Retirement Funds explained.

Retirement Funds are designed for retirement saving, with a lock-in of 5 years or until retirement age, whichever is earlier.

What they invest in

Retirement Funds are designed for retirement saving, with a lock-in of 5 years or until retirement age, whichever is earlier.

Generally used by long-term retirement saving.

All Retirement Funds (58)

Growth options · alphabetical by fund house · not a ranking

Scheme	Plan	NAV	As on
Aditya Birla Sun Life Retirement Fund-The 30s Plan - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund	Direct	₹24.7000	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 30s Plan - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund	Regular	₹22.0280	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 40s Plan - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund	Direct	₹20.8150	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 40s Plan - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund	Regular	₹18.6120	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund	Direct	₹16.4814	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 50s Plan - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund	Regular	₹14.8520	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - GROWTHAditya Birla Sun Life Mutual Fund	Direct	₹14.8669	15-Oct-2026
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Regular Plan - GROWTHAditya Birla Sun Life Mutual Fund	Regular	₹13.5174	15-Oct-2026
Axis Retirement Fund - Aggressive Plan - Direct Plan - Growth OptionAxis Mutual Fund	Direct	₹19.6900	15-Oct-2026
Axis Retirement Fund - Aggressive Plan - Regular Plan - Growth OptionAxis Mutual Fund	Regular	₹17.7800	15-Oct-2026
Axis Retirement Fund - Conservative Plan - Direct Plan - Growth OptionAxis Mutual Fund	Direct	₹17.1311	15-Oct-2026
Axis Retirement Fund - Conservative Plan - Regular Plan - Growth OptionAxis Mutual Fund	Regular	₹15.4925	15-Oct-2026
Axis Retirement Fund - Dynamic Plan - Direct Plan - Growth OptionAxis Mutual Fund	Direct	₹21.0300	15-Oct-2026
Axis Retirement Fund - Dynamic Plan - Regular Plan - Growth OptionAxis Mutual Fund	Regular	₹18.9200	15-Oct-2026
BANDHAN RETIREMENT FUND - Direct Plan - GrowthBandhan Mutual Fund	Direct	₹12.8600	15-Oct-2026
BANDHAN RETIREMENT FUND - Regular Plan - GrowthBandhan Mutual Fund	Regular	₹12.2360	15-Oct-2026
Baroda BNP Paribas Retirement Fund - Direct Plan - Growth OptionBaroda BNP Paribas Mutual Fund	Direct	₹11.6543	15-Oct-2026
Baroda BNP Paribas Retirement Fund - Regular Plan - Growth OptionBaroda BNP Paribas Mutual Fund	Regular	₹11.2084	15-Oct-2026
Franklin India Retirement Fund - Direct Plan - GrowthFranklin Templeton Mutual Fund	Direct	₹237.1635	15-Oct-2026
Franklin India Retirement Fund - Regular Plan - GrowthFranklin Templeton Mutual Fund	Regular	₹214.4028	15-Oct-2026
HDFC Retirement Fund - Equity Plan - Direct Plan - Growth OptionHDFC Mutual Fund	Direct	₹54.0910	15-Oct-2026
HDFC Retirement Fund - Equity Plan - Regular Plan - Growth OptionHDFC Mutual Fund	Regular	₹47.1730	15-Oct-2026
HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth OptionHDFC Mutual Fund	Direct	₹24.5017	15-Oct-2026
HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth OptionHDFC Mutual Fund	Regular	₹21.4394	15-Oct-2026
HDFC Retirement Fund - Hybrid-Equity Plan - Direct Plan - Growth OptionHDFC Mutual Fund	Direct	₹41.4450	15-Oct-2026
HDFC Retirement Fund - Hybrid-Equity Plan - Regular Plan - Growth OptionHDFC Mutual Fund	Regular	₹36.0260	15-Oct-2026
ICICI Prudential Retirement Fund Hybrid Aggressive Plan - Direct Plan - GrowthICICI Prudential Mutual Fund	Direct	₹30.1500	15-Oct-2026
ICICI Prudential Retirement Fund Hybrid Aggressive Plan - Regular Plan - GrowthICICI Prudential Mutual Fund	Regular	₹26.8400	15-Oct-2026
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Direct Plan - GrowthICICI Prudential Mutual Fund	Direct	₹19.8534	15-Oct-2026
ICICI Prudential Retirement Fund Hybrid Conservative Plan - Regular Plan - GrowthICICI Prudential Mutual Fund	Regular	₹17.9563	15-Oct-2026
ICICI Prudential Retirement Fund Pure Debt Plan - Direct Plan - GrowthICICI Prudential Mutual Fund	Direct	₹17.1018	15-Oct-2026
ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - GrowthICICI Prudential Mutual Fund	Regular	₹15.5763	15-Oct-2026
