 5Y Return (CAGR)+0.02%
- Category Rank (3Y)—
- RiskometerLow to Moderate Risk
- Min. SIP / Lump sum₹ 100 / ₹ 100
More figures (11)
- Since Launch (CAGR)+0.04%
- Benchmark—
- Volatility (3Y)1.71 %
- Sharpe Ratio (3Y)-3.83
- Beta (3Y)—
- 52-week High / Low₹1,015.46 / ₹1,007.14
- Max Drawdown-1.0 %
- Launched15 Jan 2013
- Lock-inNone
- Portfolio Turnover—
- Fund ManagersHarshal Joshi, Brijesh Shah
Performance chart
Past performance may or may not be sustained in future.
Quick take
- Over 5 years it returned 0.0% a year.
- Volatility over 3 years was 1.7% a year, with a Sharpe ratio of -3.83.
- Its biggest fall from a peak was 1.0% (30 Oct 2013 to 29 May 2020).
- Across all 3-year periods since launch, yearly returns ranged from -0.3% to 0.2% and were positive 30% of the time.
- Expense ratio 0.07%, fund size ₹16,269 crore.
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Book a free consultation Compare with other fundsReturns vs benchmark and category
| Returns (%) | 1W | 1M | 3M | 6M | YTD | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.06% | -0.05% | -0.04% | -0.40% | +0.21% | -0.02% | -0.06% | -0.03% | +0.02% | -0.01% | -0.01% | +0.04% |
Point-to-point NAV returns as on 16 Oct 2026; over 1 year, yearly compounded (CAGR). Category: Direct Growth plans in Liquid Funds. Q1 = top quarter by return over that period.
Calendar-year returns
| Year | 2026 YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.21% | +0.01% | -0.03% | +0.05% | +0.01% | -0.02% | -0.02% | -0.01% | 0.00% | +0.01% | +0.03% |
January to December each year; the current year is to date.
Risk and consistency
| Risk measure | 3 years | 5 years |
|---|---|---|
| Volatility (standard deviation) ? | 1.71% | 1.60% |
| Sharpe ratio ? | -3.83 | -4.05 |
| Sortino ratio ? | -3.73 | -3.93 |
| Maximum drawdown | -0.82% | -0.82% |
Rolling 3-year returns (yearly)
Rolling 5-year returns (yearly)
Every 3- and 5-year period since launch, checked weekly. It shows how consistent returns were, whenever someone invested.
SIP returns: ₹10,000 every month
| SIP for | Invested | Value today | Gain | XIRR |
|---|---|---|---|---|
| 1Y | ₹1,20,000 | ₹1,19,916 | ₹-84 | -0.13% |
| 3Y | ₹3,60,000 | ₹3,59,730 | ₹-270 | -0.05% |
| 5Y | ₹6,00,000 | ₹5,99,750 | ₹-250 | -0.02% |
| 10Y | ₹12,00,000 | ₹11,99,684 | ₹-316 | -0.01% |
A ₹10,000 instalment on the same date every month, valued at the latest NAV. XIRR is the yearly return on those dated instalments. Try the SIP calculator.
Compare with all Liquid Funds (44)
Sorted by 3-year return; tap a heading to sort. Sorting by past returns is a way to explore data, not a ranking of which fund to choose. 3Y and 5Y are yearly (CAGR).
Scheme details
- Investment objective
- The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.
- Fund managers
- Harshal Joshi, Brijesh Shah
- Fund house
- Bandhan Mutual Fund
- Category
- Liquid Funds · Debt
- Plan / option
- Direct · IDCW (income distribution)
- AMFI scheme code
- 118365
- ISIN
- INF194K01J36, INF194K01J28
- Scheme documents
- SID, KIM and factsheets (fund house website) · exit load and full portfolio are in these documents.
About Liquid Funds
Liquid Funds invest in debt and money-market securities maturing within 91 days. They are commonly used for emergency funds and short-term parking.
Generally used by money needed within weeks to a few months.
Other plans of this scheme
- BANDHAN LIQUID Fund
- BANDHAN LIQUID Fund - Direct Plan - Growth
- BANDHAN LIQUID Fund - Regular Plan - Growth
- BANDHAN LIQUID Fund - Direct Plan - Daily IDCW
- BANDHAN LIQUID Fund - Direct Plan - Periodic IDCW
- BANDHAN LIQUID Fund - Direct Plan - Weekly IDCW
- BANDHAN LIQUID Fund - Regular Plan - Daily IDCW
- BANDHAN LIQUID Fund - Regular Plan - Monthly IDCW
Questions about this scheme
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