ICICI Prudential Retirement Fund Pure Equity Plan - Direct Plan - GrowthICICI Prudential Mutual Fund	Direct	₹37.6500	15-Oct-2026
ICICI Prudential Retirement Fund Pure Equity Plan - Regular Plan - GrowthICICI Prudential Mutual Fund	Regular	₹33.6000	15-Oct-2026
Nippon India Retirement Fund- Income Generation Scheme - Direct Plan - Growth OptionNippon India Mutual Fund	Direct	₹22.8211	15-Oct-2026
Nippon India Retirement Fund- Income Generation Scheme - Regular Plan - Growth OptionNippon India Mutual Fund	Regular	₹19.7735	15-Oct-2026
Nippon India Retirement Fund- Wealth Creation Scheme - Direct Plan - Growth OptionNippon India Mutual Fund	Direct	₹31.1373	15-Oct-2026
Nippon India Retirement Fund- Wealth Creation Scheme - Regular Plan - Growth OptionNippon India Mutual Fund	Regular	₹27.3179	15-Oct-2026
PGIM India Retirement Fund - Direct Plan - Direct GrowthPGIM India Mutual Fund	Direct	₹12.3100	15-Oct-2026
PGIM India Retirement Fund - Regular Plan - Regular GrowthPGIM India Mutual Fund	Regular	₹11.8200	15-Oct-2026
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - GrowthSBI Mutual Fund	Direct	₹20.0644	15-Oct-2026
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - GrowthSBI Mutual Fund	Regular	₹18.8121	15-Oct-2026
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - GrowthSBI Mutual Fund	Direct	₹20.7618	15-Oct-2026
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - GrowthSBI Mutual Fund	Regular	₹19.3586	15-Oct-2026
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - GrowthSBI Mutual Fund	Direct	₹16.0664	15-Oct-2026
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - GrowthSBI Mutual Fund	Regular	₹15.5367	15-Oct-2026
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - GrowthSBI Mutual Fund	Direct	₹14.8735	15-Oct-2026
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - GrowthSBI Mutual Fund	Regular	₹14.4651	15-Oct-2026
Tata Retirement Savings Fund-Conservative Plan - Direct Plan - Growth OptionTata Mutual Fund	Direct	₹38.1636	15-Oct-2026
Tata Retirement Savings Fund-Conservative Plan - Regular Plan - Growth OptionTata Mutual Fund	Regular	₹32.1231	15-Oct-2026
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth OptionTata Mutual Fund	Direct	₹78.8038	15-Oct-2026
Tata Retirement Savings Fund-Moderate Plan - Regular Plan - Growth OptionTata Mutual Fund	Regular	₹65.0523	15-Oct-2026
Tata Retirement Savings Fund-Progressive Plan - Direct Plan - Growth OptionTata Mutual Fund	Direct	₹81.1216	15-Oct-2026
Tata Retirement Savings Fund-Progressive Plan - Regular Plan - Growth OptionTata Mutual Fund	Regular	₹65.6272	15-Oct-2026
UTI Retirement Fund - Direct Plan - GrowthUTI Mutual Fund	Direct	₹53.7204	15-Oct-2026
UTI Retirement Fund - Regular Plan - GrowthUTI Mutual Fund	Regular	₹49.4407	15-Oct-2026
Union Retirement Fund - Direct Plan - Growth OptionUnion Mutual Fund	Direct	₹16.7300	15-Oct-2026
Union Retirement Fund - Regular Plan - Growth OptionUnion Mutual Fund	Regular	₹15.8000	15-Oct-2026

Common questions

What are Retirement Funds?

Retirement Funds are designed for retirement saving, with a lock-in of 5 years or until retirement age, whichever is earlier.

Who are Retirement Funds generally suited for?

They are generally used by long-term retirement saving. Suitability depends on your goals, time horizon and risk profile; check the scheme's riskometer and documents.

Which is the best fund in this category?

There is no single best fund for everyone, and past returns do not guarantee future returns. Compare schemes on consistency, costs (expense ratio), portfolio and how well they fit your goals, or talk to a professional.

Direct or Regular plan?

Both hold the same portfolio. Direct plans are bought from the fund house and cost less; Regular plans are bought through a distributor (like Plenitude Connect), who is paid a commission from the expense ratio and helps with selection, paperwork and reviews.

Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Plenitude Connect is an AMFI-registered Mutual Fund Distributor (ARN-130934). This page is for information only and does not recommend any scheme. NAVs from AMFI; may be delayed.

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Retirement Funds explained.

What they invest in

All Retirement Funds (58)

Common questions

Have a question about this topic?

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